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Carl Richards
40.1K posts
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Carl Richards
@behaviorgap
Pay attention to money and your relationship with it will change.
Park City, Utah
behaviorgap.com
Joined October 2008
667
Following
55.7K
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  • Pinned
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    Carl Richards
    @behaviorgap
    Oct 13, 2022
    Just a reminder.
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    00:00
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    Carl Richards
    @behaviorgap
    Jul 31, 2019
    The concept...the very idea...of retirement is dumb. Waiting until some arbitrary age to enjoy life PLUS stopping all meaningful work all at once...DUMB. I will never retire. I will just do more of that stuff I like, and less and less of the stuff I don't.
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    Carl Richards
    @behaviorgap
    Jan 28, 2023
    You know that guy on Twitter, selling you his course on passive income. Yeah, that guy! Turns out that the only income he has is from (get this!) the course he is selling you on how to have passive income. You are his passive income. Don't be someone else's passive income.
    206K
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    Carl Richards
    @behaviorgap
    Oct 22, 2020
    Small micro-actions, done repeatedly, over a long period of time make a massive difference.
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    Carl Richards
    @behaviorgap
    Dec 26, 2019
    After thinking about it for 20 years, I've distilled everything I believe about money down to this: Spend it...creating experiences...with people you love.
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    Carl Richards
    @behaviorgap
    Mar 14, 2020
    Remember real financial planners deserve to be paid for telling people to do nothing when nothing is the right thing to do. Confidently telling someone to do nothing is really hard work.
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    Carl Richards
    @behaviorgap
    Feb 29, 2020
    Days or decades...you decide?
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    Carl Richards
    @behaviorgap
    Mar 9, 2020
    Dear Financial Planner- Please stop lecturing me about how dumb it would be to do something with my investments right now. I know all that. But I am scared because of the news and I NEED someone to listen to me and not make me feel stupid. Thank you. --Your Client
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    Carl Richards
    @behaviorgap
    Sep 8, 2019
    My wife leaves for London in 2 days. She’s going to design school. At age 49. 👇
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    Carl Richards
    @behaviorgap
    Feb 2, 2023
    Life insurance is to replace an economic loss resulting from the death of an income earner. For almost everyone, that's the sole purpose of life insurance. It's not retirement savings, education funding, or some sort of weird bank...none of that. Cold, hard truth.
    50K
  • user avatar
    Carl Richards
    @behaviorgap
    Feb 5, 2018
    Just a reminder...
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    Carl Richards
    @behaviorgap
    Sep 25, 2020
    Micro-actions, done repeatedly over a very long time...compound into massive results.
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  • user avatar
    Carl Richards
    @behaviorgap
    Feb 29, 2020
    Days or decade...you decide.
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    Carl Richards
    @behaviorgap
    Sep 17, 2019
    My wife is in London. At design school. It's been a dream of her's for over 25 years. AMAZING & super hard. Hard for her. She called today and cried. She's alone, scared. Tired. Hard for me. I miss her. But something can be HARD & RIGHT at the same time.

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