At JOIN, our mission has always been clear: make decentralized finance as intuitive, secure, and reliable as traditional finance, but with the freedom and efficiency only Web3 can offer.

With JOIN PRO, we’re bringing this vision to the institutional world.
JOIN PRO is an all-in-one SaaS platform designed for businesses, funds, DAOs, family offices, and companies entering digital assets without the need to juggle multiple providers.

Why JOIN PRO?

Today, businesses entering crypto face three major challenges:

• Fragmented tools (custody, trading, DeFi, accounting all split across providers).
• Higher costs and poor execution due to liquidity fragmentation.
• A user experience so complex it blocks adoption.

JOIN PRO solves these problems with a single interface unifying treasury management, governance, payments, and DeFi.

✔️ Safe-native governance: multi-users, roles, approval policies, audit logs.
✔️ Multi-chain treasury management: best execution via our in-house MetaDEX, Pebble.
✔️ Finance operations simplified: payroll, invoicing, automated payments in crypto.
✔️ Curated DeFi strategies: risk-scored, transparent, accessible in one tap.
✔️ Full ownership of funds: MPC + Safe architecture, institutional-grade non-custody.

One platform. One provider. All your crypto operations.

For Whom?

JOIN PRO is designed for:

• Crypto-native companies & DAOs who need governance and treasury tools.
• Funds & family offices managing multi-entity structures.
• Fintech scale-ups & SMEs bridging traditional and digital finance.
• Traditional enterprises entering crypto without stacking too many different providers.

Powered by Pebble ! Our Native MetaDEX

At the core of JOIN PRO is Pebble, our proprietary aggregator-of-aggregators.

Pebble connects to Kyberswap, Velora, CowSwap, and more, ensuring the best possible execution for every transaction, across all major blockchains.
And with its API-first design, Pebble can be integrated for free into wallets, apps, or protocols, generating shared revenue on every routed trade.

👉 For JOIN PRO users, Pebble is the execution engine guaranteeing best-in-class performance.
👉 For the ecosystem, Pebble is a growth engine that scales our reach organically.

JOIN Smart Wallet

JOIN PRO natively integrates the JOIN Smart Wallet (already live on iOS & Android).

• No seed phrase, MPC + Account Abstraction.
• Smart Gas: pay ETH gas fees with USDC (Layer 2 = almost free).
• 10,000+ assets, cross-chain swaps across ETH, Arbitrum, Base, Polygon, Optimism, Avalanche, Solana…
• Integrated fiat on/off-ramp with personal vIBANs.

And soon, stablecoins will power your everyday payments, from DeFi to Coffee...
A new standard for neobanks: transparent, decentralized, seamless, and always on.

Roadmap

📅 November 2025: JOIN PRO launch (Payroll, invoicing beta, advanced policies, DeFi strategies).
📅 JOIN PRO V2 — Q1 2026: DeFi Curator Strategies + Card pilots: on-chain salary → instant payments.
📅 Beyond: More chain integrations, new DeFi strategies, advanced enterprise tooling.

🤝 Backed by Industry Leaders

Every major shift in finance starts with two things: trust and adoption.

At JOIN, we’re building with industry leaders who are already bringing our technology into real institutional use cases.

Altarius Group, one of the first Notified CASP AIFMs under MiCA, is a key part of that movement.
Operating between Malta, Geneva, and Munich, Altarius manages and advises regulated funds across Europe.

This collaboration doesn’t just validate our vision, it anchors JOIN in the real financial world.
Through Altarius, we’re directly connected to a growing network of family offices, funds, and asset managers ready to adopt secure, non-custodial infrastructure for their digital asset strategies.

At the same time, JOIN is also backed by one of the world’s leading Web3 companies (soon to be announced).
Their technical expertise and infrastructure know-how strengthen our stack and help us scale securely across chains and institutions.

Because the future of finance isn’t just decentralized, it’s being used, tested, and trusted right now.

Conclusion

With JOIN Wallet, JOIN Pro, and Pebble, our mission is clear:

To restore control, transparency, and financial sovereignty to everyone.

JOIN PRO is the operating system for institutional DeFi.
It unifies treasury, governance, execution, and yield in a non-custodial, cost-effective SaaS.

🔒 The true Web3: everyone owns their capital

Recently, the crypto market experienced yet another chaotic episode. A stark reminder that centralization remains the Achilles’ heel of this ecosystem.

At JOIN, we stand by a simple conviction:

The future belongs to non-custodial solutions , where every user remains in control of their own funds.

Infrastructures like Safe Wallet, account abstraction protocols, and multi-chain smart wallets already provide a smooth experience without relying on any centralized server.
No maintenance. No frozen accounts. No blocked orders.

🌍 Towards a more resilient ecosystem

Crashes like the one we witnessed recently are not anomalies, they are reminders.
Reminders that centralization is a systemic weakness.
Reminders that decentralized innovation must stay at the heart of digital finance.

We believe the future of finance is 100% on-chain, and JOIN PRO is the infrastructure that will make it possible.

📢 Launch V1: November 2025.

Being a Web3 startup in 2025 means navigating between icebergs and sharks — and strangely enough, learning to thank them. Because these constraints and challenges are daily reminders of why we chose the path of integrity: never compromising our values or our vision.

We’ve come this far thanks to the strength of an incredibly tight-knit team, driven by a rare and shared determination. This article is, above all, their victory.

The Challenge of Time

Time is a double-edged sword: a friend when it comes to building, a threat when it comes to funding.
But today, we can say it: JOIN is ready to step into its next phase; not just as a product, but as an ecosystem.

Over the past months, we’ve been laying the foundation for something bigger than we imagined. What’s coming is the unfolding of a vision that aims to redefine how individuals and institutions interact with DeFi: with accessibility, security, and performance at its core.

Products in Motion: Wallet, Earnings & More

JOIN is no longer just a wallet.

✅ Our mobile app has already demonstrated what a modern Web3 experience should feel like:
 — account abstraction
 — gas optimization
 — one-click cross-chain swaps
 — human-centered UX
And we’re just getting started.

🪙 JOIN Earnings is coming next — a simplified access point to the best DeFi yield strategies. Integrated directly within the app, it will empower users to earn on idle assets in a secure, transparent, and curated way.

The Ecosystem: JOIN Pro Coming Q4

Later this year, we’ll unveil JOIN Pro: a dedicated platform for businesses, VCs, market makers, DAOs, and family offices.

→ SAFE-native permission management
→ Integrated accounting tools
→ Seamless multi-chain experience
→ Access to curated DeFi protocols like Aave, Morpho, Spectra, and Pendle

This marks a major evolution in our offering: one designed not only for retail users, but also for institutions looking for compliant, powerful DeFi tools.

Our long-term partner Altarius Group has chosen JOIN to support the launch of their first institutional DeFi fund through the JOIN Earnings interface. With a target TVL of $15M, this is a strong signal of trust in our infrastructure and potential.

Strategic Momentum

Behind the scenes, we’ve made strong progress in forging new alliances.

