Gentle Financial

• 

  UI

Our Inspiration: Many immigrant, low-income families make poor financial decisions due to a lack of financial literacy. This is often caused by generational tendencies, limited resources, or ongoing hardships. Inspired by our personal experiences with immigrant families, we created a website that helps individuals to gain a deeper understanding of finances to help them make better financial decisions.

What is Gentle Financial? Gentle Financial monitors bank activity for any new "money moments" and potentially confusing transactions such as overdraft, high credit utilization, credit spikes, and suspicious activity. When detected, our AI mentor alerts the user and gently explains the topic in a plain, non-judgmental language. Additionally, users can ask questions using our interactive AI mentor. This active teaching style helps the user to better retain new financial concepts by linking the concepts to their real-life financial activities.

How we built it: We built our website by first creating a repository on GitHub for easy collaboration. We then utilized the Capital One API to create back end transactions. Additionally, we used the OpenAI API to create our AI mentor.

Challenges and Growth: While building our project, we faced issues with integrating the Capital One API to update the account balance of the user. We also faced challenges with learning how to implement the AI mentor. However, through collaboration and research, we were able to overcome our challenges with both the API and AI while learning new programming skills and improving our problem solving.

In the future, we would like to expand to find new ways to help people build financial literacy skills and feel empowered to make better financial decisions.

Built With

• capital-one-api
• github
• html
• javascript
• openai-api
• react
• tailwind
• vscode