Q3 Earnings call is scheduled for Tuesday, November 3, 2026, at 5:00 a.m. PT / 8:00 a.m. ET. If you have a question for @paulxgu and Andrea, please ask via this thread before 4:30 a.m. PT / 7:30 a.m. ET on Tuesday, November 3. and they’ll answer as many as they can.
New on Cars and Capitalists:
Paul Gu (@paulxgu), CEO and Co-Founder of @Upstart.
@Upstart is an AI lender worth $2.5B today. They did $1B in revenue in 2025, up 64%, grew originations 86%, and were profitable. Paul took over as CEO from co-founder Dave Girouard (@davegirouard)
"I want to unambiguously have the best credit product for every American in every situation, and I want Upstart to be the most trusted brand in consumer credit." -CEO @paulxgu, on Fintech One-On-One
Paul joined @peterrenton to discuss the future of Upstart.
Listen here:
Whether someone is applying for a personal, auto or home loan, the first step is understanding the risk behind their application.
CEO @paulxgu shares how that foundation is helping Upstart expand into new areas of lending in his conversation with @7investing.
