3.2
18.8K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Open a Global Bank Account in Minutes, for Free.

Receive, send, exchange, and manage multiple currencies in one app. Open a foreign UK, USand EU bank account from your phone for free.

✅ Instant
✅ No monthly fees
✅ Multilingual Support

Why Grey Stands Out

- Receive your global payments with ease.
- Exchange world currencies at the best rates.
- Send money to your clients and loved ones across 80+ countries.
- Make international payments with a virtual dollar card that just works.
- Generate and send professional invoices to your clients in one tap.

No Boundaries for Your Money

When you open your global bank account with us, you get access to hassle-free global banking.
Whether getting paid for freelance jobs, receiving salaries on time, or paying your tuition, we’ve covered you in multiple currencies.

Global Money Transfer

With Grey, send money to freelancers, business associates, and loved ones anywhere in the world. When you send money with Grey, they'll receive funds swiftly and securely. Plus, our competitive rates mean they get even more.

Easy Foreign Exchange in Seconds

Get the best market exchange rates when you swap with Grey. Track our real-time rates on the rates page. Withdraw your conversions directly into your local bank account and receive them swiftly.

Bill Payments, Simplified

With the Grey app, sorting out your bills has been made easier. From essential utilities to unexpected expenses, ensure every bill is handled on time. Enjoy the peace of mind knowing that all your payments are just a tap away, streamlined, and secure.

Gift Cards

Buy and send gift cards to your loved ones from global stores in just a few taps.

Want to make it unique? Grey lets you add a personalized message, and once you tap send, we'll deliver it straight to your loved ones.

Professional Invoices for Your Global Clients

Craft and send professional invoices with a single tap, ensuring your global clientele experiences seamless and timely transactions. With us by your side, your international payments become swift and straightforward, helping you focus on what you do best.

Around-the-Clock Support

Stay updated with instant push notifications for your transactions. Need assistance? Reach out via our in-app chat or drop us an email at [support@grey.co](mailto:support@grey.co). Our dedicated customer support team is here to assist you 24/7.

Protected and Regulated

We are regulated by FinCEN and FINTrac, so your money is always safe.
Updated on
Jan 13, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Photos and videos, App activity and 2 others
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.2
18.7K reviews
Fayemi Boluwatife
November 23, 2025
Very disappointing service. I received two payments (£300 and £100) and Grey failed to credit both. Even after providing every document they asked for, the £300 was marked failed, and the £100 is still missing. This has affected my business because my buyer is now unavailable to resend. Grey is unreliable for international payments. I’ll never use this app again, and I’ll advise others to stay away.
313 people found this review helpful
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Grey Finance
November 23, 2025
Hi Boluwatife, we’re really sorry to hear about this and apologize for the inconvenience this has caused. For security and compliance, some transactions require verification before they can be completed, and funds may be reversed if verification fails. Please send us an email at support@grey.co so we can help resolve any issues you're experiencing.
Ademola Ayinla Omilakin
December 8, 2025
Grey has gone from bad to worse! Firstly, my virtual card balance was wiped without any notifications. As if that was not enough, yesterday, I tried funding my card with a certain amount. The transaction is still under processing even as we speak. This is so discouraging and disappointing. Worse still, the customer service is not even working. No contact email address or phone number. I lodged complaints but all to no avail. I regret ever choosing Grey & recommending it to others. Worst app eva!
18 people found this review helpful
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Grey Finance
August 3, 2025
Hi Ademola, we’re truly sorry for the frustration caused. This definitely isn’t the experience we want you to have. If your transfer was affected during the recent Sterling Bank downtime, please know we’re actively working through the backlog and expect all pending transfers to be resolved within 24–48 hours.
farouk nj
January 12, 2026
My experience with the Grey financial services app has been excellent. The app is smooth and easy to use, but what truly stands out is the customer service. The support team is very professional, friendly, and always clear in their guidance. Their quick response time and positive attitude, always delivered with a smile, make the experience comfortable and trustworthy. A great banking experience overall, and definitely a service worth recommending.
2 people found this review helpful
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Grey Finance
January 12, 2026
Hi Farouk,👋 Thank you so much for your kind words! We’re glad to hear you’ve had a smooth experience with our app and that our support team could make things easier for you. Your recommendation means a lot to us, and we’ll keep working to make your experience even better 🖤

What’s new

We've been busy making the Grey app even better, and this version has some exciting updates that will make sending and receiving money around the world smoother than ever.
Here's what's new in Grey v2.8.8:
- Bug fixes & Improvements.
We want you to have the best app experience on Grey, so we've fixed some bugs and made tweaks to keep things running smoothly.
Love,
The Dev Team