🤝 We’re finalizing a strategic partnership with a well-known DeFi protocol. The integration will bring enhanced functionality and access to liquidity directly within JOIN, while opening up new user experiences including simplified OTC deals.

🚀 On the funding side, a group of renowned Web3 angels and a major player in the space are joining JOIN’s cap table. Their names are widely recognized across the ecosystem — used and trusted by leading DAOs and projects. Their vote of confidence is a powerful signal that validates our vision and will accelerate our growth.

These milestones reflect months of dedication and silent hustle. JOIN is growing. And we’re just getting started.

Built With & For the Community

Nothing would be possible without our team. But also — without you.

Our early supporters, testers, and community members have been with us through the highs and the tough days. Whether you provided feedback, flagged a UX bug, or just dropped a kind message, we see you. And we thank you.

What’s Next?

JOIN is becoming a modular financial platform — with its mobile app, institutional tools, DeFi earnings features, and integrations all part of one cohesive vision.

Our infrastructure is API-ready, and we are already in talks with software and hardware partners to extend JOIN into new use cases and channels.
The goal? Drive transaction volume, multiply access points, and create a resilient, diversified business model.

A Powerful API to Power the Future of Finance

As JOIN evolves into a full-stack infrastructure, one of its most ambitious developments is the launch of a unified API, designed to act as a MetaDEX. This powerful interface enables hardware wallets, protocols, and enterprises to seamlessly access a wide range of services — including swaps, OTC trades, savings strategies, and more — directly from their own environments.

This API is more than just a technical add-on — it’s a strategic layer that expands JOIN’s reach beyond its native apps. Whether integrated into institutional tools, fintech platforms, or non-custodial wallets, the JOIN API empowers third parties to plug into DeFi with simplicity, security, and scalability.

It’s a major leap forward in positioning JOIN as both a user-facing solution and a foundational backend for the new digital financial ecosystem.

International Expansion

🌍 Meanwhile, our expansion into Latin America is gaining traction. With massive unmet demand, high remittance fees, and underbanked populations, JOIN’s unique approach is already resonating in markets like Mexico, Brazil, Colombia, and Argentina.

No seed phrases. No friction. Real financial freedom. JOIN is the first to offer a DeFi-native financial app in the region.

📍 The expansion in LATAM is just the beginning. With active onboarding of local investors and strategic partnerships in place, JOIN is positioning itself as the financial app of reference for underserved regions.

At the beginning, there was a vision.
The launch of the JOIN Wallet made that vision real:
→ A premium product
→ Account abstraction built-in
→ One-click cross-chain swaps
→ Intelligent gas fee management

It was the clearest proof of our ability to deliver — with ambition and precision.

Our Mission Remains Unchanged

To build a secure, decentralized, and accessible ecosystem for everyone — from first-time users to institutional actors.
To finally bridge the gap between TradFi and DeFi.
And to deliver on the original promise of crypto: freedom through finance.

JOIN is live. JOIN is evolving. The next chapter is here.

JOIN’s Vision

At JOIN, our project stands out by offering a Smart Wallet for digital assets with a strong emphasis on self-custody through innovative technologies like Account Abstraction and Multi-Party Computation. Unlike conventional wallets, our solution seamlessly integrates banking services, providing users with a comprehensive financial ecosystem all within a single platform. The JOIN Smart Wallet acts as the missing link for mass adoption of digital assets. With JOIN, users can invest with a single click, without needing any prior knowledge of crypto or traditional finance. We are making the crypto universe accessible to everyone, removing the complexities often associated with blockchain technology.

How Covalent Empowers JOIN

Covalent plays a crucial role in powering our project today. We utilize the Covalent API to list all tokens in a user’s wallet and assign their respective values, enabling us to track the market state efficiently. This approach offers a single endpoint for all supported chains, including Ethereum, Polygon, BSC, Avalanche, Optimism, and Arbitrum, ensuring quick response times. By leveraging the Covalent API, we have a distinct advantage in integrating multi-chain features swiftly and seamlessly. Moreover, we have implemented a robust security module that detects and prevents scam tokens from being displayed on our platform.

The Impact of the Grant on JOIN

With this grant, JOIN is well-positioned to leverage our collaboration with reputable partners. As we prepare to onboard a large user base onto our platform, this grant will enable us to efficiently manage increased user requests and provide a seamless experience for our community.

JOIN — Unleashing the Best of Digital Assets, for All.

JOIN Smart Wallet (All users) | Wallet-as-a-Service infrastructure (Businesses) | Customizable platform (Institutions).

Make sure to follow our official announcement channel to not miss any news: https://t.me/JOIN_announce

Website: https://getjoin.io
Link3 (all links): https://link3.to/getjoin_io

Riding the Regulatory Wave

From the outset, we meticulously analyze shifts in European political and institutional sentiments, aligning our strategies with current and proposed legislative changes. Tokenization of financial instruments, highlighted by Andrea Enria (Chair of the Supervisory Board of the European Central Bank) during his speech at the conference on MiCAR on November 14, 2023, in Venice, has been a focal point for us.

“(…) Indeed, the tokenization of financial instruments is expected to make trading and post-trading processes more efficient. If coupled with the tokenization of deposits as a means to settle financial transactions, the cost savings and reduction in operational risk could be material. Moreover, the tokenization of deposits could also offer a competitive tool for banks to preserve their funding base and enable an efficient credit intermediation process. That is why it is of fundamental importance that the regulatory regime for tokenized deposits, both retail and wholesale, is absolutely clear, and any residual uncertainties are eliminated (…)”

“(…) Moreover, for reasons I would describe as ‘structural,’ MICAR explicitly excludes from its scope fully decentralized finance and native cryptocurrencies like Bitcoin, given the potential lack of addressees of the regulatory measures and the absence of an issuer (…)”

Andrea Enria emphasizes the efficiency and cost-saving potential of asset tokenization, recognizing the regulatory shift likely to exempt decentralized finance protocols and cryptocurrencies.

This enables us to navigate the regulatory landscape effectively.

Macro-Economic Shifts

The COVID crisis and the geopolitical situation have led to changes in the worldwide macroeconomic climate, accelerating digitalization and borderless communication. Technology advances, including AI and Blockchain-based asset transfers, outpace traditional systems. Lawmakers initially sought to depress these technologies but have shifted sentiment in a market no longer sustainable with unhedged fractional reserves and unsustainable government securities.

The European Union faces economic challenges, inseparable from technological opportunities, and citizens’ sentiment makes further bailouts of systemic failures impossible.

Twin Strategy: Green Economy and Digitalization

Macro-environmental factors in the EU have undergone significant changes since the COVID pandemic. The market is either stalling or experiencing a recession. Inflation is high, yet there is reluctance to raise interest rates on savings products. If consumers hoard their assets, the economy will face further stagnation.

For policymakers and Central Banks, the only viable solution is to encourage consumer spending in assets with high-risk/high-return expectations to reignite economic growth. The European Commission is banking on two strategies, namely the Green Economy and Digitalization, collectively referred to as the “twin strategy.”

