Limited-Time Cash Bonus Offer

Earn up to $1,500 Cash Bonus

Get a $100, $750, or $1,500 Cash Bonus + earn 3.65% APY with an Online Savings Account. Enroll by 3/11/26.Image

Balance requirements & terms apply.

FDIC Logo

FDIC-Insured – Backed by the full faith and credit of the U.S. Government. Goldman Sachs Bank USA, Salt Lake City Branch.

FDIC Logo

FDIC-Insured – Backed by the full faith and credit of the U.S. Government. Goldman Sachs Bank USA, Salt Lake City Branch.

FDIC Logo

FDIC-Insured – Backed by the full faith and credit of the U.S. Government. Goldman Sachs Bank USA, Salt Lake City Branch.

Annual percentage yield as of February 15, 2026. APY may change at any time before or after account is opened. Maximum balance limits apply. 

Savings products to help you grow your money

Online Savings Account

No minimum balance

3.65%

Annual Percentage Yield Image

High-Yield CD

12 months

4.00%

Annual Percentage Yield Image

No-Penalty CD

11 months

3.95%

Annual Percentage Yield Image

Annual percentage yield as of February 15, 2026. APY may change at any time before or after account is opened. Maximum balance limits apply. 

Annual Percentage Yield (APY) as of February 15, 2026. APY may change at any time before CD is opened and funded. Penalties that may reduce CD earnings will apply to a withdrawal of principal prior to maturity. $500 minimum to open a CD and to earn stated APY. Maximum balance limits apply.

Annual Percentage Yield (APY) as of February 15, 2026. Maximum balance limits apply. APY may change before a No-Penalty CD is opened and funded. Withdrawals permitted starting seven days after the funding date. $500 minimum to earn stated APY for No-Penalty CD.

Additional CD terms are available

Annual Percentage Yields (APY) as of February 15, 2026. Maximum balance limits applyOnline Savings Account: APY may change at any time before or after account is opened. High-Yield CD: APY may change at any time before CD is opened and funded. Penalties that may reduce CD earnings will apply to a withdrawal of principal prior to maturity. $500 minimum to open a CD and earn stated APY. No-Penalty CD: APY may change at any time before a No-Penalty CD is opened and funded. Withdrawal permitted beginning seven days after the funding date. $500 minimum to earn stated APY for No-Penalty CD. 

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Security focused

At Marcus, we make it a priority to protect your privacy and safeguard your account information.

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of your money

Download the Marcus app today and keep your money at your fingertips.

Available in US only

We’re here to help you make the most of your money

Download the Marcus app today and keep your money at your fingertips.