Whisp.Money⭐ Next-Gen Smart Payment Solutions
Pay Smarter. Pay Faster with FinTech & Crypto
Experience the power of seamless payments with WHISP.Money. Our platform transforms the way you send, receive, and manage payments using crypto, multi-currency wallets, and advanced fintech solutions. From peer-to-peer transfers to business payments, we’ve got you covered with speed, security, and total control. Automate your payments, track your subscriptions, and forecast your cash flow with one powerful, easy-to-use tool.
9 Key Payroll & Payment Solutions
⭐ Instant Payments
- No more waiting for payday. Send instant payments to employees 24/7, including weekends and holidays.
- Leveraging blockchain for faster, more secure transactions.
⭐ Multi-Currency Payroll
- Pay employees in traditional currencies (USD, EUR, etc.) or cryptocurrencies (BTC, ETH, USDT, etc.).
- Real-time currency conversion and rate locking for predictable payouts.
⭐ Global Payroll Support
- Streamlined cross-border payments with reduced fees compared to traditional wire transfers.
- Automatic compliance with local tax, wage, and labor laws in different countries.
⭐ Digital Wallet & Payment Card
- Employees get a multi-currency wallet linked to a prepaid payment card.
- Spend directly from the wallet at retail stores, online platforms, and ATMs.
⭐ Compliance & Tax Automation
- Automatic withholding and reporting for taxes, benefits, and social security.
- Digital payslips with transparent payment breakdowns.
⭐ DeFi & Yield-Generating Options
- Option for employees to deposit part of their salary into yield-generating crypto protocols.
- Automated risk assessment and easy opt-in process.
⭐ On-Demand Pay
- Employees can access part of their earned wages before payday.
- Reduces reliance on payday loans and improves employee financial wellness.
⭐ User-Centric Dashboard
- Employers have full visibility into payroll, payments, and employee preferences.
- Employees have managing their salary split, accessing transaction history, and converting funds.
⭐ Security & Privacy
- End-to-end encryption of user data.
- Biometric login for mobile apps and two-factor authentication (2FA).
- Funds stored in insured, regulated custodial wallets.
Instant. Seamless. Transparent.
WHISP.Money is a next-generation pay & payroll fintech unicorn platform that simplifies payment processes for businesses and individuals. It offers seamless payment solutions for online transactions, in-store purchases, peer-to-peer transfers, and subscription payments.
- The platform provides fast, secure, and low-cost payment options powered by advanced financial technology and a user-friendly platform.
- Our platform that enables companies to pay their employees and contractors in both fiat and cryptocurrency. It simplifies cross-border payments, reduces transaction fees, and provides employees with financial flexibility and control. The platform offers instant payments, multi-currency wallets, and financial wellness tools.
- Say goodbye to outdated payroll systems and hello to Whisp. Designed for modern businesses, Whisp makes paying workers in crypto and tech-friendly currencies easy and cost-effective. Our platform automates record-keeping, eliminates payment bottlenecks, and puts you in control of your financial future.
Take control of your payroll with Whisp—the modern way to pay services. Whether you’re a start-up or a scaling enterprise, Whisp’s fintech solution saves time, reduces costs, and ensures every payment is on time. We are partner of ISUR — the guide of the SaaS Solutions for Insurance Companies and digital media Forinsurer. Switch to Whisp and experience payroll without limits.
At Whisp.Money, we’re committed to transforming the way you experience payments with our cutting-edge crypto and fintech solutions.
Benefits of Payment & Payroll Solutions
⭐ Benefits for Employers
- Reduced Costs: Save on cross-border payment fees and avoid delays from legacy banking systems.
- Employee Retention: Offering crypto payments appeals to tech-savvy and remote workers, especially in global hiring.
- Customization: Employers can offer more payment options, enhancing employee satisfaction.
⭐ Benefits for Employees
- Flexibility: Receive payments in fiat, crypto, or a mix of both.
- Speed: Instant access to earnings, even on weekends and holidays.