To prevent falling behind in the race against unregulated cross-border payment routes, such as blockchain solutions or high-yield investment offers like DeFi, the push for digitalization must be regulated promptly and effectively.

MiCAR — A Game Changer

On April 20, 2023, the European Parliament adopted Regulation (EU) 2023/1114 on Markets in Crypto-Assets (MiCAR). MiCAR’s goal is to establish a unified European regulatory framework for crypto-assets. This framework aims to encourage innovation, harness the potential of crypto-assets, and ensure financial stability and investor protection.

TFR3: AML Measures and Crypto Landscape Changes

The European Commission’s recent publication of the revised Transfer of Funds Regulation (TFR3) on June 9, 2023, has garnered less attention compared to MiCAR, despite its profound impact on the crypto industry.

TFR3 aims to implement the Financial Action Task Force’s (FATF) recommendations on virtual assets, particularly focusing on traceability to combat money laundering and terrorist financing. The adoption of TFR3 signifies the EU’s proactive stance, going beyond FATF’s suggestions.

The regulation introduces significant changes, especially with the implementation of the crypto Travel Rule for service providers by December 30, 2024. This mandates data provision for Anti-Money Laundering (AML) purposes, aligning with GDPR obligations for Virtual Asset Service Providers (VASPs) defined by MiCAR.

The obligations include:

• Record Keeping of User Data: CASPs must keep records of originator and beneficiary information for five years, with mandatory deletion afterward.
• Enhanced Security: Custodians are required to establish robust security measures to safeguard investor assets and segregate custodian and personal assets.
• Reserve Obligations: Custodians are accountable for any loss or damage to assets in custody and obligated to make a full return when required by the client.
• Identification of Transfers from Unhosted Wallets: Users of hosted or custodial wallets are restricted from transactions with unhosted or unverified wallets exceeding EUR 1000. VASPs must collect Travel Rule information when transactions surpass this threshold, including originator and beneficiary details.

This information will typically be requested from the user of the custodial solution before funds are credited. TFR3’s implementation underscores a significant shift towards robust AML measures and enhanced security in the evolving crypto landscape.

JOIN‘s Answer to MiCAR and TFR3 Compliance Challenges

• Self-Custodial Design: Our fully self-custodial approach ensures compliance with MiCAR’s distinction between custodial and non-custodial services.
• Exclusion from Reserve Requirements: Our self-custodial model exempts us from regulatory requirements related to reserve funds, providing a competitive advantage.
• Regulation of ARTs: We recognize the need for authorization and compliance with MiCAR for Asset-Referenced Tokens (ARTs).
• Record Keeping and Enhanced Security: As a non-custodial solution, we avoid obligations related to record-keeping, user data, and enhanced security imposed by MiCAR and TFR3 on custodial entities.

The JOIN Smart Wallet: A Bridge to the Future

In response to regulatory trends, we’ve developed the JOIN Smart Wallet. This Web3-powered, fully self-custodial environment ensures a seamless and user-friendly experience, acting as an incremental building block for a new digital economy. Our strategic move to self-custodial blockchain solutions aligns perfectly with the regulatory push for more secure and decentralized approaches, positioning JOIN as a key player in shaping the future of value creation in the digital asset space.

JOIN x Logion: Strengthening Regulatory Compliance

JOIN’s strategic partnership with Logion is a pivotal move towards enhancing compliance with evolving EU regulations. Leveraging Logion’s expertise in legal-grade digital assets and the innovative “Proof of Law” concept, JOIN ensures transparent and legitimate tokenization in alignment with regulatory standards. This collaboration positions JOIN to navigate key regulations like MiCAR effectively, offering users a secure and regulated investment environment. With a focus on combating money laundering and a commitment to transparent tokenization, the partnership reinforces JOIN’s dedication to regulatory compliance, shaping a future where digital assets meet and exceed EU standards for security and trust.

JOIN’s Unique Position

JOIN’s strategic alignment with regulatory shifts, innovative self-custodial solutions, and the Logion partnership position us as frontrunners in the dynamic world of digital assets. Our commitment to compliance and user empowerment sets the stage for a future where digitalization reshapes the financial landscape. As the EU races towards a digital future, JOIN stands ready to play a pivotal role in shaping a landscape of compliant and user-centric digital asset services. Together, let’s pioneer the future of digital assets.

JOIN — Unleashing the Best of Digital Assets, for All.

JOIN Smart Wallet (All users) | Wallet-as-a-Service infrastructure (Businesses) | Customizable platform (Institutions).

Make sure to follow our official announcement channel to not miss any news: https://t.me/JOIN_announce

Website: https://getjoin.io
Link3 (all links): https://link3.to/getjoin_io

Logion: Pioneering a New Era of Tokenization

Logion stands as a beacon of innovation, redefining the tokenization game by seamlessly merging advanced blockchain technology with a robust legal framework. What sets Logion apart is its commitment to transforming tokens into more than just digital representations, ensuring they are backed by verifiable rights, obligations, and tangible real-world assets.

Unlocking Legitimacy with “Proof of Law”

Logion introduces the “Proof of Law” concept, a game-changer ensuring the legitimacy and enforceability of tokens. This bridges the digital and physical realms, adding transparency and trust to tokenization.

Operated by Judicial Officers

Logion operates through a decentralized network of Judicial Officers, acting as the bridge between laws, real-world assets, and the digital economy.

Private & Encrypted IPFS Network

Logion ensures secure document storage through a private, encrypted IPFS network, exclusively operated by Judicial Officers.

Network of Verified Issuers

Professionals like lawyers and accountants become verified issuers, recording legally binding work on Logion and forming a decentralized network of real-world Oracles.

Zero-Knowledge Proof (ZKP) System

Logion uses a ZKP system for indisputable evidence records without revealing content, allowing user privacy to be preserved when verifying credentials.

JOINing Forces for a Digital Assets Revolution

Logion contributes its robust legal framework and a network of state-recognized Legal Officers to the partnership, offering crucial legal verification and trustworthiness. This foundation is pivotal for integrating decentralized finance (DeFi) into mainstream finance. Simultaneously, JOIN specializes in developing a compliant and user-friendly Web3 wallet for digital asset management. The JOIN Smart Wallet is expertly designed to maximize the utility of digital assets and is directly linked to a banking partner, facilitating efficient fund onboarding and offboarding.

Together, Logion and JOIN address several key areas:

Regulatory complexity and legal verification: Utilizing Logion’s legal expertise and JOIN’s advanced technology, the partnership ensures compliance with global regulations in DeFi operations, including the processes of onboarding and offboarding funds. This collaboration is pivotal for maintaining legal verification in the rapidly evolving digital asset space.

Evolving digital assets and legal frameworks: Responding to the swift evolution of digital assets and Web3 technologies, JOIN and Logion offer a proactive approach. Their collaborative framework integrates ongoing legal updates, ensuring that new developments stay within a trusted legal structure.

