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Perspectives

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Dec 26, 2025

Give with a Plan: How to make the most of your charitable giving

The end of the year is a good time to evaluate how charitable giving can enhance your overall financial plan. Charitable giving can strengthen your personal values, help protect the causes you love, and even provide potential tax benefits.   Year-end planning has become even more essential this year due to[...]

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Dec 26, 2025

Powering Pennsylvania’s future requires durable, predictable permitting

Today, our state and nation stand at a critical crossroads – one that will determine whether the U.S. continues to lead the world in affordable, reliable energy or falls behind due to bureaucratic red tape and gridlock.   Just 15 years ago, Pennsylvania produced less than 2 billion cubic feet per[...]

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Dec 26, 2025

The power of local philanthropy

Philanthropy is one of the greatest forces for good in our communities. It fuels the programs that strengthen neighborhoods, supports scholarships that help students achieve their dreams, and powers the local organizations that make South Central Pennsylvania a better place to live.  In our communities, philanthropy looks different for everyone.[...]

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Dec 23, 2025

The sound and fury of November’s stock market, signifying nothing

Sometimes the best action is no action at all. November tested that principle as traders whipsawed themselves trying to react to every headline, while long-term investors watched the show from the sidelines.  Looking at the scoreboard you would think nothing happened. The S&P 500 inched up 0.1 percent, the Dow[...]

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Dec 23, 2025

Health care shifts will raise employer costs

BALTIMORE, MD -- The employer-sponsored health care market is rapidly shifting, and businesses are feeling the impact. Policy change, post-pandemic hospital economics, pharmaceutical expansion and evolving consumer behavior are creating a volatile cost environment.  Understanding these forces and acting early will be essential to protecting budgets and maintaining plan value. [...]

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Dec 23, 2025

Lower costs start with better diabetes support

Type 2 diabetes is more than a personal health challenge. It’s a growing workforce challenge, too.   Diabetes costs the U.S. economy approximately $413 billion annually, including more than $106 billion in lost productivity.1  With over 38 million Americans living with diabetes and nearly 95% of those cases being type 2,[...]

Fulton Bank plans to shutter 13 branches in the Philadelphia area after its acquisition of Republic Bank. PHOTO/GETTY IMAGES
Dec 22, 2025

As the government reopens, notifications start rolling in

PORTLAND, OR -- About six years ago, my friends realized that there were no weddings left to serve as meetups for us. In pursuit of continued friendship, I started a group chat that led to planning yearly golf outings. The end of the government shutdown feels exactly like when the[...]

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Dec 1, 2025

Why year-end reflection is a leadership opportunity

As the year winds down, our calendars fill with two things: out-of-office replies and existential dread. December has a funny way of putting a mirror in front of us. In the quiet between deadlines and family gatherings, a perennial set of questions shows up:  What am I doing with my[...]

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Nov 26, 2025

5 tips for prioritizing mental health

Anytime is a great time to check in with yourself, the people in your life and explore ways to prioritize emotional well-being. Moreover, over 15% of U.S. adults experiencing mental illness each year, taking small, intentional steps to support mental wellness may have a very meaningful impact.1   There are simple[...]

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Nov 26, 2025

Strategies to support workforce health amid 2026 cost surge

With health care costs in 2026 projected to rise, employers may be considering how they can support the health care needs of the workforce while maintaining affordability.   By considering innovative digital solutions aimed at improving access and affordability, employers can create opportunities for individuals to take advantage of resources that[...]

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Nov 19, 2025

What true inclusion looks like: Beyond tokenism in DE&I

I have spent my life working at the intersection of business, culture, and community. I’ve seen the best of what diversity, equity, and inclusion (DE&I) efforts can achieve, and the worst of what happens when they become nothing more than box-checking exercises.  I grew up locally here in Harrisburg, in[...]

Hand giving money to entrepreneurs and local shopkeepers. Tiny people shop owners receiving loan flat vector illustration. Small business support, collateral and financial help, subsidy concept
Nov 19, 2025

Financial literacy is fuel for Central Pa.’s next gen of entrepreneurs

Entrepreneurs account for a significant share of economic momentum in Pennsylvania.   According to the U.S. Small Business Administration, 99.6% of Pennsylvania businesses are small with less than 500 employees. In the Harrisburg-Carlisle area, there are 49,575 small businesses. Women own 38.6% of them, and racial minorities own 15.6%.   How[...]