Health insurance to suit your needs

Get up to 14 weeks FREE plus 2-month extras waits waived when you start & keep eligible hospital & extras. Weeks free applied over 26 months. Offer ends 10 March 2026. T&Cs.
14 weeks free waive waits

Find the right health insurance for you

View

cover for

What matters most is

Woman pointing up
Awards

A health insurer that puts members first?

We’ve got proof, not just promises
14 weeks explore
T&Cs apply
Get up to 14 weeks FREE plus 2-month extras waits waived

For new members who start & keep eligible hospital & extras. Weeks free applied over 26 months. Offer ends 10 March 2026. T&Cs.

Australia's 2025 Most Awarded Health Fund &
Best Health fund in 2023-2024 Finder Awards
Most Awarded Finder Product Awards 2022-25 Health Insurance

Find a provider

Start searching to find providers near you.*

Hand holding magnifying glass

We put our members first

Members are at the heart of everything we do. When we make decisions, we will always put our members' needs first.

We’re not-for-profit

We’re one of the largest not-for-profit health funds in Australia, so we can focus on giving more back to members.

We’re flexible

Mix and match our hospital and extras products to create cover that’s right for you.

Download the HBF App

The easy way to manage your cover on the go. Tap and claim, view your limits, and manage your details with ease - anytime, anywhere, safely and securely.
Download on the App StoreGet it on Google Play
HBF awarded Mobile App of the year