AML/KYC compliance and legal protection: Enhancing Anti-Money Laundering (AML) and Know Your Customer (KYC) processes in DeFi, Logion’s legal framework provides an added layer of security and compliance.

Blockchain and financial inclusion: The partnership is dedicated to promoting financial inclusion through blockchain technology while managing the associated risks. Logion’s legal security layers ensure adherence to legal and regulatory standards.

Integration with traditional financial systems: JOIN’s technology, featuring a user-friendly Web3 wallet utilizing MPC with Account Abstraction technologies, combined with Logion’s legal compliance capabilities, forges a seamless bridge between DeFi and traditional financial systems.

Data protection and privacy: Logion’s approach to data protection ensures secure management of user data on JOIN’s platform, effectively addressing privacy concerns in digital financial services.In Closing: A Digital Frontier Awaits

The JOIN x Logion partnership signals a thrilling leap forward in the evolution of tokenization. As the digital and physical realms converge, Logion’s visionary approach, coupled with JOIN’s dedication to accessibility, promises a transformative impact. Together, we, JOIN and Logion, are not just shaping the future of digital assets; we are unleashing a new era of transparency and accessibility for all. The future of digital assets has never seemed so closely intertwined with the real world.

JOIN — Unleashing the Best of Digital Assets, for All.

JOIN Smart Wallet (All users) | Wallet-as-a-Service infrastructure (Businesses) | Customizable platform (Institutions).

Make sure to follow our official announcement channel to not miss any news: https://t.me/JOIN_announce

Website: https://getjoin.io
Link3 (all links): https://link3.to/getjoin_io

In Latvia, the crypto industry and blockchain technologies have experienced substantial growth, boasting approximately 35 active companies in this dynamic sector. Reinis Znotiņš, the executive director of the Latvian Blockchain Association, anticipates rapid development in the coming years, drawing parallels with the crypto boom in neighboring Lithuania.

A pivotal moment for the industry is the imminent implementation of the Markets in Crypto-Assets Regulation (MiCA) in national legislation. Latvia is set to lead in the adoption of this regulatory framework within the European Union, proposing innovative approaches such as allowing the payment of company share capital and taxes with cryptocurrency assets.

By strategically embracing these initiatives, Latvia aims to position itself as an attractive hub for Web3 companies in Europe.

The Latvian Crypto Landscape

Size and Diversity

Over the past seven years, Latvia has witnessed the emergence of several noteworthy companies in the blockchain and Web3 sectors across diverse verticals. Approximately 10 companies have established sustainable business models, actively participating in global cryptocurrency payments and institutions.

For instance, the Gravity Team’s algorithms handle 0.8% of the global cryptocurrency market turnover daily, totaling several hundred million dollars. Noteworthy players like Nexpay, Hodl Hodl, Colizeum, Beetroot Lab, Blockvis, and others contribute to the industry’s vibrancy.

Sectorial Specialization

The Latvian crypto landscape encompasses a spectrum of activities, from Web3 game development to blockchain software and NFT-related ventures. Notably, airBaltic, Latvia’s national airline, has embraced NFTs as a customer engagement tool, showcasing the industry’s innovative applications.

Smart contract companies like Salto X, a joint venture between Latvian and Estonian entrepreneurs, add to the diverse tapestry of blockchain ventures. Specialized niches, such as the eSIM company Yesim with integration into the Binance platform, exemplify Latvia’s role in specific segments of the crypto market.

The Numerical Landscape

As of now, around 35 companies are actively contributing to Latvia’s crypto industry. The Latvian Blockchain Association seeks to engage with all entities connected to Latvia, whether through founding or physical location, including those legally based outside Latvia but founded by Latvians.

The numerical strength is indicative of the industry’s economic significance. Handling substantial sums, such as the cumulative $100 billion processed by Gravity Team, showcases the sector’s importance and rapid growth potential.

Evolution of the Industry in Latvia

Initial Players

Bitfury, founded by Vals Vavilovs, stands out as one of the earliest major crypto companies associated with Latvia. Initially focusing on various devices, Bitfury evolved to provide security solutions and infrastructure for blockchain companies. With a substantial investment of $170 million, Bitfury has grown into a billion-dollar entity.

The Impact of MiCA Regulation

The European Parliament’s adoption of the MiCA Regulation is poised to reshape the crypto landscape, providing a legal framework for development. We anticipate positive changes as the regulation allows crypto exchanges, brokers, and service providers to register and obtain licenses in any European country. Latvia, by being an early adopter of this regulation, can establish itself as a crypto center on the European stage.

Latvia’s Strategic Initiatives

The Latvian Blockchain Association is actively pursuing initiatives to enhance Latvia’s appeal to crypto companies. Efforts include exploring the feasibility of paying taxes and company share capital with cryptocurrencies, streamlining remote company registration, and facilitating communication with public authorities.

Overcoming Challenges

Acknowledging the need for a shift in mindset, strong efforts in regulation are reducing potential risks associated with money laundering. Collaboration with Latvijas Banka, the introduction of a sandbox for blockchain companies, and continuous awareness-building across institutions are crucial steps in fostering a conducive environment for crypto innovation.

The Role of the Latvian Blockchain Association

The Latvian Blockchain Association operates with two core objectives: building community and educating the public. Rigorous evaluation of member eligibility ensures a commitment to long-term business practices without engaging in fraudulent activities. The association actively engages with public institutions and policymakers to highlight the potential of the blockchain industry and actively promotes Latvia as an attractive destination for crypto companies.

What does this partnership bring to JOIN?

The partnership between JOIN and the Latvian Blockchain Association (LBA) provides a host of strategic advantages for JOIN:

Access to Latvian Crypto Ecosystem

JOIN benefits from direct access to Latvia’s flourishing crypto industry, creating a conducive environment for collaboration and a wealth of potential business opportunities.

Regulatory Insights

By aligning with LBA, JOIN gains access to valuable regulatory insights. LBA’s active involvement in regulatory advocacy ensures that JOIN stays well-informed about evolving standards in Latvia, enhancing the company’s ability to navigate compliance requirements effectively.

Community Building

JOIN’s participation in LBA’s community-building and education initiatives contributes not only to the growth of the overall crypto ecosystem but also enhances JOIN’s visibility and reputation. This involvement fosters a positive image and strengthens connections within the community.

EU Connections

The partnership strengthens JOIN’s connections within the European Union. Leveraging LBA’s network, JOIN can actively engage in advocacy efforts at the EU level, facilitating smoother expansion into new markets and reinforcing its presence on a broader scale.

Positioning in European Hub

JOIN strategically aligns itself with Latvia’s ambitious goal to become a Web3 hub. This alignment not only positions JOIN as an active participant in the European crypto landscape but also makes it an attractive prospect for potential investors and collaborators seeking opportunities within the growing crypto ecosystem.

JOIN — Unleashing the Best of Digital Asset. For All.

