State Department Federal Credit Union

Homeownership Made Possible

Ready to step into homeownership? You may qualify for up to $17,500 in down payment assistance.

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First-Time Homebuyers campaign

Our 2026 Scholarship Program is Now Open!

Undergraduate students are invited to apply by April 10, 2026.

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2026 Scholarship Program

SDFCU Annual Meeting & Board Elections

Find details on the 2026 SDFCU Board of Directors Election and Annual Meeting.

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2026 Annual Meeting

Introducing GreenPath Financial Wellness

A new resource offering tools, counseling, and support for budgeting, debt, and planning.

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Banking That Travels With You

Stay connected to your accounts—at home or abroad.

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Two Great Terms. One Great Way to Save.

Enjoy competitive rates on 12 and 15-month certificates.

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Membership

Why Join SDFCU?

SDFCU members have access to truly free checking, low loan rates, high-yield savings accounts, special services, and a convenient digital banking app to help grow and manage money.

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24/7 Account Access

Members have many ways to manage their money through Digital Banking, our mobile app, virtual appointments, and more. 

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Travel Benefits

Enjoy no foreign transaction fees on any of our credit cards, access to nearly 30,000 free ATMs, our foreign currency exchange service, and more. 

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Earn Rewards

Receive cash back or Flexpoints rewards on our credit card options and store discounts with our debit card. 

Money Movement

International Transfers Made Easy

You can send money in nearly any currency in Digital Banking using our integrated Wise service. 

  • Fast, affordable option 
  • Get real-time payment updates 
  • Pay rent, bills, and more with ease 

Log In & Transfer Today

Send Money With Wise