
Send money internationally in seconds.
Instantly move money across borders — including the U.S., Philippines, Mexico, and the EU — with better rates and no hidden fees.
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One app for all your money.
Create multiple accounts, send money, hold multiple currencies, and manage everything in one place.
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Get paid in dollars from anywhere.
Open a U.S.-based account, even from abroad. Accept payments globally and withdraw locally. Perfect for freelancers, remote workers, and anyone who wants to earn in USD or USDC.
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Earn rewards on every dollar.
Your money earns up to 3% automatically. No lockups, no effort required.
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Spend anywhere with your UniFi card.
Use your balance with a modern debit card accepted worldwide.
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Share accounts with anyone.
Give family, friends, or teammates access to shared money – no matter where they live.
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Use crypto without feeling like you’re using crypto.
Send and receive USDC from any wallet – no conversions, no stress, it just works.
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Automate your finances.
Automate transfers, split paychecks, round up purchases, and more with custom Automations. Set it and forget it.
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Looking for more?
UniFi for Business
Accept payments, manage expenses, and pay out globally, all from one simple dashboard. Perfect for remote teams, small businesses, and founders moving money across borders.

Borderless accounts in multiple currencies.
Hold USD, USDC, EUR, PHP, and more. UniFi makes it easy to switch between currencies.
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Built on modern infrastructure.
Powered by trusted partners like Bridge and Stripe for reliable, secure, and fast money movement.
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Frequently Asked Questions
Find answers to common questions about UniFi