Real Estate Investor Loans
Your Investments.Our Expertise.
From small projects to large portfolios, get the perfect financing for your real estate investments.
Investor Reviews
Our Trustpilot reviews showcase real experiences from real borrowers, giving you confidence in LendingOne’s commitment to fast, reliable, and flexible financing.
A Suite of Loan Options
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Scale Your Rental Investments
DSCR Rental Loans
Grow your long-term rental properties with flexible DSCR Loans for new purchases, refinances, and cash-outs.
Key Features
- Options for negative cash flowing and break-even properties
- 90-day seasoning for cash-out refinances
- Complimentary 45-day rate lock
- Full point buy downs available
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Fund Your Purchase & Repairs
Fix and Flip Loans
Short-term financing up to 92.5% loan-to-cost (LTC) and 100% of rehab costs to purchase and repair, fix and flip properties.
Key Features
- Up to 92.5% LTC and 100% of rehab funds
- Expedited appraisals
- No interest charged on undrawn rehab funds
- 12-month interest only loans available with no prepayment penalties
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Expand Your BRRRR Strategy
Fix to Rent Loans
Up to 95% LTC and added discounts and rate reductions with Fix to Rent financing for every stage of the BRRRR strategy.
Key Features
- Up to a 95% LTC
- Up to a 0.5% interest rate reduction
- 50% discount on origination fees and a free appraisal when you refinance
- Cash-out options available
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Multiple Properties, One Loan
SFR Portfolio Loans
Build long-term wealth by consolidating multiple single-family rental properties into one flexible loan with one easy payment.
Key Features
- Consolidate up to 20 properties into one loan
- Lower fees with reduced interest rates
- Easier rental portfolio management
- Recourse and non-recourse options
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Finance Ground-Up Projects
New Construction Loans
New construction financing for investors, builders, and developers looking for up to 90% LTC on ground-up projects.
Key Features
- Up to a 90% LTC
- No reserves collected at closing
- No interest on undrawn construction funds
- 12- to 24-month term options
Featured Deals
DSCR Rental
$204,750
Location
Omaha , NE
Fix & Flip
$215,900
Location
Knoxville , TN
Fix & Flip
$167,300
Location
Knoxville , TN
DSCR Rental
$701,250
Location
Tampa , FL
Fix & Flip
$186,159
Location
Atlanta , GA
DSCR Rental
$543,750
Location
Washington , DC
Fix to Rent
$188,000
Location
Jacksonville , FL
DSCR Rental
$131,250
Location
Milwaukee , WI
Fix & Flip
$108,750
Location
Montgomery , AL
Fix to Rent
$92,520
Location
Little Rock , AR
DSCR Rental
$186,400
Location
Lincoln , NE
DSCR Rental
$290,325
Location
Idaho Falls , ID
DSCR Rental
$324,576
Location
Idaho Falls , ID
Fix & Flip
$174,000
Location
Fort Worth , TX
Fix to Rent
$224,925
Location
Columbus , OH
Fix & Flip
$400,000
Location
Raleigh , NC
Fix to Rent
$129,000
Location
Elsmere , KY
DSCR Rental
$142,500
Location
Lincoln , NE
DSCR Rental
$568,750
Location
Denver , CO
Fix & Flip
$150,571
Location
St. Louis , MO
Analyze a Deal and Get a Rate Quote
Run ARV and DSCR calculations, estimate rental income and holding costs, and view financing assumptions tailored to real estate investors.