The Interlace Platform
Bank Technology +
Our cloud-native Interlace Platform eliminates the need for complex and costly core replacement. Infinant provides a capability layer that is additive to your bank systems.
Cloud-Native | Resilient | Elastic | Disruptively Smart
The Platform Difference
The Technology Dilemma
Inability to expand to new products and distribution channels on current platforms.
The Technology Solution
Technology that Delivers Composable Banking
Infinant provides composable accounts, payments and cards to meet the demands of modern digital experiences.
Non-bank Customers
Create new deposit and fee income channels through partnerships with Brands, Fortune 500 Companies and Fintech by offering Banking-as-a-Service API access to your bank products and services.
New Bank Customers
Attract and retain loyal bank customers by offering niche bank products and services thru a multi-brand strategy. Diversify your deposit and payment gathering in vertical markets.
Existing Bank Customers
Create stickier consumer experiences and expand your SMB and commercial relationships with new banking products such as sub-accounts, instant payments, gig-worker wallets and stablecoin payments.
Compliance-First
Interlace Console
Have complete control over your digital programs from a centralized Console that provides complete servicing for customer accounts, transaction monitoring and provides real-time visibility into end-user accounts, along with fintech and bank operating accounts.
Multi-Tenant Views
Built for the bank as the client, and fintech as programs, you have the ability to access either individual programs or the 'bank enterprise view' across all programs. The Interlace Platform supports both bank and fintech roles for program management.
Parent-Child Compliance Controls
As the bank, you dictate the parent-level compliance and fraud controls that each program inherits, ensuring you have consistent oversight and risk management.
Settlement Automation
Unique in the industry is our platform’s ability to handle your settlement automation across programs, program managers, and processors to reduce the manual burden in your back-office.
Customer Servicing
Real-time visibility to handle 24/7 customer servicing and support through our robust bank servicing platform. This includes real-time visibility into compliance controls, money movement, notifications and events.
Interlace Platform
The Right Approach. Platform.
We are about creating value propositions for financial institutions. Those banks that will advance the market, will have a platform to act upon (free of limitations), and we want to give them the platform that allows them to act and advance.
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Virtual Bank Account Management
Lift end-user and program operating accounts onto the Interlace Platform to launch product and programs at speed with no impact to the legacy core system.
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Bank Ledgering
All Interlace accounts have complete double-entry ledgering to the Bank’s GL account structure to ensure accuracy and resiliency for any monetary transactions.
Payments
Centralize your payments onto the Interlace payment hub as an integrated component to the virtual bank account system.
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Cards
Gain efficiencies in operations and economics with direct connections from virtual accounts to card networks.
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Program Multi-Tenancy
Crafted as the ultimate real-time cloud platform, it serves banks as clients with fintech and brands as end-users, empowering banks to efficiently manage multiple programs within a unified instance.
Fraud & Compliance
Require your programs to inherent bank-level controls across KYC, KYB, AML and real-time transaction monitoring (including holds, limits and approvals).
Advance. Grow. Simplify.
Be the Impact to Your Bank +
The new path to bank infrastructure modernization that allows you to compose financial services to realize new growth strategies.
Explore the Platform