Payments
Get started with HitPay
Our team is here to answer your questions and help you get started with easw
Transparent pricing No surprises
Only pay per transaction. No setup fees and monthly fees required.
Transparent pricing No surprises
Only pay per transaction. No setup fees and monthly fees required.
Transparent pricing No surprises
Only pay per transaction. No setup fees and monthly fees required.
PayNow
0.65%
+ S$0.30
Cards
2.8%
+ S$0.50
Custom rates
Flexible enterprise pricing, tailored to your business — ideal for high-volume merchants with complex or multi-market needs
Learn More ->
How HitPay Pricing Works
HitPay uses a pay-per-transaction pricing model. Businesses can start accepting payments without setup or subscription fees and only pay when a payment is successfully processed.
Fees vary depending on the payment method used. For example, domestic online card payments are 2.8% + S$0.50 per transaction, while international cards are 3.65% + S$0.50. Additional fees may apply for certain payment types or foreign currency transactions.
Singapore
Domestic
Online Payments
In-person Payments
Recurring Payments
Cross border
Online Payments
In-Person Payments
Recurring Payments
ADD-ons
Softwares
Payment Links
Invoice
HitPay Online Store
Point of Sale
Recurring Billing
Plugin Integrations
Shopify
Woocommerce
Wix
Xero
See more..
Refunds
Chargebacks
Fraud Monitoring & Dispute Management
Custom pricing
Payout schedule
pricing calculator
Terminals
Online Payments
Accept payments on your website, app, or via payment links
Domestic cards
2.8% + S$0.50
International cards
3.65% + S$0.50
2% additional fees is charged on foreign currency transactions
PayNow
0.65% + S$0.30
for transaction values of S$100 and above
0.9%
(min fee S$0.20)
for transaction values below S$100
GrabPay
3%
Paylater by Grab
5.5%
ShopeePay
3%
ShopeePay Later
5%
Atome
5.5%
Shopback
3.9% + S$0.20
WechatPay
1.5%
UPI
2%
In-person Payments
Includes HitPay card terminals and Tap to Pay
Domestic cards
2.5%
(min fee S$0.20)
2.3%
(min fee S$0.20)
F&B merchants
International cards
3.2%
(min fee S$0.20)
PayNow
0.4%
(min fee S$0.10)
GrabPay
2.2%
Paylater by Grab
5%
ShopeePay
1.8%
ShopeePay Later
5%
WechatPay
1.5%
Atome
5.5%
Shopback
5%
Recurring Payments
Set up subscriptions and automatic billing
Domestic cards
2.8% + S$0.50
International cards
3.65% + S$0.50
Giro
$2.25 + 0.65%
ShopeePay
3%
ShopeePay Later
5.5%
GrabPay
3%
Cross-Border Payments (Online)
Accept payments from international customers
Customers pay in their local familiar payment method
Lower fees compared to international cards. Reduce chargebacks and dispute risks
A 1% FX markup is applied at settlement when converting the payment back to SGD
Malaysia
MYR
2.3%
Malaysia
MYR
1.9%
Philippines
PHP
1% or ₱20
Whichever is higher
Philippines
PHP
2.3%
Philippines
PHP
1.5%
Thailand
THB
2.5%
Indonesia
IDR
2%
India
SGD
2%
Korea
KRW
3.5%
China
SGD
1.5%
Vietnam
VND
3.35%
Vietnam
VND
3.35%
Cross-Border Payments (In-Person)
Accept international tourist payments seamlessly with HitPay Borderless QR on HitPay POS
Automatic currency conversion at mid-market rates, with zero exchange rate markup for customers
Boost profit margins by 0.5%+ with fees lower than standard international card rates
A 1% FX markup is applied at settlement when converting the payment back to SGD
Malaysia
MYR
1.5%
Philippines
PHP
1.5%
Philippines
PHP
1.5%
Thailand
THB
1.5%
Indonesia
IDR
1.5%
India
SGD
1.5%
China
SGD
1.5%
Vietnam
VND
3.35%
Vietnam
VND
3.35%
Cross-Border Payments (Recurring Payments)
Accept subscription payments from international customers
Improve retention with higher success rates vs international cards
Reduce failed payments, chargebacks, and manual follow-ups
A 1% FX markup is applied at settlement when converting the payment back to SGD
Malaysia
MYR
1.9%
Vietnam
VND
3.35%
Business Software
Additional fee on top of payment processing
Plugin Integrations
Additional fee when using these platforms
Shopify Payments App
0.5%
Woocommerce Plugin
0.2%
Wix Payments App
0.2%
Xero
0.2%
Magento
0.2%
Google Forms
0.2%
Prestashop
0.2%
Ecwid
0.2%
Opencart
0.2%
WHCMS
0.2%
Odoo
0.2%
Give WP
0.2%
Cal.com
0.2%
Bukku Accounting
0.2%
Example Transaction Fees
Below are example fee calculations based on the standard pricing shown above.