- Wealth-Building: Option to save or invest a portion of wages into crypto-based yield strategies. We partnered with NolaData Services, a forward-thinking technology and data solutions provider on a mission to make quality part-time job opportunities accessible to everyone.
⭐ Business Model
- Subscription Fees: Companies pay a monthly fee to access WHISP.Money’s payroll services.
- Transaction Fees: Small percentage fee on cross-border payments and crypto-to-fiat conversions.
- Value-Added Services: Companies can pay for advanced HR, financial wellness tools, and compliance support.
Take control of your payments with WHISP.Money — the modern solution for payroll, payments, and cross-border transfers. Pay employees and contractors in fiat or cryptocurrency, reduce fees, and streamline your financial processes. Say goodbye to delays and hello to instant, secure, and cost-effective payments. Start your journey to smarter payroll today
Whisp.Money Products & Services
⭐ Universal Payment Gateway
At WHISP.Money, we offer a comprehensive payment gateway that allows businesses to accept payments through a variety of methods, including credit/debit cards, bank transfers, e-wallets, and QR codes and Q2 Standard. Our system simplifies the payment process and ensures smooth transactions for merchants and customers alike.
- All-in-One Integration: Simplifies payment processing with a single, unified platform. No need to juggle multiple payment providers. Manage all payment methods from one dashboard.
- Global Reach: Supports global payments, enabling businesses to transact worldwide. Accept payments from customers worldwide with support for multiple currencies and cryptocurrencies.
⭐ Peer-to-Peer Payments
Our peer-to-peer payment feature allows users to send and receive payments instantly using phone numbers, email addresses, or QR codes. This feature makes it easier for users to transfer funds with minimal effort.
- Instant Transfers: Instant, fast, and reliable payment transfers. No delays—money moves immediately.
- Simple User Experience: User-friendly experience that requires no technical expertise. Send money as easily as sending a text.
- Flexible Payment Methods: Supports split payments, perfect for shared expenses. Use crypto, fiat, or a combination of both.
⭐ Subscription & Recurring Payments
We provide an automated system for managing recurring payments for subscription services. Businesses can schedule recurring billing and provide customers with a seamless payment experience.
- Revenue Stability: Reduces the risk of missed payments. Secure consistent revenue with automated payments.
- Customer Convenience: Streamlines billing cycles for businesses and customers. Improve customer experience with seamless subscription renewals.
- Automate payments: A service allows businesses to automate payments for subscriptions, memberships, and recurring bills.
⭐ Multi-Currency Payment
We enable businesses to accept payments in multiple currencies, with automatic currency conversion at competitive rates. Accept payments in various currencies, with real-time conversion into fiat or crypto.
- Currency Flexibility: Facilitates cross-border payments, ideal for global businesses. Easily accept payments from global customers.
- Cost Reduction: Reduces foreign exchange fees, saving businesses money. Lower currency conversion fees with competitive exchange rates.
⭐ Digital Wallet & Payment Card
Our platform includes a multi-currency digital wallet and linked payment card and fiat payments, enabling users to transact both online and in-store with ease.
- Multi-Currency Support: Supports multiple currencies, perfect for global transactions. Store, spend, and manage crypto and fiat from a single wallet.
- On-the-Go Access: Offers instant access to funds for on-the-go payments. Pay online, in-store, or at ATMs worldwide.
⭐ Analytics & Reporting Tools
Our real-time analytics and reporting dashboards give businesses access to payment insights, customer behavior tracking, and financial performance metrics.
- Data-Driven Decisions: Provides data-driven insights to support business growth. Make smarter business decisions using real-time insights.
- Customizable Reports: Offers customizable reports for tracking financial performance. Tailor reports to track the metrics that matter most.
Benefits of Payroll Solutions
⭐ Automated Bill Payments
- A tool that automates the payment of bills such as utilities, rent, and loans according to a schedule.
