The international account that saves you money
Everything you need to send, spend and receive international currencies. Low fees. Lightning-fast. 100% transparent.
Low-cost international transfers
Safe, secure and truly instant transfers with 24/7 support. Over 70% arrive in 20 seconds.1
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- You could save up to 7,095 JPY
The card built for travel
Spend worldwide, online and in person, in 40+ currencies.
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Get paid in 21 currencies
Receive money just like you've got bank accounts around the world.
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Save up to 55% compared to major banks
Unlike many banks, all our fees are low cost and up front. We never inflate the exchange rate. See the savings for yourself.1
We move billions for millions worldwide, every year
The account that moves with you
Receive, hold, and spend your money abroad just like you do at home. 40+ currencies in one Japanese account.
For relocators
Pay for rent, tuition or daily expenses abroad, or send money to family back home.
For travellers
Save money whenever you spend abroad with the card that works worldwide.
For frequent senders
Make transfers unbelievably easy. Repeat payments, rate guarantees and more.
For everyday spenders
Pay for groceries and transport. Split the bill instantly. Live life in green.
The world's banks and businesses run on Wise
The world's most international business account
Enter new markets in minutes, not months. Get everything you need to pay, get paid, and manage your money in 40+ currencies — all in one place.
Safe at every step
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Safeguarded funds
Your money is held in a safeguarded, separate account. Learn more
Built-in security
Biometrics, 2-step authentication and encryption keep your data secure.
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Specialised anti-fraud tech
We run 7 million checks every day to spot and stop fraud.
Your money, not ours
Wise is building the fairest way to move, manage and grow your money — everywhere. Unlike many banks, we're 100% transparent and cut our prices whenever we can.
One smart app, 60 million downloads
Wise works nearly everywhere
United States dollarGet USD account details
Hong Kong dollarSwift/BIC, Account number, Bank code, Branch code and Bank nameGet HKD account details
- United Arab Emirates dirham
Argentine peso- Australian dollar
Bangladeshi taka- Canadian dollar
- Swiss franc
Chilean peso- Chinese yuan
Colombian peso
Costa Rican colón- Czech koruna
- Danish krone
Egyptian pound- Euro
- British pound
Georgian lari
Ghanaian cedi- Hong Kong dollar
- Hungarian forint
Indonesian rupiah- Israeli shekel
Indian rupee- Japanese yen
Kenyan shilling
South Korean won
Sri Lankan rupee
Moroccan dirham
Mexican peso
Malaysian ringgit
Nigerian naira- Norwegian krone
Nepalese rupee- New Zealand dollar
Peruvian sol
Philippine peso
Pakistani rupee- Polish złoty
Romanian leu- Swedish krona
- Singapore dollar
Thai baht
Turkish lira
Tanzanian shilling
Ukrainian hryvnia- Ugandan shilling
- United States dollar
Uruguayan peso
Vietnamese dong- South African rand
Loved by over 18.9 million customers
"The process is simple, easy to understand, and the fees are affordable."
Kimiyo
"Wise is phenomenal and I couldn’t live without it. It is the standard by which I judge all other financial services and nobody even comes close."
Asif
"It’s easy to exchange currency, the process is simple, and the fees are low! Wise is an essential tool for overseas travel!"
Masayuki
"Invaluable app for those who travel often or are digital nomads."
Vasu
"I frequently send money overseas, and this service is incredibly easy to use; the transfer is completed within 2-3 minutes of starting the process. I find it very convenient."
Hisashi