financecomputer
Live today
THESIS · A NEW CATEGORY

Money changes
today.

A bank. A market. A computer.
Composed into one machine, so capital can move at machine speed.

See the machine
FOR PEOPLE.FOR BUSINESSES.FOR MACHINES.
THE FINANCE COMPUTER / 01600 MS
READ. PROGRAM. ACT.
ONE STATE. ONE SET OF BALANCES.ONE API
THREE FOUNDATIONS. ONE SYSTEM. SUPERNOVA · 600 MS
PARTNERS · LIVE TODAY ONE API · ONE BALANCE
TradevilleBROKERAGE ProMotorsAUTOMOTIVE DominoʼsFOOD POWERED BY THE FINANCE COMPUTER TradevilleBROKERAGE ProMotorsAUTOMOTIVE DominoʼsFOOD POWERED BY THE FINANCE COMPUTER
ACT I · SUPERNOVA

Capital at machine speed.

600 milliseconds changes what money can be. Intent and execution in the same breath, on one canonical ledger.

LEGACY SETTLEMENTT+2 DAYS
SEPA CREDIT TRANSFERMINUTES TO HOURS
VISA AUTHORISATION~2 SECONDS
THE FINANCE COMPUTER600 MS
0ms
INTENTEXECUTION
INTENT→EXECUTION·600 MS·INTENT→EXECUTION·600 MS·INTENT→EXECUTION·600 MS·INTENT→EXECUTION·600 MS·INTENT→EXECUTION·600 MS·INTENT→EXECUTION·600 MS·INTENT→EXECUTION·600 MS·INTENT→EXECUTION·600 MS·INTENT→EXECUTION·600 MS·INTENT→EXECUTION·600 MS·
THE PREMISEI / III
A bank.
+
A market.
+
A computer.
The finance computer.
Three parts. One machine. One canonical balance.
THREE PARTSSCROLL ↓
ARCHITECTURE

The finance computer.

BITS
0110
1001
One API
ATOMS
ReadProgramAct
One state. One set of balances.
600MS

Bits and atoms on one machine. Anything above reads, programs and acts against a single state.

THE SHIFT

The finance computer changes how money can move. It changes what money can be, and do, today.

BrandOSfor brands and fintechsMarketOSfor markets that never closeMachineOSfor agents and robotsBrandOSfor brands and fintechsMarketOSfor markets that never closeMachineOSfor agents and robots
ACTS II · III · IV

Three product categories.
One computer.

Brands, markets and machines run on the same state. Pick one and run the flow.

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Interactive example · illustrative amounts
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ANATOMYFIVE LAYERS

Five layers of the finance computer.

THE FINANCE COMPUTER
BRANDSAPPS
Brands and Apps
Many brands, many apps, one computer.
Product logic
xPortal
Wallet, stored value, loyalty, rewards, quests and limits.
The rails
xMoneyMultiversX
SEPA, SWIFT, Visa, Mastercard and stablecoin corridors.
The licence
xMoney
EMI, card acquiring and issuing, registered VASP.
The ledger
MultiversX
One canonical balance. Everything above it resolves here.
FIVE LAYERSSCROLL ↓
THE RECORD

Four modalities.
One API.

Every module is reached through the same interface. All four resolve to a single record, in both directions.

One APIONE INTEGRATION
Every module below is reached through the same interface.
↓
01▤
Accounts

Dedicated EUR IBANs, stored value and member transfers.

↕
↓
02▱
Cards

Issuing, real-time authorisation and spend controls.

↕
↓
03↗
Payments

Acceptance, invoicing, SEPA and SWIFT payouts.

↕
↓
04⇄
Ramps

Fiat to digital, stablecoin settlement and corridors.

↕
One balanceONE CANONICAL RECORD
All four modalities resolve to this single record, in both directions.
Legal and regulatoryTHE LICENCE PERIMETER
EMI, card acquiring and issuing, registered VASP.
LIVE · NOW

The finance computer.
One API.
Live today.

CLOSE · TODAY

Today we have changed how money can move. What it can be, and do.

For your daily life, your business, and the machines in service of humanity.

CONTACT SALES
✓

Thank you.

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Talk to the team.

One API for accounts, cards, payments and ramps. Tell us what you want to build and we will map it to the computer.

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