Tide Platform Limited (Tide) designs and operates the Tide website and app. Tide is not a bank.
Tide is authorised by the FCA under the Electronic Money Regulations 2011 (FRN: 900843) to issue e-money and to provide payment initiation and account information services. Tide is authorised for credit and insurance broking (FRN: 718743). Registered office: 4th Floor, The Featherstone Building, 66 City Road, London, EC1Y 2AL (Co. No. 09595646).
Banking & Savings: Tide current and savings accounts are powered by ClearBank Ltd (FRN: 754568) - authorised by the PRA and regulated by the FCA and PRA. Eligible deposits are protected up to £120,000 per depositor by the FSCS, across all accounts with ClearBank.
Cards, Investments & Insurance: Tide Cards are issued by Tide or PrePay Technologies Limited (FRN: 900010) under licence from Mastercard. Tide Investment Accounts are provided by Tide Capital Limited (Appointed Representative of P1 Investment Services Ltd, FRN: 752005) with Seccl Custody Limited (FRN: 793200) acting as regulated custodian. Tide Insurance Services Limited (TISL) is authorised by the Financial Conduct Authority (FRN: 1040067) and acts as agent of the insurer(s) underwriting your policy - your specific insurer will be confirmed in your policy documentation.
Tide, the Tide logo, and 'Do Less Banking' are registered trademarks of Tide Platform Limited.
E-money accounts: Some Tide members hold e-money accounts (sort code: 23-69-72) powered by PrePay Technologies Limited (PPT) (FRN: 900010) – an electronic money institution authorised by the FCA under the Electronic Money Regulations 2011. PPT holds an amount equivalent to the money in these accounts in a safeguarding account, protecting member funds against PPT’s insolvency.