Validate bank details worldwide with one API

Validate IBANs, BIC/SWIFT codes and local bank routing codes worldwide with one reliable REST API. Identify banks and branches, catch invalid payment details before they cause failed transfers, verify SEPA payee names and screen names against sanctions lists when needed.

IBAN BIC/SWIFT US ABA/RTN Canada Routing Number Australia BSB New Zealand NCC India IFSC Mexico CLABE Argentina CBU

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# Learn more: http://fincodesapi.test/bic-code-validation

$ curl 'https://api.fincodesapi.com/v2/bic/NATAAU33033' \
>     --header 'X-Api-Key: your-api-key-here' \
>     --header 'Accept: application/json'

{
    "success": true,
    "data": {
        "id": "NATAAU33033",
        "address": "500 BOURKE STREET, FLOOR 24",
        "postcode": "3000",
        "branch_name": "(HEAD OFFICE)",
        "branch_code": "033",
        "country": {
            "id": "AU",
            "name": "Australia"
        },
        "city": {
            "id": "3d2859b1-aa63-46dd-90d2-9ded52bbce22",
            "country_id": "AU",
            "name": "Melbourne"
        },
        "bank": {
            "id": "d7744803-1288-4955-9f53-05eb26bbef8e",
            "country_id": "AU",
            "code": "NATA",
            "name": "NATIONAL AUSTRALIA BANK LIMITED"
        }
    }
}

# Learn more: http://fincodesapi.test/iban-number-validation

$ curl 'https://api.fincodesapi.com/v2/iban/FR7630006000011234567890189' \
>     --header 'X-Api-Key: your-api-key-here' \
>     --header 'Accept: application/json'

{
    "success": true,
    "data": {
        "id": "FR7630006000011234567890189",
        "account_number": "1234567890189",
        "national_bank_code": "30006",
        "national_branch_code": "00001",
        "bic": {
            "id": "AGRIFRPP",
            "address": "12 PLACE DES ETATS-UNIS",
            "postcode": "92120",
            "branch_name": "(HEAD OFFICE)",
            "branch_code": "",
            "country": {
                "id": "FR",
                "name": "France"
            },
            "city": {
                "id": "a3e9cd32-d241-475a-89bb-41f9621be4e5",
                "country_id": "FR",
                "name": "Montrouge"
            },
            "bank": {
                "id": "fff72551-720a-4c37-b430-32d747634905",
                "country_id": "FR",
                "code": "AGRI",
                "name": "CREDIT AGRICOLE SA"
            }
        },
        "country": {
            "id": "FR",
            "name": "France"
        }
    }
}

# Learn more: http://fincodesapi.test/us-aba-rtn-number-validation

$ curl 'https://api.fincodesapi.com/v2/rtn/026003780' \
>     --header 'X-Api-Key: your-api-key-here' \
>     --header 'Accept: application/json'

{
    "success": true,
    "data": {
        "id": "026003780",
        "ach": {
            "new_id": null,
            "servicing_frb_id": "021001208",
            "address": "60 WALL STREET",
            "postcode": "10005-0000",
            "phone": "201 593-7610",
            "record_type_code": 1,
            "is_main_office": true,
            "change_date": "2021-01-11",
            "bank": {
                "id": "b14a4d8e-9b7c-4f6a-8d2e-3c5f1a7e3d2f",
                "country_id": "US",
                "code": "0026",
                "name": "DEUTSCHE BANK TRUST CO"
            },
            "city": {
                "id": "c2a8b3d5-6e7f-4c5b-9a2d-1f3e8c7b6a5d",
                "country_id": "US",
                "name": "NEW YORK",
                "state": "NY"
            }
        },
        "wire": {
            "telegraphic_name": "DEUTSCHE BK NY",
            "is_funds_transfer_allowed": true,
            "is_settlement_only": false,
            "is_securities_transfer_allowed": true,
            "change_date": null,
            "bank": {
                "id": "b14a4d8e-9b7c-4f6a-8d2e-3c5f1a7e3d2f",
                "country_id": "US",
                "code": "0026",
                "name": "DEUTSCHE BANK TRUST CO"
            },
            "city": {
                "id": "c2a8b3d5-6e7f-4c5b-9a2d-1f3e8c7b6a5d",
                "country_id": "US",
                "name": "NEW YORK",
                "state": "NY"
            }
        }
    }
}

