MEKAR11 – CBS Employees Federal Credit Union Finance Embrace
• MEKAR11 CBS EFCU Editorial Team
MEKAR11 — CBS Employees Federal Credit Union (CBS EFCU) Finance Embrace is a member-owned financial cooperative dedicated to providing high-quality, low-cost financial services to CBS employees and their families. As a not-for-profit institution, every dollar earned is reinvested into better rates, lower fees, and improved services for our members.
About MEKAR11 CBS EFCU Finance
Established to serve the CBS media family, MEKAR11 CBS EFCU has grown into a full-service financial institution offering competitive savings rates, affordable loan products, and the convenience of modern online banking — all designed around the unique needs of media industry employees. Unlike traditional banks, CBS EFCU returns profits to members in the form of lower loan rates, higher dividend yields, and reduced service fees.
Our Financial Products & Services
- Savings Accounts — Competitive dividend rates with no monthly maintenance fees for active members.
- Checking Accounts — Free checking with direct deposit, no minimum balance required.
- Personal Loans — Low fixed-rate personal loans for debt consolidation, home improvements, or unexpected expenses.
- Auto Loans — New and used vehicle financing at rates far below the national average.
- Mortgage & Home Equity — Flexible home loan programs with dedicated mortgage advisors.
- Online Bill Pay — Free bill payment service when you pay at least one bill every 30 days.
- ATM Access — Surcharge-free access to over 55,000 ATMs nationwide through the AllPoint network.
Why Choose MEKAR11 CBS EFCU?
At MEKAR11 CBS EFCU, members are more than customers — they are co-owners. This means every financial decision we make is guided by what is best for our membership, not by shareholder profits. Our board of directors is elected by members, ensuring that your voice has a real impact on how the credit union is run.
Members consistently report higher satisfaction compared to traditional banking institutions, citing better rates, more personalized service, and a genuine sense of community. Whether you are saving for retirement, financing a new car, or simply looking for a better place to keep your money, MEKAR11 CBS EFCU Finance has a solution built for you.
Secure Online Banking with CU Online
Managing your finances has never been easier. Through our CU Online platform, members can access their accounts 24 hours a day, 7 days a week. Features include real-time balance monitoring, fund transfers between accounts, electronic statements, loan payment scheduling, and our integrated online bill pay system — all protected by bank-grade encryption and multi-factor authentication.
Membership Eligibility
Membership in MEKAR11 CBS EFCU is open to:
- Current full-time and part-time CBS employees
- Retired CBS employees
- Immediate family members of eligible employees (spouse, children, siblings, parents)
- Household members of existing CBS EFCU members
Opening an account is simple. Visit our Membership page or stop by one of our branch locations to get started. A minimum deposit of $5 opens your primary savings account and establishes your membership.