Revolutionary self-custodial Web3 Wallet (Retail) | Wallet-as-a-Service infrastructure (Businesses) | Customizable platform (Institutions).

Make sure to follow our official announcement channel to not miss any news: https://t.me/JOIN_announce

Website: https://getjoin.io
Link3 (all links): https://link3.to/getjoin_io

Making Sense of the decentralized web

Ever dabbled in Web3, also known as the decentralized web?

Picture this: one project offers a snazzy NFT marketplace, another unveils an interesting yield feature. Being separate projects, end-users would normally need to discover both and then visit them separately to use these functions. Then, along comes a savvy developer who thinks, “Why not blend them?”.

That’s the magic of Web3 — it’s permissionless. This means developers can create new innovations while incorporating elements from elsewhere that have already proven their worth. It’s like piecing together Lego, where potential combinations are not limited by contractual barriers or regulatory constraints.

Illustrations of this concept are abundant. Ethereum, for instance, has established an infrastructure that enables such composability among Ethereum-based decentralized applications (dApps). These dApps can, for example, freely access Uniswap’s contracts for liquidity or invoke Airswap contracts for on-chain OTC trades, all without the need for negotiation or formal approvals.

All Your Crypto Needs, One Place

The world of dApps can sometimes feel like a labyrinth. So much to explore, and for the uninitiated, it might seem somewhat daunting.

Enter JOIN. As an all-in-one wallet offering easy interaction with both cryptoassets and traditional financial rails, JOIN is creating an environment conducive to mass adoption. No need to shuffle between multiple apps; instead enjoy direct access to the best bits with reduced friction and a far lower barrier to entry.

As Larry Page (Google co-founder) insightfully put it, “Challenge the impossible and innovate.”

That’s the ethos behind JOIN. We envisage a comprehensive, user-friendly investment app designed to introduce users to the Web3 world seamlessly. Ideally, most Web3 users should engage with protocols without recognizing which blockchain is at work, or even feeling like they’re interacting with blockchain technology to begin with.

A Wallet Tailored for You

Heard of account abstraction? It sounds like jargon, but it’s a game-changer for Web3 wallets. In the crypto world, there are two primary account types:

1. Externally Owned Accounts (EOAs) — Think of it as a personal vault, controlled by a single user/key, such as MetaMask or Phantom.
2. Smart Accounts (SAs) — These are more functional, and controlled by code or smart contracts.

While EOAs have their merits, they aren’t a viable solution for onboarding the next billion people onto Web3. They cater to the tech-savvy but offer poor flexibility, while needing a certain level of competence to securely manage private keys and guarding against the associated risks.

JOIN’s MPC Wallet, featuring Account Abstraction, provides a better way to interact with blockchains. Tailored for both seasoned crypto enthusiasts and newcomers, it offers a familiar onboarding process and easy account recovery. Users can enjoy the convenience of executing multiple transactions in one go, benefit from gas-free transactions, and have the flexibility to pay gas in stablecoins or other tokens. Moreover, the wallet is capable of flexible transaction logic and privacy-preserving transactions.

Unlike the traditional EOA wallets we’re accustomed to, the JOIN Smart Wallet harnesses the newest advancements in wallet technology, effectively eliminating existing barriers to entry while vastly improving the experience for current users.

JOIN: Your All-In-One Toolkit for Cryptoassets

The JOIN Smart Wallet packs features tailored for both the crypto-curious and seasoned enthusiast:

• One-click Swap: Trade any cryptocurrency/token with a single click.
• Fiat On/Off-ramp: Transition between crypto and cash with ease.
• Banking Integration: Manage your daily finances with a multi-currency IBAN account.
• Investments in Stocks and Commodities: Diversify your portfolio with Apple, Tesla, Google, gold, timber, and more.
• One-click Real World Assets (RWA): Invest in fractional RWA on-chain, making them accessible to a wide range of investors 24/7. Through our partnership with a ‘proof of law’ partner, you can certify your own RWAs for sale or use them as collateral in DeFi.
• JOIN_YIELD: Access the most attractive DeFi yields with ease, all expertly optimized in the background.
• JOIN_LEND: Effortlessly secure an undercollateralized stablecoin loan. Simple, swift, and efficient.

We are breaking the psychological barriers that prevent people from buying Bitcoin, Ethereum and interacting with the complex world of decentralized finance.

JOIN’s built-in protocols ensure that you are always secure and compliant, no matter what actions you are taking.

Let’s shape the future of decentralized finance together. JOIN us!

Learn more on: getjoin.io

JOIN — Unleashing the Best of Digital Assets, for All.

Revolutionary self-custodial Web3 Wallet (Retail) | Wallet-as-a-Service infrastructure (Businesses) | Customizable platform (Institutions).

Make sure to follow our official announcement channel to not miss any news: https://t.me/JOIN_announce

Website: https://getjoin.io
Link3 (all links): https://link3.to/getjoin_io

The ETHCC Paris 2023 was the confirmation that our approach and vision for JOIN were right.

The different conferences we attended seemed to describe each element, product, or feature of JOIN. This was not only revealing but also an opportunity to forge strong new connections with industry players and future partners. The convergences and synergies revealed were numerous.

Billions of users are waiting: the hidden potential of Web3

This goal is a priority for us: In the near future, the vast majority of Web3 users won’t know which blockchain their decentralized application (dApp) is running on. In fact, they probably won’t even know they’re using the blockchain. Similarly, you hardly care which cloud provider hosts your Netflix application when you watch Interstellar.

All the complexity of Web3 will inevitably be hidden, made simpler by solutions like CCIP (Cross-Chain Interoperability Protocol), account abstraction, and private key management through MPC (Multi-Party Computation).

All of this will function with simplicity, seamless operation, and user-friendly accessibility, without users needing to worry about complex technical details.

The devouring complexity of DeFi protocols: The importance of an accessible interface

Complicated transfers, transactions to be validated multiple times, bridges between chains, taxes to consider, yield mechanisms to understand, hundreds of DeFi interactions to analyze for smart investing, lending platforms with their own specificities, algorithmic or stablecoin-backed stablecoins, mainnets, testnets… let’s be serious.

The crypto universe has become a science, and users don’t want to be scientists… or guinea pigs.

Unless you’re perfectly passionate and have infinite free time, you can only scratch the surface of understanding DeFi protocols.

Even purists now seek simplicity, and the recent success of projects like UNIBOT or GMX, which make life easier for LPs and traders with a rather simple but practical model, is proof of that.

The demand for simplified access to crypto is clearly present, even among purists. Users as a whole want a smooth and accessible experience. Streamlined and practical solutions that eliminate technical barriers, making crypto investment more affordable and user-friendly, are hoped for.

The goal now and for the years to come can be summed up in two words: massive adoption.

Securely invest in DeFi without the hassle

“Can you tell me how to invest?”

“I know nothing about it, can you invest for me?”

“20% return?! Here, take my money, and you handle it for me.”

If you’ve been in the cryptocurrency space for some time and have been successful, it’s highly likely that your friends and family have asked for your advice or even to manage their investments.

