Get pre-qualified in minutes with no negative impact to your credit.

0% Interest Credit Cards |
Personal Unsecured Term Loan |
Business Term Loan |
SBA Loans

StackLab365 | Linktree

Pre-Approval With No Social Needed

* PAYMENT HISTORY:
* NO LATES 6 - 12 MONTHS  
* UTILIZATION 10% OR LOWER
* (TRADELINES) NO NEGATIVES CREDIT 
* AGE: 2+ YEARS (TRADELINES) 
* ACCOUNTS: 5 MIN (TRADELINES) 
* 2+ CREDIT CARDS W $2500 LIMITS 
* INQUIRIES: 3 OR LESS IN LAST 6 MONTHS

Credit Profile To Qualify for Business Funding

Traditional Lending (credit-based):

* 700+ Credit Score
* No/minimum revenue required
* Best for Startups or individuals with strong credit

Alternative Lending (revenue-based):

* 500+ credit score
* Min: $8k+ business monthly revenue
* Min: 6 months in business
* Best for established small businesses

*


Targeting Criteria (By Lending Type)

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* 0% Business Credit Card

Secure multiple 0% accounts to launch Your business. Cash Accessibility 0% interest Revolving Credit Lines/cards. Available in the name of the business or individual.

* Business Line of Credit

Great way to have access to capital when you need it but have no payment unless you spend it. 

* Short-Term Business Loan

Access funds very quickly for any Business expenses. Typically more expensive than alternative options

* Business Term Loan

Great option for longer terms for more established businesses. This is a great resource for general working capital needs.

* SBA

Efficient and streamlined SBA loan process. Secure the capital you need to propel your business forward. Great for Startup, Working Capital, Refinancing debt, and Franchises

Business Funding Options

Client Qualification Process

* Check FICO credit score (goal: 700+)
* Verify no recent major negatives (bankruptcies, late payments, chargeoffs, collections)
* Ensure personal credit cards aren't maxed out

Funding Timeline Expectations

* Approvals in hours
* Funding 24-48 hours after approvals

Fulfillment (Traditional lending)

Client Qualification Criteria

* Credit score 500+ (not the main factor) 
* Min $8K+ monthly business revenue 
* 4 months in business with a business bank account 
* Must be business bank statements from an actual bank.

Funding Timeline Expectations

* Approvals in hours
* Funding 24-48 hours after approvals

Fulfillment ( Alternative lending)

* 0% Credit Card (Personal/Business)

Secure multiple 0% accounts to launch Your business. Cash Accessibility 0% interest Revolving Credit Lines/cards. Available in the name of the business or individual.

* Personal Term Loan

Obtain a 5-year loan to fund your business. Many clients use this loan to pay down credit card balances, raise their score and qualify for 0% funds.

* Business Line of Credit

Great way to have access to capital when you need it but have no payment unless you spend it. 

* Short Term Business Loan

Access funds very quickly for any Business expenses. Typically more expensive than alternative options

* Business Term Loan

Great option for longer terms for more established businesses. This is a great resource for general working capital needs.

* SBA 

Efficient and streamlined SBA loan process. Secure the capital you need today and propel your business forward.


Personal Funding Options

Master Credit Stacking. Build Funding Strategies. Unlock Capital.

The StackLab365 Funding Mentorship Program is a high-performance mentorship experience designed for entrepreneurs, real estate investors, and funding professionals who want to master the art of credit stacking and secure $50K–$250K+ in 0% interest business credit within 60 days.

💡 What You’ll Learn

Inside StackLab365, you’ll gain step-by-step training on how to:

Read and analyze credit reports like a professional underwriter.

Build and execute multi-round credit stacking strategies for yourself and your clients.

Position your business for Tier 1 funding using proven optimization tactics.

Understand lender behavior and how to align your profile with their approval criteria.

Leverage AI and data tools to automate key parts of your funding workflow.

By the end of the program, you’ll know exactly how to transform credit data into capital — with precision, compliance, and confidence.

Mentorship Program

* The dual funding model that will set you apart from competitors
* Business formation and legal requirements
* Marketing strategies that actually work
* Complete fulfillment process and funding strategies 
* Banking relationships and credit optimization
* How to structure deals for maximum commissions

I'm Going To Be Covering

Funding Referrals

WE DO ALL THE WORK!

Do you have Clients that need business funding? Join my referral program and send your clients here to apply - you earn on converted deals.

Refer Funding Clients, Get PAID!

Partner Referrals

We provide our affiliates with an affiliate CRM and a Slack Integration so you know exactly where their clients stand. Also, you can refer new partners and earn override commissions. 

Become a Partner, Earn COMMISSIONS!

GET STARTED!

Direct API Integration with Credit Reporting Services

* Quickly conduct soft credit checks by entering the name, address, and date of birth.

* Offer immediate decision estimates and prioritize qualified candidates.

* Get instant AI deal analysis to inform and educate your team and clients.


 Analyze Credit Data in Seconds

* Leverage credit data from the soft check and provide your clients approval estimates in seconds. 

