Unsecured lending, including personal loans and credit cards, is back on banks’ radar as interest-rate cuts put pressure on profits and asset quality stabilizes ....
South Indian Bank shares rose nearly 4% after strong Q3 results showed profit growth, improving asset quality and robust loan expansion. Lower NPAs, stable capital adequacy and bullish technical indicators supported investor sentiment ... .
At a time of rising geopolitical risk, trade tensions and an uncertain economic outlook, we expect a modest deterioration in asset quality. [...] ... Disclaimer... (noodl.
The governor said while NBFCs play a key role in credit transmission, they must maintain sound underwriting standards, closely track asset quality, follow customer-centric and ethical practices, lend ...
He said sound underwriting standards and strict monitoring of asset quality were critical for the sector’s stability.The governor also called for better customer service and ethics in business ...