Now, imagine if you could simply respond:

“You can do it yourself; it’s straightforward. Just download the JOIN Smart Wallet, I’ll give you my referral link.”

With JOIN, an intuitive and secure self-custodial wallet will allow your friends and yourself to invest in DeFi without deep technical knowledge.

Far from adoption: only 5% of global cryptocurrency users

In 2023, About 420 million people, or approximately 5% of the world’s population, are estimated to use cryptocurrencies. India has the most crypto owners in total, with 157.6 billion crypto owners as of 2023. The country with the second-most crypto owners is the United States, with 44.3 million crypto owners. Other top countries in crypto ownership include Vietnam with 25.9 million owners, China with 19.9 million owners, and Brazil with 17.8 million owners.

However, considering the percentage of the population holding cryptocurrencies in their respective countries, the United Arab Emirates leads with an impressive 27.67% of its population, followed by Vietnam (26%) and the United States (13.22%). The Philippines and India complete the top 5 with 13% and 11.5% of their populations, respectively.

So, how to reach the remaining 95%? Just as the “big four” of the GAFA (Google, Apple, Facebook, and Amazon) successfully conquered users through accessible, simple, and fun applications, the real wave of cryptocurrency adoption will inevitably emerge from an as-yet-unknown actor. The company that can meet this challenge, by making the cryptocurrency world simple and accessible regardless of users’ technical knowledge, income, or access to the banking system, will be the main architect of the next big financial revolution.

Empowering users’ financial freedom

Banks have imposed themselves so much in our lives that our hard-earned money seems no longer to belong to us.

“Do you want to withdraw? What will you do with this money?”

“You can’t transfer this amount.”

“You can’t transfer money to this company.”

“We do not endorse the purchase of cryptocurrency.”

We have chosen to change this state of affairs.

When we envisioned JOIN, our founding vision was clear for each of us: to give our users full control over their funds.

We aim to empower individuals and provide access to the most advantageous investments, thereby eliminating the numerous costly intermediaries of the traditional system.

Until now, there were only two solutions for those who wanted to break free from reliance on banks, take control of their financial freedom, and protect themselves from crises:

• Keeping their cash under the mattress
• Cultivating a vegetable garden

We aim to become the third way.

JOIN, US

“We’re sending a message to customers and developers, the message that we’re going to meet their needs. We’ve gone around and asked a lot of customers and businesses what they wanted, and that’s where we got our list — not from sitting around.” — Steve Jobs, 2008

At JOIN, we designed our platform primarily with our users in mind — whether you’re a crypto purist or one of the 95% of non-initiated individuals. Our commitment is firm: we scrupulously adhere to financial rules and adhere to the strictest security and regulatory standards.

We simplify the inherent complexity of blockchain to make it transparent, accessible, and universal. Of course, we will continue to explore technological advances and developments in decentralized finance (DeFi) because we are fervent believers in its revolutionary potential for the world of tomorrow. We address our families, friends, and crypto enthusiasts, as well as present and future generations.

This is where our community is born.

Let’s work together and bring in the remaining 95%!

JOIN — Unleashing the Best of Digital Asset. For All.

Revolutionary self-custodial Web3 Wallet (Retail) | Wallet-as-a-Service infrastructure (Businesses) | Customizable platform (Institutions).

Make sure to follow our official announcement channel to not miss any news: https://t.me/JOIN_announce

Website: https://getjoin.io
Link3 (all links): https://link3.to/getjoin_io

As global inflation rises, many of us want to talk about cryptocurrency and passive DeFi investments with our friends and family. However, it can feel intimidating for various reasons.

The topic may seem complex, risky, and less secure compared to traditional investments. Plus, it’s filled with jargon like “DeFi pools” and “liquidity providers.” Getting into cryptocurrency involves multiple app downloads, handling swaps, and dealing with bridges.

This is where the collaboration between JOIN and Dfns steps in, providing a pragmatic solution that prioritizes simplicity, security, and accessibility through the Smart Wallet.

Who’s Dfns?

Dfns is a cybersecurity company providing crypto wallet infrastructure. Founded in 2020 in Paris, Dfns was incubated by Techstars and STATION F before becoming a SOC 2 certified firm audited by Deloitte, employing 30 people across 6 countries and raising over $20M since creation with investors such as White Star Capital, Susquehanna, Coinbase, ABN AMRO, Hashed, 6MV, Semantic, Bpifrance, Figment, SGH, Wintermute, Motier, and more.

Dfns is the ultimate API-first wallet management system, ideal for applications and organizations seeking to provide secure access to all blockchains through a single integration. Their APIs/SDKs were designed for wallet programmability and efficient implementations, enabling fast deployments, smart automation flows, granular sets of permissions, controls and policies via secure authentication credentials.

The Dfns KMS is a decentralized key management network using MPC (Multi-Party Computation) and built-in threshold recovery mechanisms. Using MPC/TSS, private keys are sharded and periodically refreshed in secure enclaves (TEEs) across a decentralized peer-to-peer network of T3+/4 data centers.

Today, Dfns is trusted by industry leaders such as Diageo, Warner Bros, Shopify, Casino, Lacoste, Breitling, Accor, FNAC, ABN AMRO, Ingenico, The Sandbox, Atari, Panerai, IWC, Richemont, Ba&sh, YSL, the Belgium Government, the Seychelles Government, the London Metropolitan Police, Rihanna, Harry Styles, Justin Bieber, The Weeknd, David Guetta and more.

JOIN Smart Wallet: Security first, always

In the world of digital currencies, security is a top concern. That’s why Dfns has introduced Multi-Party Computation (MPC) technology into our Smart Wallet, making it easier and safer to manage your cryptocurrency without the need for complex seed phrases. Whether you’re a seasoned crypto user or just starting out, with Dfns’ industry-leading technology, our wallet offers a user-friendly way to enter the cryptocurrency realm without requiring in-depth blockchain knowledge.

Enhanced Security for the Digital Age:

In today’s digital landscape, securing your assets is more critical than ever. The JOIN Smart Wallet is designed with your safety in mind. It offers a significantly higher level of security thanks to its use of an MPC architecture model through Dfns. Unauthorized access to your cryptocurrency would require the simultaneous hacking of a minimum of three key shards distributed across secure enclaves in different Tier 3+/4 level data centers.

No More Seed Phrase Hassles:

One of the standout features of the JOIN Smart Wallet is its human-error tolerance backed by Dfns’ cutting-edge MPC architecture. Forget about trying to memorize or hide a complex seed phrase — instead, your unique key shard is securely backed up with multiple third-parties. If you ever lose your phone, uninstall JOIN app, or switch to a new device, all you need to do is recover your encrypted shard and complete KYC verification again to decrypt it.

Your Keys, Your Control:

With the JOIN Smart Wallet, you always maintain control over your assets thanks to Dfns’ non-custodial design. You can easily export your seed phrase whenever you want, ensuring that only you have access to your wallet. Your keys are your keys, and your crypto remains yours.

