One vault, every chain
Borrow, stake, lend, and trade — instantly and securely — across dozens of chains. One app, no bridges, no wallet switching.
The current DeFi experience is broken
Say you have BTC in a wallet and you want to borrow USDC against it on Aave.
Today, that likely means depositing that BTC onto an exchange, trading it into WBTC, withdrawing that WBTC to a self-custodial ERC20 wallet, (also funding that wallet with ETH!), connecting that wallet to Aave, signing a message to approve contract interaction, sending another transaction to deposit WBTC to Aave, then withdrawing USDC from Aave…all of which costs gas money…
Seasoned users find it messy. New users don’t even try.
.webp){kind=icon}
.webp){kind=icon}
Modulo fixes it all
Modulo gives you one vault for every chain. Post BTC on Bitcoin. Borrow USDC on Ethereum. Trade on SOL. Stake XRP.
All in one place — instantly.
Native Asset Support
No wrapping or bridging.
Non-custodial by Design
Your keys, your control.
Modern Login + Recovery
Passkeys, not seed phrases.
Fixed-rate Borrowing
Use any asset, even tokenized RWAs.
Smart Automation
Borrow on dips, deploy on moves.
Unlocking the future of crypto
Modulo is your master key, unchaining all of your assets and unlocking new functionality:
Swap across chains
Move assets instantly, no bridges required.
Send any asset
Send any Modulo asset (even ones you don’t own), instantly.
Earn native yield
Earn native yield by supplying or staking into Modulo collateral pools.
Receive via username
Receive any asset by providing your telegram/whatsapp/discord username (no more wallet addresses).
Borrow in one click
Borrow against your entire portfolio value, instantly and in one click.
What makes it possible
Modulo’s architecture is built for cross-chain DeFi.
It’s fast, secure, and composable.
Why Modulo matters
Over $2 trillion in crypto — BTC, XRP, DOGE, and more — sits idle, sidelined from DeFi.
Modulo puts that capital to work.
Traders
Post BTC → borrow USDC → go long
Stakers
Keep BTC exposure → earn yield in kind
Institutions
Access liquidity against native assets
Degens
Run cross-chain strategies with one click
One app.
Every chain.
Real DeFi.
No more juggling wallets.
No more network confusion.
No more lost assets from broken bridges or seed phrases.
Modulo is the DeFi experience you were promised.