Domestic cards
Payment received
S$100.00
Processing fee
2.8% + S$0.50
Total fee
S$3.30
Merchant receives
S$96.70
International cards
Payment received
S$100.00
Processing fee
3.65% + S$0.50
Total fee
S$4.15
Merchant receives
S$95.85
PayNow
Payment received
S$100.00
Processing fee
0.4%
Total fee
S$0.40
Merchant receives
S$99.60
For a more precise breakdown of fees tailored to your business volume, please use our
Pricing Calculator
Refunds
There are no additional fees for processing refunds. The original transaction fees from the initial payment are non-refundable.
No additional processing fees for refunds
Chargebacks
When a chargeback is initiated, the full disputed amount, including the chargeback fee, is deducted from your balance. If the dispute is ruled successfully in your favour, the disputed amount and chargeback fee will be credited back to you.
Chargeback fee applies — see rates by market
Fraud Monitoring & Dispute Management
We handle chargeback management, fraud, and disputes at no extra cost to you. That means we absorb the costs of fraud monitoring, chargeback handling, and dispute resolution.
Fully covered at no extra cost
Custom Pricing
We offer custom pricing based on market thresholds. If you’re eligible, just fill in the request form and we’ll be in touch.
Request Custom Pricing
→
Singapore
Average monthly volume last 6 months
Greater than S$50k
Philippines
Average monthly volume last 6 months
Greater than 500k PHP
Malaysia
Average monthly volume last 6 months
Greater than 50k RM
All other countries
Average monthly volume last 6 months
Greater than 35k USD
Pay-Outs Schedule
Balance Type
Payout Frequency
Payout Processed By
HitPay Balance
(Non-card payment method)
T + 1 calendar day
HitPay
Card Balance
(Card payment method)
From T + 1 business day
(Final payout schedule determined by Compliance on a case-by-case basis)
Stripe/Adyen
We offer custom pricing for businesses processing a high volume of payments. Get in touch to explore tailored solutions for your business.
Singapore
Paynow
0.65%
+ S$0.30
Cards
2.8%
+ S$0.50
Custom rates
Flexible enterprise pricing, tailored to your business — ideal for high-volume merchants with complex or multi-market needs
How HitPay Pricing Works
HitPay uses a pay-per-transaction pricing model. Businesses can start accepting payments without setup or subscription fees and only pay when a payment is successfully processed.
Fees vary depending on the payment method used. For example, domestic online card payments are 2.8% + S$0.50 per transaction, while international cards are 3.65% + S$0.50. Additional fees may apply for certain payment types or foreign currency transactions.
