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Get More Than a Phone

Unlocking Progress for Everyday earners through easy ownership.
Get your smartphone
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Trusted by over
7 million customers across five markets
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Smart Phone

Unlocking financial progress with M-KOPA smart devices
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Value Added Services

Do More. Live More.

Do more with your M-KOPA smartphone, the smart choice that gives you more than just a phone.

Digital Loans

Pay well, Pay everyday to unlock access to digital loans after three months.

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Health Cover

Get hospital cover with your smartphone.

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Device Protection

Stay connected and do more with device protection when you need it.

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Affordable Data

Stay online when you need to. Do more with affordable data bundles.

Terms & Conditions apply.
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How M-KOPA Works

Join M-KOPA to do more, be more, and live more. Connect to digital in four easy steps.

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01

Instant Access

Make a deposit and instantly take home the latest smartphone.
02

Pay Easy

Make easy daily, weekly or monthly payments.
03

Own Easy

Own your smartphone and build a credit history with M-KOPA.
04

Upgrade

Unlock access to a wider range of M-KOPA products and services.
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Our Impact

Our impact begins with unlocking financial inclusion to accelerate customers’ access to opportunities and economic growth.

$2 Billion+
In credit unlocked
7 Million+
Customers
35,000+
Sales agents
1.7 Million+
First time mobile internet users
Read more
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Trusted by Millions of People Across Five Countries

Our Investors

We're backed by some of the leading venture capital and financial investors from around the globe.