# Learn more: http://fincodesapi.test/canada-routing-number-validation

$ curl 'https://api.fincodesapi.com/v2/crn/24182-001' \
>     --header 'X-Api-Key: your-api-key-here' \
>     --header 'Accept: application/json'

{
    "success": true,
    "data": {
        "id": "24182-001",
        "branch_name": "King & University",
        "address": "200 King St. W.",
        "city": "Toronto",
        "province": "ON",
        "postcode": "M5H 3T4",
        "institution_type": 1,
        "bank": {
            "id": "2a8e87fd-ba6f-443f-a437-c59081730566",
            "country_id": "CA",
            "code": "001",
            "name": "BANK OF MONTREAL"
        }
    }
}

# Learn more: http://fincodesapi.test/bsb-number-validation

$ curl 'https://api.fincodesapi.com/v2/bsb/082-024' \
>     --header 'X-Api-Key: your-api-key-here' \
>     --header 'Accept: application/json'

{
    "success": true,
    "data": {
        "id": "082-024",
        "branch_name": "World Square",
        "address": "Shp 10-33 Upp Gnd Lvl 686 George St",
        "suburb": "Sydney",
        "state": "NSW",
        "postcode": 2000,
        "peh": "PEH",
        "bank": {
            "id": "6ab9a942-51ca-4e5f-ab17-32612d787ed4",
            "country_id": "AU",
            "code": "NAB",
            "name": "National Australia Bank"
        }
    }
}

# Learn more: http://fincodesapi.test/ncc-code-validation

$ curl 'https://api.fincodesapi.com/v2/ncc/010205' \
>     --header 'X-Api-Key: your-api-key-here' \
>     --header 'Accept: application/json'

{
    "success": true,
    "data": {
        "id": "010205",
        "branch_name": "ANZ Retail",
        "address": "170 Featherston street",
        "city": "Wellington",
        "postcode": "6011",
        "phone": "0800 269 296",
        "fax": "",
        "pob_number": "PO Box 18",
        "pob_location": "Shortland Street, Auckland",
        "pob_postcode": "1140",
        "bank": {
            "id": "dae732d9-535d-4dcd-9719-a0957a4afedd",
            "country_id": "NZ",
            "code": "01",
            "name": "ANZ Bank New Zealand"
        }
    }
}

# Learn more: http://fincodesapi.test/ifsc-code-validation

$ curl 'https://api.fincodesapi.com/v2/ifsc/ABHY0065022' \
>     --header 'X-Api-Key: your-api-key-here' \
>     --header 'Accept: application/json'

{
    "success": true,
    "data": {
        "id": "ABHY0065022",
        "branch_name": "CBD BELAPUR",
        "branch_code": "065022",
        "address": "SECTOR-3, CHANAKYA SHOPPING CENTRE, BELAPUR (CBD), NAVI MUMBAI-400614",
        "district": "GREATER MUMBAI",
        "city": "MUMBAI",
        "state": "MAHARASHTRA",
        "std": "22",
        "phone": "27572179",
        "bank": {
            "id": "1bc55546-de33-478a-a9d7-745d0b2567eb",
            "country_id": "IN",
            "code": "ABHY",
            "name": "ABHYUDAYA COOPERATIVE BANK LIMITED"
        }
    }
}

# Learn more: http://fincodesapi.test/clabe-number-validation

$ curl 'https://api.fincodesapi.com/v2/clabe/002010077777777771' \
>     --header 'X-Api-Key: your-api-key-here' \
>     --header 'Accept: application/json'