Online Payments
Accept payments on your website, app, or via payment links
Domestic cards
2.8% + S$0.50
International cards
3.65% + S$0.50
2% additional fees is charged on foreign currency transactions
PayNow
0.65% + S$0.30
for transaction values of S$100 and above
0.9%
(min fee S$0.20)
for transaction values below S$100
GrabPay
3%
Paylater by Grab
5.5%
ShopeePay
3%
ShopeePay Later
5%
Atome
5.5%
Shopback
3.9% + S$0.20
WechatPay
1.5%
UPI
2%
In-Person Payments
Accept payments at your physical store with HitPay terminal
Domestic cards
2.5%
(min fee S$0.20)
2.3%
(min fee S$0.20)
F&B merchants
International cards
3.2%
(min fee S$0.20)
PayNow
0.4%
(min fee S$0.10)
GrabPay
2.2%
Paylater by Grab
5%
ShopeePay
1.8%
ShopeePay Later
5%
WechatPay
1.5%
Atome
5.5%
Shopback
5%
Recurring Payments
Set up subscriptions and automatic billing
Domestic cards
2.8% + S$0.50
International cards
3.65% + S$0.50
Giro
$2.25 + 0.65%
ShopeePay
3%
ShopeePay Later
5.5%
GrabPay
3%
Cross-Border Payments (Online)
Accept payments from international customers
Customers pay in their local familiar payment method
Lower fees compared to international cards. Reduce chargebacks and dispute risks
A 1% FX markup is applied at settlement when converting the payment back to SGD
Malaysia
MYR
2.3%
Malaysia
MYR
1.9%
Philippines
PHP
1% or ₱20
Whichever is higher
Philippines
PHP
2.3%
Philippines
PHP
1.5%
Thailand
THB
2.5%
Indonesia
IDR
2%
India
SGD
2%
Korea
KRW
3.5%
China
SGD
1.5%
Vietnam
VND
3.35%
Vietnam
VND
3.35%
Cross-Border Payments (In-Person)
Accept international tourist payments seamlessly with HitPay Borderless QR on HitPay POS
Automatic currency conversion at mid-market rates, with zero exchange rate markup for customers
Boost profit margins by 0.5%+ with fees lower than standard international card rates
A 1% FX markup is applied at settlement when converting the payment back to SGD
Malaysia
MYR
1.5%
Philippines
PHP
1.5%
Philippines
PHP
1.5%
Thailand
THB
1.5%
Indonesia
IDR
1.5%
India
SGD
1.5%
China
SGD
1.5%
Vietnam
VND
3.35%
Vietnam
VND
3.35%
Cross-Border Payments (Recurring Payments)
Accept subscription payments from international customers
Improve retention with higher success rates vs international cards
Reduce failed payments, chargebacks, and manual follow-ups
A 1% FX markup is applied at settlement when converting the payment back to SGD
Malaysia
MYR
1.9%
Vietnam
VND
3.35%
Business Software
Additional fee on top of payment processing
Payment Links
0.2%
Invoicing
0.2%
Online Store
0.2%
Point of Sale
0.2%
Recurring Billing
0.2%
Plugin Integrations
Additional fee when using these platforms
Shopify Payments App
0.5%
Woocommerce Plugin
0.2%
Wix Payments App
0.2%
Xero
0.2%
Magento
0.2%
Google Forms
0.2%
Prestashop
0.2%
Ecwid
0.2%
Opencart
0.2%
WHCMS
0.2%
Odoo
0.2%
Give WP
0.2%
Cal.com
0.2%
Bukku Accounting
0.2%
Example Transaction Fees
Below are example fee calculations based on the standard pricing shown above.
Domestic cards
Payment received
S$100.00
Processing fee
2.8% + S$0.50
Total fee
S$3.30
Merchant receives
S$96.70
International cards
Payment received
S$100.00
Processing fee
3.65% + S$0.50
Total fee
S$4.15
Merchant receives
S$95.85
PayNow
Payment received
S$100.00
Processing fee
0.4%
Total fee
S$0.40
Merchant receives
S$99.60
For a more precise breakdown of fees tailored to your business volume, please use our
Pricing Calculator
Refunds
No additional processing fees for refunds
There are no additional fees for processing refunds. The original transaction fees from the initial payment are non-refundable.
