Welp, I absolutely cannot believe I fell for it, but I’ve been SCAMMED!
Long story short: we are moving out of our house (long, sad story) in the next few months and are looking for a rental. I’ve been searching Craigslist for potential leads and found one that was (dare I say it?!) too good to be true (Note to self: if it sounds too good to be true, it probably is! DOH!)
$1695 / 3br – EXTRA-ROOMY3 BEDROOM ~ A STEAL! (Santa Monica)
# – 3 BR AND 2.5 BA
# – HUGE BATHROOM W/ WHIRLPOOL BATH
# – BIG WALKIN CLOSETS
# – COMPLETELY FURNISHED WITH PRISTINE FURNITURE
# – PRISTINE SMOOTH WOOD FLOORS
# – MODERN DOORS & BIG WINDOWS
# – FULL-SIZE WASHER AND DRYER
# – NICE MARBLE COUNTER TOPS
# – BRAND NEW SILVER KITCHEN APPLIANCES
# – TALL CEILING
# – PACKAGED AIR CONDITIONER / HEAT
# – A LOT OF UNIQUE DETAILS
# – SECURE GATED PROPERTY
# – FRIENDLY LOCAL SHOPPING AND RESTAURANTS CLOSED BY
# – EMAIL TO SET UP A VISIT FOR THIS PLACE
I got an email back telling me the rental requirements and that we needed to provide a credit report no more than 7 days old when we met her to see the place and providing a link to a site to get a free report.
Stupid me clicked on the link which went to an apparently legit credit monitoring service that offered a 7-day trial period and a free credit report for signing up for it. So I figured I’d sign up, get the report, then cancel.
So I enter ALL.OF.MY.PERSONAL.FINANCIAL.INFORMATION and get my report.
Then I emailed the supposed landlord (whose email address I did check out and it appeared to be legit) and told her we were interested and wanted to see the property right away. Then I waited…
And waited…
And waited…
It’s been more than two days and haven’t heard back. The entire time I’ve had a feeling that something wasn’t right but have been wondering what was the purpose of it all.
Then tonight it hit me! The link she sent wasn’t the address I finally landed on, it redirected me to another, legitimate site. Where I entered my information. Which was probably phished, which basically means that as I was entering my information, it was being recorded. DOH!
HOW COULD I HAVE BEEN SO STUPID?!
According to the FTC, this information is then usually sold to a third party who then uses it to open credit accounts, mobile phone accounts, etc. Sigh…
HOW COULD I HAVE BEEN SO STUPID?!
So after freaking out and trying to find out information, I put a Fraud Alert on my credit account, meaning that before any new credit can be extended, the creditor has to speak to me at the phone number provided on my account and ask for positive ID. Unfortunately this is only a 3-month fix (which can be extended one time), so I’m a bit nervous about what happens 6 months from now.
HOW COULD I HAVE BEEN SO STUPID?!




(pretend there’s an applause smiley here!)

