The family office your household owns
An S corp, a partnership K-1, a rental LLC, maybe a trust or an equity grant, and a CPA you talk to twice a year. You're the only one who sees all of it. X1 holds the picture with you, files each fact under the entity it's connected to, and keeps it current from QuickBooks, your linked accounts, and the documents you already have. Your CPA, attorney, and advisor stay exactly who they are.
Free. No account, no call. Personal is $97 a month when you want X1 to keep holding the record.
X1 found
Avery Family Trust
Once you confirm, X1 remembers it for your brief and for every professional packet you approve. You can undo it any time.
Why X1 exists
Your CPA sees the return. Your attorney sees the agreement. You see everything, usually at 11pm. X1 holds the whole picture with you: it shows what's unresolved, lets you approve what gets shared, and keeps every answer with the records it touches.
Avery household
Household
Avery Family Trust
Trust
Avery Design Co
S corporation
Morgan Avery
Individual
Harbor Works LLC
Partnership
Operating account
Account
Buy-sell policy
Policy
Records
12
Levels
4
Needs review
1
Step 1 of 4: See the household before you isolate the issue.
01Connected context
The S corp, the partnership, the rental, the trust, and what sits under each stay in one ownership picture.
X1 doesn't flatten this into one unexplained total. The structure stays visible so each fact has somewhere honest to belong.
02Impact path
Both ownership paths and the account, the policy, and the estimate below the business stay visible together.
Primary ownership path
Avery household / Avery Design Co / Harbor Works LLC
Avery Design Co
60% recorded
Morgan Avery
40% to confirm
The operating account, the buy-sell policy, and the Q3 estimate stay in the trace. The question isn't isolated from the records that depend on its answer.
03Source-backed attention
X1 separates what the paperwork supports from what still needs your decision.
Source 01
Operating agreement
Records Avery Design Co at 60% and Morgan Avery at 40%.
Source 02
2025 partnership K-1
Allocates the year's income 50/50.
Needs your decision
Confirm which split governs before X1 drafts the note to your CPA. Nothing changes in the record yet.
04Approved follow-through
Your CPA receives only what you approve, and the answer comes back to the record.
You confirm the split
The record doesn't change until the decision is explicit.
Your CPA receives approved context
Nothing is shared until you confirm the recipient and the supporting documents.
X1 saves the answer with the affected records
The decision, both documents, the partnership, the account, the policy, and the estimate stay together.
Nothing moves until you say so. Then it moves in order.
Every week
One thing moved this week, and X1 already knows what it touches and who needs to hear about it. The note to your CPA is written. You read it, change a word if you want, and approve it. The reply gets filed with everything it affects. When nothing moved, X1 says that and leaves you alone.
What moved
The Harbor Works K-1 landed. It allocates 50/50. The operating agreement says 60/40.
What it touches
Who needs to hear
Sam Ortiz, CPA
Nothing else moved this week.
Draft to your CPA
Not sentHi Sam,
The 2025 K-1 for Harbor Works came in at 50/50, but the operating agreement still reads 60/40. Can you confirm which one governs the Q3 estimate before the 15th? Both documents are attached.
Morgan
Sent only when you approve. Sam's reply gets filed with Harbor Works, the K-1, the policy, and the estimate.
What stays with you
Every move you approve leaves behind the documents it came from, what you decided, who handled it, and what happened. The next person helping you can pick up there instead of starting over.
What X1 used
The accounts and documents behind the work
Who is allowed
Who may see it, approve it, or remove access
What was shared
What each professional received and how they responded
What happened
The result and where the next person can pick up
The boundary
X1 never trades, never moves money, and never acts on its own. You and your professionals decide.
People and technology may change. Your household's history stays with you, with every decision and its reasons attached.
“I'm building my virtual family office on X1. It's what I wished existed when I started advising families twenty years ago.”
Garrett uses X1 with families whose tax, estate, insurance, and investment work crosses several professionals. X1 gives everyone the same starting point while the family decides what gets shared.
See how one review works for advisorsThe Avery household you traced above, carried through to an answer.
Representative review. Illustrative household, no client data.
For complex households
Bring the statement, return, trust, deed, policy, or decision note already on your desk. X1 shows you one useful check before you create an account, then keeps the document, decision, and follow-through together.
Check one real documentFree to start. No upload or account needed for the first check. Personal is $97 a month or $997 a year when you want X1 to keep holding the record.
Advisors, CPAs, estate attorneys, and insurance professionals work from a review a household shared. Practices can run an assisted pilot before bringing X1 across a client book.
X1 is built to connect with compatible AI assistants. ChatGPT and Claude can work from the record you control, with cited facts and the same permission boundaries.
Replace the coordination work. Preserve the professional judgment.