Chargebacks
Chargeback fee applies — see rates by market
When a chargeback is initiated, the full disputed amount, including the chargeback fee, is deducted from your balance. If the dispute is ruled successfully in your favour, the disputed amount and chargeback fee will be credited back to you.
Fraud Monitoring & Dispute Management
Fully covered at no extra cost
We handle chargeback management, fraud, and disputes at no extra cost to you. That means we absorb the costs of fraud monitoring, chargeback handling, and dispute resolution.
Custom Pricing
We offer custom pricing based on market thresholds. If you’re eligible, just fill in the request form and we’ll be in touch.
Singapore
Average monthly volume last 6 months
Greater than S$50k
Philippines
Average monthly volume last 6 months
Greater than 500k PHP
Malaysia
Average monthly volume last 6 months
Greater than 50k RM
All other countries
Average monthly volume last 6 months
Greater than 35k USD
Pay-Outs Schedule
HitPay Balance
(Non-card payment method)
Payout frequency
T + 1 calendar day
Payout Processed By
HitPay
Card Balance
(Card payment method)
Payout frequency
T + 1 calendar day
(Final payout schedule determined by Compliance on a case-by-case basis)
Payout Processed By
HitPay
We offer custom pricing for businesses processing a high volume of payments. Get in touch to explore tailored solutions for your business.
Pricing Calculator
Domestic
Online Payments
In-person Payments
Recurring Payments
Cross border
Online Payments
In-person Payments
Recurring Payments
ADD-ons
Softwares
Plugin Integrations
Refunds
Chargebacks
Fraud Monitoring & Dispute Management
Custom pricing
Payout schedule
Pricing Calculator
Terminals
Choose country
Singapore
Malaysia
Philippines
Global
Navigate to
Current:
Online Payments
Singapore
Paynow
0.65%
+ S$0.30
Cards
2.8%
+ S$0.50
Custom rates
Flexible enterprise pricing, tailored to your business — ideal for high-volume merchants with complex or multi-market needs
How HitPay Pricing Works
HitPay uses a pay-per-transaction pricing model. Businesses can start accepting payments without setup or subscription fees and only pay when a payment is successfully processed.
Fees vary depending on the payment method used. For example, domestic online card payments are 2.8% + S$0.50 per transaction, while international cards are 3.65% + S$0.50. Additional fees may apply for certain payment types or foreign currency transactions.
Online Payments
Accept payments on your website, app, or via payment links
Domestic cards
2.8% + S$0.50
International cards
3.65% + S$0.50
2% additional fees is charged on foreign currency transactions
PayNow
0.65% + S$0.30
for transaction values of S$100 and above
0.9%
(min fee S$0.20)
for transaction values below S$100
GrabPay
3%
Paylater by Grab
5.5%
ShopeePay
3%
ShopeePay Later
5%
Atome
5.5%
Shopback
3.9% + S$0.20
WechatPay
1.5%
UPI
2%
In-Person Payments
Accept payments at your physical store with HitPay terminal
Domestic cards
2.5%
(min fee S$0.20)
2.3%
(min fee S$0.20)
F&B merchants
International cards
3.2%
(min fee S$0.20)
PayNow
0.4%
(min fee S$0.10)
GrabPay
2.2%
Paylater by Grab
5%
ShopeePay
1.8%
ShopeePay Later
5%
WechatPay
1.5%
Atome
5.5%
Shopback
5%
Recurring Payments
Set up subscriptions and automatic billing
Domestic cards
2.8% + S$0.50
International cards
