Open USD: a shared stablecoin for global financial activity

The first stablecoin designed as open infrastructure. Open USD (OUSD) gives businesses the economics, governance, and reliability they need to move money.

The problem

Moving money at scale requires a different stablecoin model

Stablecoins make global money movement faster and cheaper, but they power only a fraction of transactions today. To unlock their full potential, costs must be predictable and value should flow back to the ecosystem.

The solution

Built to move trillions

From economics to governance, Open USD is designed for trust at scale.

  • A new economic model

    Nearly all reserve revenues shared with companies that grow adoption.

  • Open, neutral governance

    Led by companies making decisions for the collective interest, not a single entity.

  • Designed for global financial workloads

    Infrastructure built to handle billions of transactions.

  • Predictable, frictionless transactions

    No fees to mint or redeem, even at scale.

  • Safe, regulated reserve management

    Reserves are maintained at major financial institutions in compliance with US regulatory requirements.

  • Broad acceptance and distribution

    Open governance promotes broad adoption as a shared asset in financial markets.

Open Standard

Backed by the world’s leading companies

Open USD is governed and operated by Open Standard, an independent company with an ownership and corporate governance structure that ensures decisions are made in the collective interest. It’s designed to meet the standards of the world’s most exacting institutions—powering everything from payments to trading.

  • Aave
  • Absa
  • Abu Dhabi Islamic Bank ADIB
  • ADI Foundation
  • Adyen
  • Affirm
  • Airwallex
  • Alaan
  • American Express
  • Anchorage
  • ANZ
  • Aptos Labs
  • ASB Bank
  • Banca Transilvania
  • Banco Bradesco
  • Banco de Crédito del Perú
  • Bancolombia
  • Bank Hapoalim
  • Bank Leumi
  • Banorte
  • Base
  • BBVA
  • BCcard
  • Bitget Wallet
  • BitGo
  • Bitso
  • BlackRock
  • Blockdaemon
  • Blossom
  • BNY
  • Brale
  • Brex
  • Bridge
  • BVNK
  • Bybit
  • CAL (Israel Credit Cards)
  • Catena Labs
  • Checkout.com
  • Chime
  • Citizens Bank
  • Clear Street
  • Cloudflare
  • Coinbase

Get involved

Join Open Standard

Open USD is open to any business moving money. Fill out the form to learn more.

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  • Financial institutions

    Integrate onchain transactions through a network of regulated partners.

  • PSPs, card issuers, and merchants

    Settle transactions faster and simplify how you accept and pay out funds.

  • Fintechs

    Power payments, transfers, and other money movement use cases.

  • Exchanges, trading, and DeFi

    Use a neutral asset as the foundation for trading activity.

  • Platforms and marketplaces

    Accept funds and pay out to users faster and in more markets.

  • Agentic commerce

    Enable agents to instantly make programmatic payments.