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Claim your $40 bonus and build your credit

Start building credit with no interest, hidden fees, and minimum deposits

Enter code to claim bonus when you sign up for a paid Mine Membership! Terms apply. Don't have the app? Download it now.

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Featured in

Set yourself up for success
with a Membership

Build Credit

Get up to a $1,000 credit line* with rewards. No interest or credit checks.

Earn Cashback

Get 3% back on a category and up to
100% off at favorites.

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AI-Powered Budgeting

Save more and budget smart with MoneyGPT.

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Access 100+ Lessons

Boost your financial know-how.

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4.8

on the app store¹

Join millions building their new financial future

Join millions building their new financial future

Join millions building their new financial future

  • Perfect for college students

    "An excellent card for building credit! It makes staying on top of payments easy with helpful reminders and notifications. The clear billing structure is perfect for budgeting and understanding monthly expenses. Highly recommend."

    Read on the App Store

  • Mine is the best!

    "So easy to use and the daily autopay feature is a total game changer. i would recommend Mine to anyone!"

    Read on the App Store

  • Easily Best Credit Builder

    "Had some student loans tanking my credit, only used this card 2 months and I’m almost up 100 credit pts from before definitely worth a try!"

    Read on the App Store

  • Super Card

    "This Card is an amazing way to budget, with perks along the way that make saving actually enjoyable. Lots of freebies, tips, and help."

    Read on the App Store

  • Perfect for college students

    "An excellent card for building credit! It makes staying on top of payments easy with helpful reminders and notifications. The clear billing structure is perfect for budgeting and understanding monthly expenses. Highly recommend."

    Read on the App Store

  • Mine is the best!

    "So easy to use and the daily autopay feature is a total game changer. i would recommend Mine to anyone!"

    Read on the App Store

  • Easily Best Credit Builder

    "Had some student loans tanking my credit, only used this card 2 months and I’m almost up 100 credit pts from before definitely worth a try!"

    Read on the App Store

  • Super Card

    "This Card is an amazing way to budget, with perks along the way that make saving actually enjoyable. Lots of freebies, tips, and help."

    Read on the App Store

  • Perfect for college students

    "An excellent card for building credit! It makes staying on top of payments easy with helpful reminders and notifications. The clear billing structure is perfect for budgeting and understanding monthly expenses. Highly recommend."

    Read on the App Store

  • Mine is the best!

    "So easy to use and the daily autopay feature is a total game changer. i would recommend Mine to anyone!"

    Read on the App Store

  • Easily Best Credit Builder

    "Had some student loans tanking my credit, only used this card 2 months and I’m almost up 100 credit pts from before definitely worth a try!"

    Read on the App Store

  • Super Card

    "This Card is an amazing way to budget, with perks along the way that make saving actually enjoyable. Lots of freebies, tips, and help."

    Read on the App Store

  • Awesome app!

    "Not your typical credit card. It monitors your spending and recommends maxes you can spend daily based on multiple algorithms. Very smart and very helpful!"

    Read on the App Store

  • Mine is like having a financial sidekick as a student

    "An amazing way to build credit while saving money at the same time"

    Read on the App Store

  • Honestly Obsessed

    "I’ve been using Mine for a little while now and I’m genuinely impressed. It’s super beginner-friendly, no hidden fees. I’ve already seen my score improve and saved real money by using the smart budgets"

    Read on the App Store

  • Best Money App

    " This Card is an amazing way to budget, with perks along the way that make saving actually enjoyable."

    Read on the App Store

  • Awesome app!

    "Not your typical credit card. It monitors your spending and recommends maxes you can spend daily based on multiple algorithms. Very smart and very helpful!"

    Read on the App Store

  • Mine is like having a financial sidekick as a student

    "An amazing way to build credit while saving money at the same time"

    Read on the App Store

  • Honestly Obsessed

    "I’ve been using Mine for a little while now and I’m genuinely impressed. It’s super beginner-friendly, no hidden fees. I’ve already seen my score improve and saved real money by using the smart budgets"

    Read on the App Store

  • Best Money App

    " This Card is an amazing way to budget, with perks along the way that make saving actually enjoyable."

    Read on the App Store

  • Awesome app!

    "Not your typical credit card. It monitors your spending and recommends maxes you can spend daily based on multiple algorithms. Very smart and very helpful!"

    Read on the App Store

  • Mine is like having a financial sidekick as a student

    "An amazing way to build credit while saving money at the same time"

    Read on the App Store

  • Honestly Obsessed

    "I’ve been using Mine for a little while now and I’m genuinely impressed. It’s super beginner-friendly, no hidden fees. I’ve already seen my score improve and saved real money by using the smart budgets"

    Read on the App Store

  • Best Money App

    " This Card is an amazing way to budget, with perks along the way that make saving actually enjoyable."

    Read on the App Store

FAQ

What is Mine?

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Mine is an all-in-one financial app designed to help you get ahead. You can apply for a Mine Card, build your credit, track your spending, get weekly reports with MoneyGPT and more, all in the Mine app.

Do I need a Membership to use Mine?

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No! You can still access features like our personal finance courses and credit monitoring without a Mine Membership. A Mine Membership is only required to apply for the Mine Card with rewards and to use MoneyGPT and spend tracking features.

Is Mine a bank?

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No, Mine is not a bank. Mine is a financial app designed to help you build credit, track your spending, learn about credit, and more.

FAQ

What is Mine?

Image

Mine is an all-in-one financial app designed to help you get ahead. You can apply for a Mine Card, build your credit, track your spending, get weekly reports with MoneyGPT and more, all in the Mine app.

Do I need a Membership to use Mine?

Image

No! You can still access features like our personal finance courses and credit monitoring without a Mine Membership. A Mine Membership is only required to apply for the Mine Card with rewards and to use MoneyGPT and spend tracking features.

Is Mine a bank?

Image

No, Mine is not a bank. Mine is a financial app designed to help you build credit, track your spending, learn about credit, and more.

FAQ

What is Mine?

Image

Mine is an all-in-one financial app designed to help you get ahead. You can apply for a Mine Card, build your credit, track your spending, get weekly reports with MoneyGPT and more, all in the Mine app.

Do I need a Membership to use Mine?

Image

No! You can still access features like our personal finance courses and credit monitoring without a Mine Membership. A Mine Membership is only required to apply for the Mine Card with rewards and to use MoneyGPT and spend tracking features.

Is Mine a bank?

Image

No, Mine is not a bank. Mine is a financial app designed to help you build credit, track your spending, learn about credit, and more.

“Best Credit Builder”

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Start building credit with no interest, hidden fees, and minimum deposits