3.65% + S$0.50
Giro
$2.25 + 0.65%
ShopeePay
3%
ShopeePay Later
5.5%
GrabPay
3%
Cross-Border Payments (Online)
Accept payments from international customers
Customers pay in their local familiar payment method
Lower fees compared to international cards. Reduce chargebacks and dispute risks
A 1% FX markup is applied at settlement when converting the payment back to SGD
Malaysia
MYR
2.3%
Malaysia
MYR
1.9%
Philippines
PHP
1% or ₱20
Whichever is higher
Philippines
PHP
2.3%
Philippines
PHP
1.5%
Thailand
THB
2.5%
Indonesia
IDR
2%
India
SGD
2%
Korea
KRW
3.5%
China
SGD
1.5%
Vietnam
VND
3.35%
Vietnam
VND
3.35%
Cross-Border Payments (In-Person)
Accept international tourist payments seamlessly with HitPay Borderless QR on HitPay POS
Automatic currency conversion at mid-market rates, with zero exchange rate markup for customers
Boost profit margins by 0.5%+ with fees lower than standard international card rates
A 1% FX markup is applied at settlement when converting the payment back to SGD
Malaysia
MYR
1.5%
Philippines
PHP
1.5%
Philippines
PHP
1.5%
Thailand
THB
1.5%
Indonesia
IDR
1.5%
India
SGD
1.5%
China
SGD
1.5%
Vietnam
VND
3.35%
Vietnam
VND
3.35%
Cross-Border Payments (Recurring Payments)
Accept subscription payments from international customers
Improve retention with higher success rates vs international cards
Reduce failed payments, chargebacks, and manual follow-ups
A 1% FX markup is applied at settlement when converting the payment back to SGD
Malaysia
MYR
1.9%
Vietnam
VND
3.35%
Business Software
Additional fee on top of payment processing
Payment Links
0.2%
Invoicing
0.2%
Online Store
0.2%
Point of Sale
0.2%
Recurring Billing
0.2%
Plugin Integrations
Additional fee when using these platforms
Shopify Payments App
0.5%
Woocommerce Plugin
0.2%
Wix Payments App
0.2%
Xero
0.2%
Magento
0.2%
Google Forms
0.2%
Prestashop
0.2%
Ecwid
0.2%
Opencart
0.2%
WHCMS
0.2%
Odoo
0.2%
Give WP
0.2%
Cal.com
0.2%
Bukku Accounting
0.2%
Example Transaction Fees
Below are example fee calculations based on the standard pricing shown above.
Domestic cards
Payment received
S$100.00
Processing fee
2.8% + S$0.50
Total fee
S$3.30
Merchant receives
S$96.70
International cards
Payment received
S$100.00
Processing fee
3.65% + S$0.50
Total fee
S$4.15
Merchant receives
S$95.85
PayNow
Payment received
S$100.00
Processing fee
0.4%
Total fee
S$0.40
Merchant receives
S$99.60
For a more precise breakdown of fees tailored to your business volume, please use our
Pricing Calculator
Refunds
No additional processing fees for refunds
There are no additional fees for processing refunds. The original transaction fees from the initial payment are non-refundable.
Chargebacks
Chargeback fee applies — see rates by market
When a chargeback is initiated, the full disputed amount, including the chargeback fee, is deducted from your balance. If the dispute is ruled successfully in your favour, the disputed amount and chargeback fee will be credited back to you.
Fraud Monitoring & Dispute Management
Fully covered at no extra cost
We handle chargeback management, fraud, and disputes at no extra cost to you. That means we absorb the costs of fraud monitoring, chargeback handling, and dispute resolution.
Custom Pricing
We offer custom pricing based on market thresholds. If you’re eligible, just fill in the request form and we’ll be in touch.
