Is the employer recommending Bitcoin? No. The employer makes an option available. Participation is voluntary and employee-directed. The full report is at blockrewards.com.
How a Bitcoin Savings Plan works. The employee chooses an amount. Payroll deducts it after tax. Bitcoin is bought and held in an account in the employee's name. One deduction line. No salary in Bitcoin. No employer recommendation.
A Canadian truck driver needed 4.7 years of pay for an average home in 1990, 12.3 today.
The honest version, with mortgage rates priced in (13.3% then, 4.87% now):
1990: 50% of gross pay
2025: 68%
Lenders cap it at 39%. In 1990 it qualified. Today it doesn't.
Why Bitcoin enters the savings conversation: fixed supply, divisible, portable, globally traded, individually owned. Why it's hard: 40% volatility and a 53% drawdown from Oct 2025 to Jun 2026. Medium-term money, after an emergency fund.
Same company. Same plan. Different default. Opt-in enrollment: 37% participation. Automatic enrollment: 86%. Payroll already shapes how people save. The open question is whether it should also shape what they save in.