Conso | Devpost

Type of the project

iOS App and Android App with data visualization

MVP

Connect to UniCredit via the UBIS API
Match existing transaction amount and merchants with products in our database to create a personal user profile
Recommend products to based on affordability, taste, and recent purchases
Facilitate the purchase of more expensive goods through UniCredit Instalment Plans.

Target group

Young, consuming mobile users: the next generation of banking clients

Use Case

The user can load all his transactions via UBIS API from UniCredit into the app
The user receives suggestions for products with discounts and offers based on his consumption.
The user, alternatively, can scan his receipts to include the transaction (amount and merchant) via OCR from Gini.
The user can connect to organize.me API to pull all previous Amazon.de transactions into the app.
The user can benefit from UniCredit instalment plans if he wishes to purchase more expensive goods.

Challenges & solutions

Challenge

Search a wide range of popular products and suggestions based on the consumer's profile

Solution

We've aggregate transaction data for a user through the banking interfaces from UniCredit (UBIS API). To enrich the user's profile, we make use of the Gini OCR API for scanning and analysing cash-only payments.

Scalability

Initial scale will be achieved through UniCredit's existing customers. Later on, the app can be adapted to a wealthier segment of the bank's clients and offer a more suitable range of products and services (e.g. private banking needs). To ensure a smooth process of complex back-end operations and heavy user load, the app is hosted on IBM Bluemix, which offers a stable and secure server infrastructure.