{
    "success": true,
    "data": {
        "id": "002010077777777771",
        "account_number": "07777777777",
        "bank": {
            "id": "60ad62b6-26cf-4686-960b-e06219e0e0b1",
            "country_id": "MX",
            "code": "002",
            "name": "Banco Nacional de M\u00e9xico"
        },
        "cities": [
            {
                "id": "80c7c515-a340-49ed-b3fe-4cef261451c4",
                "country_id": "MX",
                "name": "Aguascalientes"
            }
        ]
    }
}

# Learn more: http://fincodesapi.test/cbu-number-validation

$ curl 'https://api.fincodesapi.com/v2/cbu' \
>     --request POST \
>     --header 'X-Api-Key: your-api-key-here' \
>     --header 'Accept: application/json' \
>     --header 'Content-Type: application/json' \
>     --data '{"cbu":"2850590912345678901233"}'

{
    "success": true,
    "data": {
        "id": "2850590912345678901233",
        "account_number": "1234567890123",
        "branch_code": "0590",
        "bank": {
            "id": "f1f5b5a8-c83d-4d9b-8224-0a1a2f5c0d62",
            "country_id": "AR",
            "code": "285",
            "name": "Banco Macro"
        }
    }
}

# Learn more: http://fincodesapi.test/sanctions-screening-api

$ curl 'https://api.fincodesapi.com/v2/sanctions-screening' \
>     --request POST \
>     --header 'X-Api-Key: your-api-key-here' \
>     --header 'Accept: application/json' \
>     --header 'Content-Type: application/json' \
>     --data '{"name":"Sadam Husein","min_score":95}'

{
    "success": true,
    "data": {
        "name": "Sadam Husein",
        "matches": [
            {
                "id": "246b7989-10e1-4496-bb37-aafd2670ea2f",
                "source": "OFAC_SDN",
                "source_reference": "7843",
                "type": "INDIVIDUAL",
                "name": "Saddam Hussein AL-TIKRITI",
                "matched_name": "Saddam HUSSEIN",
                "score": 96,
                "programs": [
                    "IRAQ2"
                ],
                "birth_dates": [
                    "1937-04-28"
                ],
                "listed_on": "2003-09-03"
            }
        ]
    }
}

Global coverage

One API for bank identifiers worldwide

Stop integrating separate data sources and APIs for every country.

Fin Codes API gives your application a consistent way to validate bank identifiers and retrieve bank and branch information across major international and domestic banking systems.

IBANValidate IBAN structure and identify the associated bank. BIC/SWIFTValidate BIC/SWIFT codes and retrieve bank, branch and location details. US ABA/RTNValidate US routing numbers and identify financial institutions. Canada Routing NumberValidate Canadian institution and transit numbers. Australia BSBValidate Australian BSB numbers and retrieve bank and branch details. New Zealand NCCValidate New Zealand National Clearing Codes. India IFSCValidate IFSC codes and identify Indian bank branches. Mexico CLABEValidate Mexican CLABE numbers and extract their banking details. Argentina CBUValidate Argentina CBU numbers and retrieve associated banking information.

Validate before processing

Validate payment details
before money moves

Incorrect or outdated bank details can result in rejected payments, manual investigation and unnecessary delays.
Fin Codes API lets you validate banking identifiers as soon as they enter your system - during customer onboarding, supplier setup, payout creation or payment processing.

Catch invalid payment details early

Validate the format and structure of banking identifiers before submitting a payment.

Identify the financial institution

Retrieve structured bank, branch and location details from each submitted identifier.

Use one integration for global coverage

Handle international and local bank codes through a single, consistent REST API.

Explore the Bank Account Validation API.

Verification of Payee

Check that the payee name matches the account

Compare the submitted payee name with the account-holder information for a SEPA IBAN before approving a payment.

