Thefynprint (@thefynprint) / X

Thefynprint

1,792 posts

Thefynprint

@thefynprint

Your One-stop platform for Personal Finance Education & Assistance Global Investments•Insurance•EPF•NPS•Home Loans•Credit Cards•NRI•Inheritance

linktr.ee/thefynprint.co…

Joined July 2025

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7,722

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Thefynprint
@thefynprint
Oct 17, 2025
Finish your home loan 5 years early without changing your EMI. Sounds impossible? It's not. A Home Loan Overdraft uses your existing savings to slash interest costs, while keeping your money accessible for emergencies. Read Everything you need to know in one article:
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Thefynprint
@thefynprint
Nov 15, 2025
Most people believe a Death Certificate is all you need to transfer assets after someone’s death — but anyone who has actually handled the process knows that’s only the beginning. The real work begins after Step 1: Making/Checking for a Will, Step 2: Identifying legal heirs,
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Thefynprint
@thefynprint
Sep 18, 2025
PFRDA may soon change how you retire 🚨 Withdraw up to 80% of your NPS corpus (vs 60%), annuity cut to just 20%, partial withdrawals doubled to 6, and you can stay invested till 85. @ActusDei Read the full article ➡ thefynprint.com/content?title=… #thefynprint #Finance
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Thefynprint
@thefynprint
Nov 17, 2025
“Are you overpaying for your health insurance without realising it?” Many families think a expensive health policy (like₹1 crore) is the safest option, but it often costs 40–50% more premium. In reality, you can get the same protection by taking a smaller base cover (like ₹10
14K
Thefynprint
@thefynprint
Oct 18, 2025
Most families underestimate the real cost of not writing a will. Will: ₹10,000–₹20,000. Quick, simple, legally binding. Succession Certificate: ₹1.5–₹2 lakh. 6-month court process. (Link to the podcast: youtu.be/speSDgRzkuE ) Without a will, heirs face long delays,
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Thefynprint
@thefynprint
Oct 28, 2025
Good news: Now insurance holders won’t have to bear heavy losses while surrendering their insurance policies. 🙌 IRDAI has brought in a new rule (effective October 2024) — insurance companies now have to pay you the higher surrender value or Special Surrender Value, even if
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Thefynprint
@thefynprint
Oct 24, 2025
Most people think a Will is only about “who gets what”. But here's what most people make mistake: If something bad happens unexpectedly to you or your immediate family and there’s no Will, your family may not be able to access related bank accounts, investments, or even your
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Thefynprint
@thefynprint
Oct 23, 2025
The ICICI iShop Hack Every Cardholder SHOULD KNOW: If you use an ICICI credit card and haven’t tried the iShop portal, you’re leaving rewards in the air. From hotel bookings with 12× reward points or shopping vouchers with 6× returns, iShop turns your regular expenses into
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Thefynprint
@thefynprint
Oct 28, 2025
Most people think of home loans as long, fixed commitments 20 years of EMIs and then, finally, ownership. But there’s a smarter way to play the same game: a home-loan overdraft account. Here’s how it works 👇 • Your regular savings earn ~3–4%, while your loan costs ~8%. • In
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Thefynprint
@thefynprint
Nov 10, 2025
You're 25. Why are we talking about inheritance? Because your parents don't have a will. Because your grandparents' property is stuck in court. Because your cousin just found out she's legally entitled to nothing even though "papa promised." You think this is "old people
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Thefynprint
@thefynprint
Nov 19, 2025
Do you still need a US broker to buy US stocks?” Most Indians don’t realise this: you can now invest in US markets without opening an account in the US at all. With ViewTrade shifting its global infrastructure to GIFT City, Indians get US-grade custody through DTCC, SIPC
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Thefynprint
@thefynprint
Oct 16, 2025
THINK TWICE before buying digital gold —you're losing money and don't even know it ⚠ We tested 3 popular apps—all showed losses even when real gold prices rose. Our Financial advisors point out important factors many investors overlook: 3% GST on every purchase, lack of
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Thefynprint
@thefynprint
Oct 23, 2025
What if investing in India and abroad was as easy as shopping online? That’s what GIFT City is making possible — a new financial hub that lets both NRIs and resident Indians invest in Indian and global funds with easy KYC, lower taxes, and no extra paperwork. From Tata India
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Thefynprint
@thefynprint
Oct 6, 2025
The new NPS Multi-Scheme Framework makes retirement planning smarter. Now you can pick schemes based on your risk and goals - no more one-size-fits-all pension plans. 👉Learn how to leverage this flexibility for YOUR retirement: thefynprint.com/content?title=… @ActusDei #thefynprint
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