Abhi – Finance Redefined

:flag-ae:  Abhi has signed with Al Ansari Exchange Image     :flag-ae:  Abhi has signed with Al Fardan Exchange  Image     :flag-ae:  Abhi has signed with Lulu Exchange  Image

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Reinvent Financial
Empowerment For Your
Business & Employees

Finance your Business. Access your salary anytime.

Reinvent Financial Wellness For Your Business & Employees

Access Salary. Run Payroll. Finance Business

Earned Wage Access

Access your earned salary in just 30 seconds!

Why wait for payday when your salary can be in your hands instantly? Enjoy immediate access to your earnings through our easy-to-use app, anytime, anywhere.

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Still using banks to run payroll?

Running payroll has never been easier with our user-friendly payroll software. Upload your data, and hit the green button, this one will definitely make your employees happy.

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Empower your workforce

Abhi is pioneering Earned Wage Access in the UAE, partnering with employers to seamlessly integrate into payroll systems, empowering employees with instant access to their earned income when it matters most.

Empower your employees

Boost loyalty and well-being with Earned Wage Access, unlocking financial freedom for your employees whilst driving success for your business.

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How it
works

A step-by-step process of the user’s journey
from your company getting onboard to accessing your salary before payday.

Step 1

Access

Once your company is approved during onboarding, you’ll receive login credentials for the Employer Portal.

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Step 2

Manage

In the Employer Portal, you can view all EWA transactions, manage employees, set daily withdrawal limits, and define incentive schemes.

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Step 3

Repay

The portal provides all the details needed to repay Abhi after payroll. You can view individual transactions or get a full overview of all employees and their EWA activity.

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Instant access to your earned salary anytime, anywhere

Access your earned salary instantly through the Abhi app. Simply download from the Google Play Store or the App Store, log in with your Emirates ID, and enjoy seamless financial freedom anytime, anywhere.

How it
works

A step-by-step process of the user’s journey
from your company getting onboard to accessing your salary before payday.

Step 1

Download

Once your company is onboarded, you can easily access your Earned Wages. Simply download the Abhi app from the Google Play Store or Apple App Store. Be sure to get the U.A.E version.

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Step 2

Register

Your company has already shared the required information for you to get set up. All you need to do is register by entering your Emirates ID and creating a password.

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Step 3

Access

You’re just two clicks away from accessing your Earned Wages. Choose the amount you’d like to withdraw, confirm, and wait for the confirmation message.

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SME Financing

Financing your business quicker than ever

Keep your cash flow steady with Abhi’s fast and flexible financing solutions. Whether you’re an SME or an established enterprise, we’ve got your business covered.
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How it
works

Step 1

Apply

To get started with Abhi’s Invoice Factoring, submit your company's financial documents for review. Our Risk and Compliance team will assess your eligibility for the solution.

Step 2

Upload

Once approved, you’ll receive login credentials for our Factoring Portal and a list of eligible vendors. Upload your invoices, and we’ll disburse the funds directly to your bank account within 24 hours.

Step 3

Repay

Repayments are due according to the terms of the invoice. For example, if the invoice states 60 days, repayment is due 60 days after disbursement. We recommend repaying early, as our low monthly rates are calculated on a pro-rata basis.

A step-by-step process of the user’s journey
from your company getting onboard to accessing your salary before payday.

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Request a Demo

ABHI is a fintech company that financially empowers your business and employees, providing Earned Wage Access and Invoice Factoring for the first time in the UAE

Here
to Help

Some Frequently Asked
Questions

Earned Wage ACCESs

No. You need to have your company onboarded. Why not refer them and earn a reward as well?

For an amount up to AED 400, A flat fee of AED 20 applies.
For an amount above AED 400, A transaction fee of 5% will be charged.

SME Financing

Any business that supplies goods/services to large blue-chip companies can avail this service. Eligibility and amount of factoring is decided by the creditworthiness of the business and their past financial history.

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