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Securities Lending for Retail Investors
Securities lending is a significant revenue stream for retail-facing online brokers and financial institutions. Despite this, many are still not fully capitalizing on its potential. With advancements in technology and increased market accessibility, implementing securities lending programs has never been easier.
Who’s leading the charge in securities lending?
Greater accessibility to securities lending is enabling retail investors to earn more from what they own. By “renting” out their stocks, bonds, and ETFs, they can maximize their portfolio returns and realize the full earning potential of their investments.
Curious about which online brokers and wealth managers offer securities lending to retail investors? Click on the maps to see specific countries and institutions:
Cache
Charles Schwab
Crypto.com
Curran Wealth Management
E*Trade by Morgan Stanley
Fidelity
Firstrade
FREC
Hapi
Hilltop Securities
Interactive Brokers
Janney Montgomery Scott
Kraken
M1 Finance
Public
Questrade
RJ Wealth Management
Robinhood
Siebert Financial
SoFi
Stash
StoneX
tastytrade
TradeStation
Tradier
TradeUp Securities Inc
Vanguard
WeBull
National Bank Direct Brokerage
Rothenberg Wealth Management
Wealthsimple
Andbank
DEGIRO
LYNX
MEXEM
Saxo
Trading 212
Saxo
Trading 212
Bourse Direct
eToro
Lynx
Trading 212
Interactive Brokers
Banca Widiba
Directa
Fideuram Direct
Fineco Bank
DEGIRO
Easybroker
LYNX
Saxo
Saxo
BUX
DEGIRO
Basler Kantonalbank
DEGIRO
EFG
Interactive Brokers
Julius Baer
Lombard Odier
Pictet
Saxo
UBS
Zurcher Kantonalbank
Freetrade
Interactive Brokers
Robinhood
Trading 212
xCube
Sarwa
Saxo
Maybank Securities
KGI Securities
Philip Capital
Saxo
Tiger Brokers
SoFi
Tiger Brokers
Mirae Asset Securities
NH Investment & Securities
Samsung Securities Pop
Toss Securities
HDFC Securities
Zerodha
Bursa Malaysia
Poems
Stake
DBS Vickers
Kasikorn Securities
Pi Financial
It pays to lend
How much are retail facing financial institutions making from securities lending?
Leading online brokers generate millions in bottom-line revenue from securities lending. Below are the earnings from three key players:
Sources: Brokers own data, October 2024 – November 2025 (Robinhood, Charles Schwab, Interactive Brokers) 2025 figures are based on interim results and may be subject to change.
Last month’s ‘hot’ stocks and ETFs
Most in-demand stocks and their lending rates (%) - December 2025
Diginex Ltd
DGNX US
700%
2Crsi Sa
AL2SI FP
211%
Capital B
ALCBP FP
98%
Nano Nuclear Energy Inc
NNE US
52%
Lucid Group Inc
LCID US
14%
Most in-demand ETFs and their lending rates (%) - December 2025
T Rex 2X Long Bmnr Daily Target Etf
BMNU US
32%
Defiance Daily Trgt 2X Lng Mstr Etf
MSTX US
21%
Is Msci China A Ucits Usd (Acc) Etf
CNYA LN
5%
Ark Innovation Etf
ARKK US
3%
Is Core Em Imi Ucits Usd (Acc) Etf
EIMI LN
1%
The securities presented above are based on Sharegain’s proprietary lending data, which may incorporate information from third-party securities financing data providers. The potential lending returns shown are an approximation derived from certain assumptions and estimations for the period between 1 December 2025 and 31 December 2025 and are for informational purposes only. The lending rates displayed represent the approximate ‘price’ borrowers are paying to borrow selected securities within the given date range, and are subject to change. This is quoted as a percentage (annually).
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