Get your Free CIBIL Microfinance Score & Report today!
What is CIBIL Microfinance Score and Report?
Your CIBIL Microfinance Score is a 3-digit numeric summary of your credit history that indicates your creditworthiness and demonstrates your ability to repay a loan. CIBIL Microfinance Score ranges from 300 to 900. The higher the score of the borrower, the better is the credit profile of the borrower.
Your CIBIL Microfinance Report (also known as MFI CIR i.e. credit information report) is a record of borrower’s financial history compiled from information received from banks/financial institutions. It includes credit enquiries, open and closed credit accounts, personal & employment information and payment history across Microfinance loans.
Your CIBIL Microfinance Score & Report includes:
CIBIL Microfinance Score & Report is your all-in-one solution for tracking credit health and staying credit ready. Here’s what you get:
- Consumer Information shows the data available in the microfinance bureau such as names, date of birth, gender, govt identifiers and addresses, as provided by the banks/financial institutions
- Score section shows the CIBIL Microfinance Score
- Account Information section shows the account details such as delinquency, bank name, current outstanding balance etc
- Recent Enquiries section shows the enquiries done by banks/financial institutions up to the past 36 months
Why CIBIL Microfinance Score & Report?
- Be loan ready - Monitor your credit health with CIBIL Microfinance Score and Report to be loan ready
- Updated Information – Ensure your KYC details are properly and accurately updated in the credit report
- Monitor your credit behavior - Checking your credit report regularly can help you track your outstanding balances and payment statuses
Disclaimer: Loan approvals and credit lending decisions are at the sole discretion of the bank /financial institutions.
Alternatively follow these simple steps to get started via email/courier:
- Download and print the form.
- Complete the form with all necessary details and sign it.
- Courier the completed form along with a printed copy of your identity and address proof to CIBIL at the specified address. Alternatively, you can email the scanned copy of the form and scanned copies of your identity and address proof to cibilinfo@transunion.com. You can submit Voter ID or PAN as an identity proof and one of these documents - Bank statement, electricity bill or credit card statement not older than 3 months, as your address proof.
- CIBIL will verify and address your request for Microfinance Score & Report within 3 days upon receipt of your request at the CIBIL office. While we aim for prompt delivery, please note that delivery times are beyond our control and may occasionally be delayed.
Click here to know more about MFI Report Dispute Resolution Process.