- Prevents late payments, avoids late fees, and ensures timely payment of recurring obligations.orkers choose how to access their money.
⭐ Payment Reminders
- Smart notifications to remind users of upcoming payment deadlines for bills and subscriptions.
- Avoids missed payments, enhances user awareness, and supports proactive financial management.
⭐ Invoice Management
- A feature that allows businesses to generate, send, and track invoices with real-time payment status updates.
- Simplifies invoice processing, accelerates payments, and provides visibility on outstanding invoices.
FAQ
What is WHISP.Money and how does it work?
WHISP.Money is a next-generation fintech platform that simplifies payments and payroll for businesses and individuals. It supports online payments, in-store transactions, peer-to-peer transfers, and subscription payments. Users can pay employees and contractors in fiat or cryptocurrency, access multi-currency wallets, and leverage advanced fintech tools for faster, more secure payments.
How does WHISP.Money handle payroll payments?
WHISP.Money enables companies to pay employees and contractors in both fiat and cryptocurrency. The platform facilitates instant payments, cross-border transfers, and multi-currency payouts. Employers can automate payment schedules, reduce transaction fees, and offer employees financial flexibility with access to earned wages before payday.
Can I pay employees in cryptocurrency using WHISP.Money?
Yes, WHISP.Money supports payroll payments in both traditional fiat currencies (like USD, EUR) and cryptocurrencies (like BTC, ETH, and USDT). This gives employees the flexibility to choose how they receive their earnings and provides employers with an efficient way to manage global payroll.
How does WHISP.Money ensure the security of payments and personal data?
WHISP.Money uses end-to-end encryption, biometric login, and two-factor authentication (2FA) to protect user data. Funds are stored in insured, regulated custodial wallets, ensuring an added layer of security. Privacy is a top priority, and WHISP.Money follows strict compliance protocols to safeguard financial data.
What features does the WHISP.Money Digital Wallet & Payment Card offer?
WHISP.Money’s digital wallet allows users to store multiple currencies, both fiat and crypto, in one place. The linked payment card enables users to spend funds directly from their wallet at retail stores, online platforms, and ATMs. The wallet supports on-the-go access, making payments fast and convenient.
How does WHISP.Money reduce payroll costs for employers?
WHISP.Money reduces payroll costs by eliminating traditional bank fees, minimizing cross-border payment fees, and enabling crypto-based payments. The platform automates payment processing, reduces administrative overhead, and simplifies tax compliance, allowing businesses to streamline operations and lower expenses.
Does WHISP.Money support cross-border payroll payments?
Yes, WHISP.Money supports cross-border payments with reduced fees compared to traditional wire transfers. The platform ensures compliance with local wage, tax, and labor regulations, enabling global payroll payments in both fiat and crypto. Employees can receive payments in their preferred currency, improving financial access and control.
What financial wellness tools does WHISP.Money offer to employees?
WHISP.Money offers on-demand pay, allowing employees to access part of their earned wages before payday. It also includes financial wellness tools like yield-generating crypto options, multi-currency wallets, and instant payments. These features help employees manage their financial needs with flexibility and control.
Can businesses customize payment preferences using WHISP.Money?
Yes, employers have access to a user-centric dashboard where they can customize payroll schedules, payment methods, and currency preferences. Employees can manage how they receive payments, split their salary between fiat and crypto, and access transaction history in real-time.
What benefits do businesses and employees gain from using WHISP.Money?
For businesses, WHISP.Money reduces costs, improves payroll efficiency, and simplifies compliance with labor laws. For employees, it offers faster payments, financial flexibility, and access to a range of payment options, including fiat and cryptocurrency. By offering employees more control over their earnings, WHISP.Money enhances financial wellness and job satisfaction.
We have 15+ years of experience in InsurTech & FinTech sectors, blockchain technology and crypto market
© 2025 ⭐ Whisp Money Solutions. All Rights Reserved. Whisp’s fintech solution saves time, reduces costs, and ensures every payment is on time. Email: [email protected]
