danio is a tool to help reduce operational bottlenecks in syndicated lending. It bridges the gap between unstructured legal prose and structured credit data, facilitating transparency and straight-through processing across the loan lifecycle.

The syndicated loan market is hindered by "dark data" trapped within complex financial legal agreements. Manual extraction of commercial terms is slow, prone to error, and prevents real-time portfolio analysis. This lack of standardization leads to settlement delays and inconsistent risk monitoring.

danio provides a smart system that harmonizes credit agreements into a standardized System. By aligning bespoke financial covenants and economic terms, danio transforms a static financial legal document into a dynamic digital asset.

1. Credit Term Harmonization

Resolves discrepancies between bespoke legal phrasing and internal accounting systems. The platform aligns diverse commercial terms—such as interest rate step-downs and margin grids—into a unified framework for portfolio-wide consistency.

2. Standardized Loan Object (SLO)

A proprietary framework that provides a definitive digital record of every credit instrument. The SLO enables seamless integration with risk engines and straight-through processing, ensuring that the legal "code" of the agreement is interoperable with financial systems.

3. Operational Transparency

Mitigates settlement delays by providing immediate access to critical data. Instantly verify financial covenants, leverage ratios, and maturity profiles to ensure accurate capital allocation and compliance monitoring.

• Backend: Flask (Python)
• Frontend: Native JavaScript and CSS Grid, ensuring a lightweight, secure, and responsive institutional experience.

danio/
├── app.py              
├── requirements.txt    
├── README.md           
├── static/
│   ├── style.css       
│   └── script.js       
└── templates/
    ├── index.html
    ├── app.html
    ├── documentation.html
    └── reader.html 

pip install -r requirements.txt

python app.py