JOIN Smart Wallet: Simplifying Crypto with Account Abstraction technology

JOIN aims to streamline the various aspects of crypto investment, eliminating the requirement for intricate DeFi knowledge. Our app provides a straightforward entry point for anyone looking to start investing in cryptocurrencies and beyond.

Our mission at JOIN is to establish a comprehensive investment platform that is accessible to individuals globally, as well as businesses and institutions of any size. We prioritize user-friendliness, ensuring that even those without technical expertise can easily navigate our platform. This enhanced usability is expected to draw a wider range of investors into the cryptocurrency space.

Gas Fee Management Made Easy:

Say goodbye to gas fees for specific operations within our Smart Wallet. Users can now use stablecoins or their preferred tokens to pay these fees.
There’s no longer a need for users to go through the hassle of exchanging, maintaining, or retaining an ETH balance solely for transaction fees. This means you can manage your assets without the constraints of holding specific cryptocurrencies.

Furthermore, protocols, Dapps, DAOs, and other users can utilize our Smart Wallet as linked contributors, fostering more inclusive and flexible ecosystems across the industry.

Unmatched Flexibility in Portfolio Diversification:

Our Smart Wallet seamlessly operates across multiple blockchains, granting users effortless access to the DeFi and cryptocurrency landscape.

This newfound flexibility empowers users to explore diverse ecosystems and seize opportunities with unprecedented ease.

Streamlined Batched Transactions:

By enabling batched transactions, our Smart Wallet streamlines the execution of multiple transactions simultaneously. This functionality improves efficiency and mitigates the complexities typically involved in handling individual transactions one by one.

Stealth Address:

We are looking to enhance the privacy of our users by enabling them to generate cryptographically concealed public addresses for receiving funds privately. This means that each transaction will have a unique address, making its whereabouts untraceable. In practice, the process of generating a stealth address on JOIN Wallet will be mostly automated.

Please note that we are currently in the research and development phase for this feature.

Enhanced Security Through Social Recovery Features:

Prioritizing security, our Smart Wallet introduces social recovery features that offer peace of mind. Through the smart contract employed by our wallet, we can incorporate rules for social recovery. This recovery method involves the use of “guardians,” which are typically Web2 accounts belonging to the account owner’s family and friends. These guardians play a role in verifying the real-world identity of the account owner. When someone attempts to log in, guardians are sent requests to approve the action.

The operation can only proceed with the approval of a specific portion of the total guardians assigned to the account. This approach relies on the familiarity of human social connections, making it more straightforward than remembering random seed phrases.

Consequently, it makes the task of securing accounts less cumbersome.

If you don’t want to rely on friends or family for Wallet Recovery then you can also create your own safety process: To recover access to the wallet API, create multiple credentials on different devices or email a PDF recovery code. This ensures 2FA security, as it requires access to the initial email inbox.

And much more…

The JOIN Smart Wallet stands out as a unique offering that goes beyond the ordinary, providing a range of additional benefits:

Diverse Investment Opportunities:

In addition to streamlining crypto investments, the JOIN Smart Wallet expands its capabilities into traditional finance. It enables users to optimize returns by seamlessly integrating crypto with fractional ownership of real-world assets such as real estate, art, stocks, commodities, and more, available 24/7. The process is simplified through one-click trading and investing.

Seamless Banking Integration:

In addition to simplifying the on and off-ramping processes, JOIN also provides banking services through a trusted third-party partner within the app. This includes bank accounts with fast transactions (UK & EU), cards (Apple Pay & Google Wallet), and Forex services in multiple currencies (€, $, £).

Simplified Compliance:

Staying compliant with crypto regulations can be challenging. However, JOIN simplifies the process by handling regulatory complexities on your behalf. No need for extensive research or legal navigation; JOIN ensures compliance with ease.

In Conclusion

The partnership between JOIN and Dfns is dedicated to making crypto investments more user-friendly, secure, and accessible to individuals of all backgrounds. It revolves around simplifying the journey into the world of cryptocurrency, ensuring top-tier security, and providing the flexibility to explore a diverse array of investment options.

In a world where crypto may seem daunting, JOIN and Dfns are steadfastly committed to making it approachable for everyone, not just the seasoned crypto experts.

JOIN — Unleashing the Best of Digital Assets, for All.

JOIN Smart Wallet (All users) | Wallet-as-a-Service infrastructure (Businesses) | Customizable platform (Institutions).

Make sure to follow our official announcement channel to not miss any news: https://t.me/JOIN_announce

Website: https://getjoin.io
Link3 (all links): https://link3.to/getjoin_io

18th September 2023 — Official launch date reveal, overall JOIN update, institutional fund presentation, a sneak peek of the Smart Wallet, introduction of new team members, and more.

In our most recent community call, Tina, Koplo, Axel, Ava, and Artshy discussed JOIN’s latest developments. They provided valuable insights into our upcoming launch date, talked about the significant events that have shaped JOIN over the past months, unveiled the official launch date, introduced some of our new team members, revealed details about our new institutional fund, and offered a glimpse of what’s in store for our marketing and development efforts over the next six months.
JOIN us for an in-depth look at our recent achievements and a sneak peek into the exciting future that lies ahead.

Watch the full AMA on YouTube now

A Journey of Innovation, Strategy, and Transparency — Unveiling the Official Launch Date

• The first leg of our journey involved extensive research aimed at optimizing JOIN’s corporate and legal structure. This meticulous process was essential to establish a solid foundation and safeguard our company against potential challenges.
• Following these initial steps, we embarked on defining JOIN’s branding and business strategy. We established clear objectives, outlining what we aimed to achieve within a specific timeframe. The outcome? A roadmap to success that provided the foundation for future endeavors, including the addition of new members to our JOIN team and the establishment of an institutional fund.
• But our commitment to transparency and sustainability didn’t end there. It became evident during the initial fundraising rounds that we were determined to take a different approach. Rather than adhering to the traditional practice of selling tokens at lower prices to facilitate the company’s initial development, a practice that often leaves investors vulnerable, we opted for an alternative path. We established a strategic partnership with a prominent venture capital firm within the industry. The identity of this strategic partner as well as the identity of additional partners and investors will be revealed during our upcoming launch campaign.

Today, we are thrilled to announce the commencement of the official countdown to JOIN’s genesis and the release of our website.

Save the Date: October 16th, 2023, as we proudly introduce JOIN to the world.

Introducing the Latest Additions to JOIN

We are pleased to welcome two leading experts in their respective fields who will support us in our journey.

• Kumardev CHATTERJEE will be temporarily stepping into the role of our CFO in the upcoming months, primarily lending his expertise during the project’s launch phase.

• Pierre MALICZAK is joining us as the Head of Financial Products, overseeing our new institutional fund for an indefinite period.

