Beans is a digital wallet that lets you send, receive, and manage your balance - fully in your own control.
When you send money internationally, the recipient gets the full amount instantly with no hidden fees. Use our exchange rates tool to see exactly how much they will receive.
Free wallet to wallet transfers
Instant wallet to wallet transfers
Easy & intuitive interface
Because you can save up to 4% in transfer fees
Beans works with MoneyGram to offer instant cash deposits and withdrawals at thousands of locations worldwide. Send or receive money quickly and easily, no bank account needed.
Beans is built for anyone wanting control over their money:
With Beans, taking control of your money is simple, borderless, and built for real life.
Why choose one if you can have both? We want you to save money in an easy and preferably safe way.
We use blockchain technology to allow you to send money directly to the recipient without any intermediaries, just like exchanging cash in person.
With our account recovery system, you can buy and hold cryptocurrencies without the complexities. You have full control over your balance, 24/7.
Our 2-Factor Authentication process is designed specifically for mobile devices, making it safe and easy to use compared to other services.
Move funds to your Earn Balance and start earning up to 10% APY instantly. There’s no setup, no lock-ins, and you can withdraw anytime. Your balance increases in real time. Simple, flexible, and built for everyday use.
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Beans is a front-end software solution. Beans is not subject to supervision by the Dutch Authority for the Financial Markets (AFM) and the Dutch Central Bank (DNB). We are not a bank nor a payment service provider within the meaning of the Dutch Financial Supervision Act (Wft). Consequently, the deposit guarantee scheme does not apply to the services offered through the Beans platform. Copyright © 2026 Beans.
*APY is variable and not guaranteed. Yield is generated through decentralized lending protocols (DeFi) — Beans does not control these protocols. Your funds are not covered by any deposit guarantee scheme. Capital is at risk. Only deposit what you can afford to lose.
Invite your friends to join Beans and you will both earn an extra 10%.