* Our automated underwriter is extremely accurate in providing pre-approvals for credit cards and term loans

Automated Underwriting With Responses In Seconds

Don't waste your time going to one lender at a time! View every possible offer in minutes.

View Pre-Approval Results in Real Time

Funding Plans

* Applying for the right credit cards goes well beyond matching a credit score. Things such as age, geographical location, credit history, utilization, inquiries, age of accounts, and more all have massive impacts on where you should apply. 

* Stacklab365 takes all of these factors into account and helps you determine the best cards to process for your clients

* The right cards make all the difference. More funding for your client means happier clients. More funding for your client also means more revenue

Don't Play the Guessing Game with Funding

Banks are stricter than ever. Learn how to Properly Structure Your Business from the Start to Secure your financing potential in any economy. 

#1 Bank Ready Business Brand

Leverage your 700+ Credit Score, and a data-driven blueprint to get approved for personal and business funding.

#2 Credit Blueprint

We have the exact strategies banks and lenders use to qualify your business for Maximum funding amounts. 

#3 Underwriting / Bank Secrets

* We Now Offer *

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Why Optimizing Your Personal Credit Gets You Higher Approvals

Your personal credit is the foundation of all funding. Lenders use it to judge your reliability, spending habits, and overall risk. When it’s clean and optimized, you qualify for high-limit credit cards, loans, and lines of credit with ease.

✅ Credit Repair — Removing negatives like late payments or collections boosts your score and lender confidence.

✅ Low Utilization — Keeping balances under 10% proves control and instantly raises approval limits.

✅ No Derogatories — A spotless report signals an A+ borrower, unlocking premium funding offers.

✅ Strong Credit Mix — Aged accounts, low inquiries, and on-time payments build powerful leverage.

✅ Personal Credit = Business Leverage — Great personal credit leads to larger business credit lines and better terms.

Bottom line: Clean credit + low debt = high limits and financial freedom.

Credit Repair | Credit Restoration

How Business Tradelines Help You Secure Business Funding

✅ Improved Business Credit Scores — Boost your Paydex, Intelliscore, and Equifax business ratings quickly.

✅ Stronger Lender Trust — Banks and lenders prefer businesses with verified credit history and consistent payment performance.

✅ Higher Funding Approvals — A solid business credit file helps you qualify for larger credit cards, loans, and lines of credit without relying solely on your personal credit.

✅ Access to Better Terms — Enjoy lower interest rates, higher limits, and faster approvals from lenders who trust your company’s credit profile.

✅ Separation of Personal & Business Credit — Build true business credit under your EIN, protecting your personal credit from inquiries and utilization.

In short, business tradelines create the credibility, history, and scoring power your business needs to access high-limit funding — faster. 

Business Term-Loan Tradelines

Here’s how an aged shelf company helps with business funding:

✅ Instant Business Credibility — A company with 2–5+ years of age looks far more established to lenders and vendors than a newly formed LLC.

✅ Stronger Funding Approvals — Many lenders require 1–2 years of business history. An aged shelf company meets that requirement immediately.

✅ Faster Business Credit Building — When paired with tradelines and proper setup (EIN, D-U-N-S, bank account, etc.), your aged company can begin reporting and qualifying for major credit lines within weeks.

✅ Access to Higher Credit Limits — Older companies are often eligible for larger funding amounts through banks, credit unions, and private lenders.

✅ Enhanced Business Opportunities — Some contracts, government bids, and partnerships require a business to be established for a certain number of years — your aged shelf company checks that box instantly.


Aged Shelf Companies

No. The 0% Funding PartnershipTM is a full DFY service. Meaning, we build your custom funding plan, use our bank contacts, etc.
Very little work is required on your part.

Is this a coaching program?

We guarantee vou will obtain AT LEAST 50k+ in total funding or vou don't pay Period. We're comfortable making an offer like this due to our track record
To date. 100% of the clients we've worked with have secured 50k+ in funding after ioining the Partnership With the average client securing 122.4k during our time together

How much funding will I get?

The average client passes the 50k mark within 21-30 days after joining the Partnership - with a rare few hitting the 50k milestone in 10 days or less.

How long will it take to get 50k+ in funding?

Yes. We're personally not a fan of taking money before providing value. So we make sure you are taken care of and have funding in hand before we ever ask for a penny in return.

Do I only pay when you get me approved?

Ideallv vou will need a credit score of 720+ for maximum results. Here is what a perfect funding partner's credit profile looks like:

• Credit score of 720+ 
• 3+ personal credit cards 
• No late payments in last 2
years
• Zero bankruptcies 
• Active LLC or Corporation
If your credit profile looks close to this, you are in a prime position to get 50k+ in funding FAST

StackLab365

Get pre-qualified in minutes with no negative impact to your credit. 0% Interest Credit Cards | Personal Unsecured Term Loan | Business Term Loan | SBA Loans

Pre-Approval With No Social Needed

* We Now Offer *

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