Earn Bitcoin Yield
by Locking Stacks

Bitcoin offers no native yield. Custodial platforms take your keys. Planbetter offers a better way.

Planbetter background texture for visual appeal
  • Secure Bitcoin passive income by locking your $STX
  • Rewards paid in $BTC directly to your own wallet
  • You keep full control of your keys and assets
How it works

Your Guide to Earning Bitcoin Yield

  1. Buy STX

    Purchase STX from your favorite crypto exchange.

  2. Install Leather Wallet

    Set up your own wallet to withdraw your STX from the exchange.

  3. Stake with Planbetter

    Launch our app & follow the instructions to receive native BTC yield.

The Planbetter app: your staked STX, the cycles they earn in, and your payouts in BTC

Track record

Paid in Bitcoin, cycle after cycle

Each square is one Stacks cycle, about two weeks. Orange means the pool paid out BTC that cycle. Pick one to see how much.

↑ PoX-5 from cycle 141
  • BTC paid
  • No rewards
  • Now, rewards accruing
  • STX locked for coming cycles

Cycle 144Started Sep 24, 2026~0.00324 BTC so far for 33 stakers, an estimate until settled

See every cycle

Frequently asked questions

Can't find your answer? Reach out to our team or join the community.

What is Staking Stacks?

Staking is the process by which STX holders can earn Bitcoin yield by locking their tokens and supporting the network's consensus mechanism. Read more about it on the official Stacks FAQ.

What are our fees?

Our fees are 5% of what you earn. Nothing is charged on chain and nothing is taken from your STX: the whole reward stream is collected by our signer, and our cut comes off when we pay you out in BTC.

Is there a minimum?

Yes, 1,000 STX. It is a floor on your total staked position, enforced by our signer contract, so the app will refuse anything smaller.

The reason is Bitcoin fees: every staker costs one extra output in each payout batch, and below that floor a staker's share of the rewards would not cover the cost of paying it out.

Why do we charge fees?

Planbetter team believes in decentralization at all levels. We maintain our own infrastructure to reduce third party dependencies. We run our own Stacks Signer, Stacks nodes, Stacks explorer, and Bitcoin nodes. This has a cost that we need to cover.

Unlike other pools, Planbetter operates independently from Hiro and the Stacks Foundation. We have not accepted economic incentives from other companies or VCs.

We believe in a healthy, transparent, and self-sustainable business model where its success depends solely by our reputation and performance.

Which are the Planbetter addresses?

The Bitcoin address your payouts are sent from, and the Stacks Signer contract address you stake to.

How often does Planbetter distribute payouts?

Every two cycles. This cadence could vary if for example, Bitcoin fees are too high so it makes sense to batch more cycles in a payout. We are incentivized to streamline the process to pay as less fees as possible.

How do I receive my share?

Staking rewards accrue to our signer as sBTC, which we bridge back to real Bitcoin and send on to each staker. Payouts go to the Bitcoin address that appears in your Leather wallet, in the shape of native BTC.

What does «unlocked» STX mean?

Unlocked STX are tokens sitting idle in your wallet, which is what you shall start staking: they cannot already be locked by another signer or pool, or sent away to another address.

When you stake, your STX lock in your own account. They never move to us.

What is the average APY? 💹

How much you'll earn varies from cycle to cycle. The APY on this page is what stakers earned in the last cycle. You can compare staking options on stakingrewards.com.

How can I stake more STX tokens?

You can do it by clicking on the "Stake more STX" button on our web app. The amount you enter is added to what you already have locked, and the new tokens start earning from the next cycle.

When is the Staking registration deadline?

The last 100 Bitcoin blocks of every cycle are the prepare phase, when the next cycle's signer set is frozen. During that window the Stacks protocol itself refuses new stakes, top-ups and unlocks. This is not a Planbetter deadline, and no pool can work around it.

Staking reopens as soon as the next cycle starts. The card at the top of this page shows how long is left.

What's the benefit of being a non-custodial service?

Unlike custodial staking services where you entrust all your funds, Planbetter is never in control of your STX tokens. They lock in your own account, and only you can move them once they unlock.

Which are the risks?

Planbetter never holds your STX. They lock in your own wallet and come back to you when your term ends, whatever we do.

Your rewards are the part that involves trust. They are collected in full by our signer contract so we can bridge them once and pay everyone in native Bitcoin.

So the worst case is that we hoard the rewards instead of distributing them. Our reputation would be destroyed, every staker could unstake and stop giving us their rewards, and all of it would be plainly visible on the blockchain.

How do I access my payouts?

Payouts are sent directly to your Leather Wallet.

If you have been staking with us since before Stacks pox5, you might need to access your payouts the old way. Learn here how.

What is PoX-5 and what changed?

PoX-5 is the current version of the Stacks staking protocol, live since cycle 141. It replaced delegation with direct staking, and it changed how joining us works:

  • You no longer delegate to a pool. You stake your STX to our signer.
  • You choose your term up front, from 1 to 96 cycles.
  • Payouts go to your wallet's Bitcoin address. If your wallet does not provide one, you enter a Native SegWit address (bc1q…) when you stake.
  • There is a minimum of 1,000 STX to stake with us.

I delegated before PoX-5. What do I do?

You simply need to stake again through our web app. Your past payouts are in the Bitcoin address you chose.

The app doesn't load. What do I do?

Some of our releases break the cache or the cookies in your browser. Clear them and refresh the page. If the problem persists, please contact us .

Start earning Bitcoin on your STX

From 1,000 STX. Your tokens never leave your wallet.

Launch the app