Membership Has Its Benefits
Check us out. Find out why you should move your banking to UNIFY.
Learn About Membership
Rates
*APY=Annual Percentage Yield. APR=Annual Percentage Rate. Displayed “as low as” vehicle and personal loan rates include an optional .25% discount for automatic payment from a UNIFY share account where applicable. Click the product name for details. All rates and terms displayed are subject to change without notice.
Why Join UNIFY?
Unlike those big banks, UNIFY is never too big to remember UNIFY is all about YOU. It’s at the core of who we are because we are a credit union. And credit unions, unlike banks, understand finances aren’t just about money, but about people…"people helping people."
You’ll belong to a credit union with over $3.5 billion in assets and branch locations nationwide to serve you.
- FREE online banking
- FREE Checking
- 100,000+ surcharge-FREE ATMs
- MORE than 5,000+ full-service CO-OP Shared Branches nationwide
Home Sweet Home
A mortgage from UNIFY can make your dream home a reality. Our calculators & home loan specialists can help you determine how much house you can afford.
Mortgage Payment Calculator
Estimate your monthly mortgage payments and more with our free mortgage calculators.
News & Events
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Way to go UNIFY! 300K Members!
Congratulations to our newest members, Angelo and Frieda, for helping us pass the 300K member mark! We surprised them with 300 reasons and a special bonus deposit to welcome them to UNIFY as our 300K member!
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Paying Digitally? Here’s How to Stay Safe.
Paying Digitally? Here’s How to Stay Safe.
Digital payment apps make it easy to send and receive money — but their convenience also makes them a target for scammers. As these tools become part of everyday life, taking a few simple precautions can help…
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Five Big Mistakes Even Smart People Make with Credit Cards
Five Big Mistakes Even Smart People Make with Credit Cards
Despite the popularity of credit card accounts, it’s easy for holders to make mistakes that can cost them money.
These are the top blunders to avoid:
1. Treating credit as “extra” money…
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Go Green With eStatements
Go Green With eStatements
When you switch to eStatements, you're doing more than simplifying your finances. In addition to helping you clear out the clutter and reducing the risk of identity theft and mail fraud, eStatements are good for…
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Security Tips to Hackproof Passwords
Security Tips to Hackproof Passwords
Passwords are like fortress gatekeepers controlling who accesses your personal data and accounts. They keep your online accounts blocked from hackers who want to steal your private data. Without strong passwords…
FREE Checking
Yep… we said FREE. Convenient and flexible, our FREE Checking account is the no-fuss way to manage your money.
Get FREE Checking
Credit Union Near Me
UNIFY is always near you with call center access 7 days a week and branches nationwide, including Los Angeles, Orange County, Plano, Texas, and Northwest Arkansas.
Find a branch near you
Your Goals Deserve a Plan.
Our Savings Accounts make it simple to achieve what matters most.
Start saving todayThanks For Exploring All UNIFY Has To Offer!
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