• Our newly formed tech team is intentionally compact yet remarkably versatile. It consists of five dedicated full-time developers, each specializing in a distinct domain: web3, infrastructure, security, mobile, and backend. What sets our tech team apart is their agility; although their expertise primarily lies in their respective fields, they are equally skilled at seamlessly transitioning to other areas as needed. This deliberate cross-functional approach empowers our team to address a wide range of challenges with precision and adaptability.

JOIN Institutional Fund

In the ever-evolving world of cryptocurrencies, we’re on a mission to change the way people invest. We place a strong focus on regulatory compliance and safeguarding client funds, and we’re gearing up to introduce an innovative platform for both retail and institutional investors.

At the heart of our vision is the creation of a top-tier investment platform. It’s designed meticulously to meet regulatory requirements while prioritizing security and transparency. An essential aspect of our approach is our firm commitment to never holding client funds, aligning with the principles of decentralized finance.

Taking a significant step forward, we’re expanding our services to institutional investors with JOIN_YIELD, an innovative yield strategy. This marks the launch of our first institutional fund, with plans to introduce more products down the road, all adhering to stringent EU regulatory standards.

Recognizing the heightened security expectations of institutional investors, we’ve invested heavily in fortifying our infrastructure. Our philosophy is straightforward: reduce risks by eliminating human intermediaries and ensuring the highest level of fund security. We’ve secured approval from the European Parliament and operate within the MiCA (Markets in Crypto-assets) sandbox framework to reinforce this commitment.

In our pursuit of excellence, we’re forming strategic partnerships with leading entities in the financial sector. While their names remain confidential due to nondisclosure agreements (NDA), their roles as investment managers, fund administrators, and legal counsel speak to our commitment to a secure and trustworthy investment environment.

Today, we proudly offer one of the most reliable architectures in the crypto space, serving both retail and institutional clients. Our unwavering commitment to regulatory compliance, security, and transparency establishes us as pioneers in the industry.

To emphasize our belief in the JOIN_YIELD fund’s potential, we’re making a significant initial investment. This resounding show of confidence is aimed at attracting other prominent players in the institutional realm once we’ve built a track record. Our extensive network is already in contact with renowned investors, setting the stage for exciting developments in the near future.

JOIN Smart Wallet

We are thrilled to introduce the first design version of our Smart Wallet, set to become the backbone of our upcoming global application. This Smart Wallet seamlessly integrates MPC and Account Abstraction technologies, with plans for effortless integration into our upcoming products. The combination of both MPC and Account Abstraction technologies represents the missing link for self-custodial global adoption. The MPC wallet stands out as the most secure and user-friendly solution in the crypto space, while Account Abstraction simplifies DeFi and Crypto by allowing users to pay gas fees in any type of token on any EVM (Ethereum Virtual Machine) chain.

Product Development Overview

In recent months, we’ve dedicated our efforts to enhancing the JOIN_YIELD DeFi strategies, JOIN_YIELD Vaults, and JOIN_YIELD for institutional offerings. At present, our primary focus revolves around the streamlining of our operations through the merger of MPC and Account Abstraction, effectively eliminating complexities. Looking ahead to the coming months, we’re thrilled to unveil plans for the integration of a Banking module. Our ongoing discussions with strategic banking partners are aimed at finding the perfect match — those dedicated to safeguarding user funds and aligning with regulatory requirements (including a banking license). Furthermore, we’re gearing up to introduce an array of cross-chain products, marking the next phase in our dynamic evolution.

Marketing Overview

1. The Upcoming Launch

• This campaign marks the beginning of our vision, and we are excited to introduce it to the world through the launch of our official website.

2. Introducing JOIN_YIELD

• JOIN_YIELD, our inaugural feature, is in development and closely tied to Sandbox approval. We’re eagerly anticipating its introduction.

3. The Mobile App Launch

• Our most substantial campaign on the horizon is the launch of our mobile app, designed to enhance the crypto experience for users on the move.

Connecting at Conferences

• In November, we’ll be present at Binance Week in Istanbul, an event that brings together thought leaders from the crypto industry. In February, we’re excited to participate in “Catalyst” in Lisbon, a hub of innovation and networking.

Regarding our branding, we hope you find our logo to be a compelling homage to “The Matrix” and its central theme of choice, mirroring the decision Neo must make between the simulated world and the harsh reality outside. In a similar vein, we draw parallels to the choices individuals face in today’s world, where they can opt for the traditional path or embrace the crypto realm. Our logo encapsulates this duality, while our choice of contemporary and dynamic colors further underscores the energy and relevance of our brand.

In terms of our brand image, our goal is to craft a slightly unconventional and vibrant identity. Our graphic elements aim to elicit a sense of nostalgia and positive emotion by tapping into generational references. The Matrix-inspired logo is just the beginning; we have more exciting elements in store for our communications that you will soon have the pleasure of discovering.

Some words on the Website: In the initial version, our primary objective was to convey JOIN’s vision as clearly and simply as possible. At the core of our project lies the concept of empowering users through non-custodial accessibility, and we made sure to emphasize this fundamental principle. We wanted visitors to the website to not only grasp the features but also understand their impact, ensuring that anyone considering JOINing us has a comprehensive understanding of their potential investment. Just like in any relationship, trust is built on a clear and transparent vision.

The forthcoming JOIN Website 2.0 will take a deeper dive into our offerings, particularly the banking services through our banking partner, as well as our commercial packages. Our focus will prominently shift towards the app itself, presenting a more detailed and comprehensive view of our platform’s capabilities.

Stay tuned for the launch of our second website version, which is scheduled to coincide with an exciting campaign planned for our official Mobile App launch.

Our marketing strategy is more than just a plan; it’s a ripple effect, with the crypto community at its epicenter. We’re on a mission to gradually extend the benefits of our application, not only to seasoned crypto enthusiasts but to their friends and family, and even those who have yet to explore the world of cryptocurrency.

In the initial phase, we’re focusing our efforts on crypto users. Collaborating with well-known influencers, participating in crypto community AMA sessions, and making our presence felt at major crypto events are just a few of the avenues we’re exploring. Combined with the impact of our first referral program, our goal is clear: onboard as many crypto users as possible to form the bedrock of our project, igniting the epicenter of our shockwave effect.

Our token launch will also play a pivotal role, incentivizing individuals to JOIN us and experience the game-changing potential of our app.

As we move beyond these initial steps in our marketing plan, we’re already considering the creation of a JOIN Academy. This educational initiative will introduce and support new users venturing into the world of crypto, but this exciting development is on the horizon.

Looking ahead to the coming year, our expansion plan is taking shape. While our initial focus is on rapid growth in Europe and the United Kingdom, our sights are also set on opportunities in other regions across the globe. Stay tuned, as we’re actively working on one specific region that has captured our attention, with more details to be revealed next year.

JOIN — Your Next-Gen Web3 Wallet.

Secure & compliant self-custody, seamless on/off-ramping, digital asset investments, optimized DeFi yields, and personal IBAN.

Make sure to follow our official announcement channel to not miss any news: https://t.me/JOIN_announce

Website: https://getjoin.io
Link3 (all links): https://link3.to/getjoin_io