M12 CAPITAL MORTGAGE INVESTMENT CORPORATION (M12 CAPITAL MIC) is a non-bank lender that provides personalized private mortgage loans on highly marketable residential and commercial properties whose financing needs cannot be met by the conventional lending restrictions of banking institutions. This offers investors who wish to enter the lucrative market of mortgage investments, but may lack the expertise, time, or investment capital required to invest an opportunity to be part of a diversified pool of mortgages, concentrated mainly in Ontario.

 





WHAT IS A MORTGAGE
INVESTMENT
CORPORATION?

Investors pool their money by buying shares in a company called a Mortgage Investment Corporation (MIC) such as M12 Capital Mortgage Investment Corporation (M12 Capital MIC). MICs are special companies created by using Section 130.1 of the Income Tax Act.

Image

Image

Mortgage Opportunities Today

Image Guaranteed option returns are at historic lows.
Image Private mortgage funding via MIC is not new, and has been around since 1970's.
Image Market inefficiencies have created attractive returns.
Image We stick to a philosophy over time.
Image Experienced Manager.
Image

PROVEN TRACK RECORD OF MANAGERS

The managers have been administering mortgages for many years with no loss to date and a consistent return to their investors.

Image

DIVERSIFIED SECURITY

First and second mortgages primarily on highly marketable residential and commercial properties in Ontario.

Image

QUALIFIED INVESTMENTS

RRSP, TFSA, RRIF, RESP, LIRA, RLIF, RLSP, RDSP and DPSP Eligible.

Image

SECURED INVESTMENT

Mortgages purchased by the MIC are secured by real assets.

Image

DIVERSIFICATION

Investors own shares of a diversified portfolio of mortgage loans, thereby mitigating risks.

Image

QUALITY CUSTOMER SERVICE

Quick and professional service for each client.

Image

Investors

Image

Brokers

Image

Borrowers


BLOGS & VIDEOS

Image

Alternative to GICs and Government Bonds

Are you looking for a passive investment opportunity, but are unsatisfied with traditional fixed-income securities like government bonds and GICs?

Image

What is Mortgage Investing?

What is Mortgage Investing and how to do it in a Mortgage investment Corporation like M12 Capital

PRIVATE MORTGAGES MADE EASY

INVEST WITH CONFIDENCE