Singapore
Average monthly volume last 6 months
Greater than S$50k
Philippines
Average monthly volume last 6 months
Greater than 500k PHP
Malaysia
Average monthly volume last 6 months
Greater than 50k RM
All other countries
Average monthly volume last 6 months
Greater than 35k USD
Pay-Outs Schedule
HitPay Balance
(Non-card payment method)
Payout frequency
T + 1 calendar day
Payout Processed By
HitPay
Card Balance
(Card payment method)
Payout frequency
T + 1 calendar day
(Final payout schedule determined by Compliance on a case-by-case basis)
Payout Processed By
HitPay
We offer custom pricing for businesses processing a high volume of payments. Get in touch to explore tailored solutions for your business.
Pricing Calculator
Domestic
Online Payments
In-person Payments
Recurring Payments
Cross border
Online Payments
In-person Payments
Recurring Payments
ADD-ons
Softwares
Plugin Integrations
Refunds
Chargebacks
Fraud Monitoring & Dispute Management
Custom pricing
Payout schedule
Pricing Calculator
Terminals
Choose country
Singapore
Malaysia
Philippines
Global
Navigate to
Current:
Online Payments
HitPay Terminals
HitPay Terminals
HitPay Terminals
Set up a free HitPay account, order your terminal and start selling within the week.
Set up a free HitPay account,
order your terminal and start selling within the week.
Set up a free HitPay account, order your terminal and start selling within the week.
Singapore
Tap to Pay
Free
Built-in NFC
Tap to Pay / PayWave
QR code
Supported on iOS and Android
Learn more
HitPay All-in-One
SGD 350
Wifi and Cellular connection
Tap and Pay, PayWave
QR code
In-Built Receipt Printer
Learn more
Order
HitPay All-in-One (Global)
SGD 550
Wifi and Cellular connection (comes with global eSIM)
Tap and Pay, PayWave, Insert card
QR code
In-Built Receipt Printer
Learn more
Order
HitPay POS MAX
SGD 700
Wifi and Cellular connection
Tap and Pay, PayWave
QR code
In-built receipt printer,
customer display
Learn more
Order
Singapore
Tap to Pay
Free
Built-in NFC
Tap to Pay / PayWave
QR code
Supported on iOS and Android
Learn more
HitPay All-in-One
SGD 350
Wifi and Cellular connection
Tap and Pay, PayWave
QR code
In-Built Receipt Printer
Learn more
Order
HitPay All-in-One (Global)
SGD 550
Wifi and Cellular connection (comes with global eSIM)
Tap and Pay, PayWave, Insert card
QR code
In-Built Receipt Printer
Learn more
Order
HitPay POS MAX
SGD 700
Wifi and Cellular connection
Tap and Pay, PayWave
QR code
In-built receipt printer,
customer display
Learn more
Order
Frequently Asked Questions
Frequently Asked Questions
Does HitPay charge a monthly fee?
No. HitPay uses a pay-per-transaction pricing model with no setup fees or subscription fees. Businesses only pay transaction fees when payments are successfully processed.
How much does HitPay charge for card payments in Singapore?
For online payments in Singapore, HitPay charges 2.8% + S$0.50 per transaction for domestic cards and 3.65% + S$0.50 for international cards.
Are there additional fees for foreign currency transactions?
Yes. An additional 2% fee applies to foreign currency transactions.
How are fees calculated for smaller transactions?
For certain payment methods, transactions below S$100 may be charged 0.9% with a minimum fee of S$0.20, while transactions above S$100 may be charged 0.65% + S$0.30 depending on the payment method used.
Still have questions?
Contact our team.
Start accepting payments in Singapore today
Join 15,000+ businesses. Set up your free account in minutes, and accept PayNow, cards, and e-wallets the same day.
Start accepting payments in Singapore today
Join 15,000+ businesses. Set up your free account in minutes, and accept PayNow, cards, and e-wallets the same day.
Start accepting payments in Singapore today
Join 15,000+ businesses. Set up your free account in minutes, and accept PayNow, cards, and e-wallets the same day.
Start accepting payments in Singapore today
Join 15,000+ businesses. Set up your free account in minutes, and accept PayNow, cards, and e-wallets the same day.