Catch incorrect or outdated payee details
Add the check only where it is needed
Act on a clear verification result

Optional prepaid add-on. $0.20 per check

Explore Verification of Payee

IBAN: DE75 •••• •••• •••• 6199
Payee name: John Doe
Result: MATCH

The payee name matches the account-holder information.

Possible results:

MATCH CLOSE_MATCH NO_MATCH NOT_APPLICABLE

Sanctions screening

Screen names against global sanctions lists

Check customers, suppliers and payees against the EU, UK, UN, OFAC, Swiss, Australian and Canadian sanctions lists before you onboard them or send a payment.

Catch misspellings, transliterations and aliases
Screen against lists refreshed daily from official sources
Review scored matches with the details you need

Explore Sanctions Screening

Name: Sadam Husein
Best match: Saddam Hussein AL-TIKRITI OFAC SDN · 7843
Score: 96

Potential matches found. Review them before you proceed.

Sanctions lists:

EU UK UN OFAC Switzerland Australia Canada

Infrastructure & integration

Production-ready, easy to get started

Create an account and start testing in minutes, backed by reliable infrastructure and banking datasets updated monthly.

Start testing in minutes

Create your account, get an API key and start testing immediately. No credit card or sales call required.

Start 14-Day Free Trial

Interactive API documentation

Explore every endpoint and response through our OpenAPI 3 documentation.

View documentation

Postman collection

Import the collection and start testing requests without first building an API client.

Open Postman collection

Reliable infrastructure & SLA

Rely on a 99.95% uptime SLA and monitor availability on our public status page.

View service status

Datasets updated monthly

Use maintained bank and branch information refreshed every month.

Where it fits

Built for fintech, payments and financial software

Fin Codes API can be integrated wherever banking details enter your workflow, helping you validate them before they are stored or used.

Fintech & payment platforms

Validate beneficiary details and screen payees against sanctions lists before initiating payments.

Marketplaces & payout platforms

Check seller, contractor and partner banking information and screen them against sanctions lists during onboarding.

Accounting & ERP software

Check supplier banking information when creating or updating payment records.

Financial institutions

Enrich and validate banking identifiers through a simple API instead of maintaining multiple reference datasets.

Payroll systems

Validate employee bank details before payroll processing.

Global coverage. One integration.

99.95

Uptime

300

K+

Codes

52

K+

Banks

192

Countries

Simple, transparent pricing

Start with a 14-day free trial and move to the plan that matches your usage - no hidden fees, no surprises.

✓ Free 14-day trial
✓ No credit card required

Basic Plan

$39 USD / month

1,000 unique requests
1 user
Email support

Start a Free Trial

Pro Plan

$99 USD / month

10,000 unique requests
5 users
Email support

Start a Free Trial

Enterprise Plan

$199 USD / month

100,000 unique requests
Unlimited users
Priority support

Start a Free Trial

Verification of Payee (VoP)

Match payee names against SEPA IBAN account holders to prevent misdirected payments. Pre-paid add-on. Learn more

$0.20 per check

Start validating bank details today

Integrate IBAN, BIC/SWIFT and local bank-code validation with a single API.

Start 14-Day Free Trial View Documentation

Validate bank details worldwide with one API

One API for bank identifiers worldwide

Validate payment detailsbefore money moves

Catch invalid payment details early

Identify the financial institution

Use one integration for global coverage

Check that the payee name matches the account

Screen names against global sanctions lists

Production-ready, easy to get started

Start testing in minutes

Interactive API documentation

Postman collection

Reliable infrastructure & SLA

Datasets updated monthly

Built for fintech, payments and financial software

Fintech & payment platforms

Marketplaces & payout platforms

Accounting & ERP software

Financial institutions

Payroll systems

Global coverage. One integration.

99.95

300

52

192

Simple, transparent pricing

Basic Plan

Pro Plan

Enterprise Plan

Verification of Payee (VoP)

Start validating bank details today

Validate payment details
before money moves