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Welcome to Sound Credit Union

Keep your money in the neighborhood.

Local. Member-owned. Not-for-profit.

Join TodayAbout Sound Credit Union

Experience the power of community with
Sound Credit Union.

Discover a banking experience that is rooted in trust, collaboration, and shared success. Join us and unlock the potential of banking with a credit union.

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Financial Wellness

Elevate your financial
well-being

Get all the member perks you deserve from stellar service, lower rates, free workshops, financial counseling, and more.

Explore the perks of being a credit union member.
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Digital Banking

Access your finances anywhere, anytime

Take control of your finances with our convenient and secure digital banking platform, allowing you to manage your money effortlessly from anywhere, at any time.

Learn more about Digital Banking.
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Community Impact

Support your community

Actively support and uplift the community by participating in various initiatives and community events that make a positive impact on the lives of your neighbors.

Upcoming Events
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About Sound Credit Union

Own a part of your banking institution

We’re Northwest born, started by 51 telephone workers in 1940. As a locally-owned co-op, we serve over 170,000 members, who each own a small part of our credit union together.

Learn more about who we are.
Join Sound

Find the account or service that meets your needs

Select the group you most identify with and what you’re trying to do, and we’ll lead you to the product or service to help meet your needs.

Browse our products and services

Personal Checking & Savings
Personal Credit Cards & Loans
Personal Services
Business Checking & Savings
Business Credit Cards & Loans
Business Services
Resources
About

Featured Rates

New Auto Loans
as low as
4.39%
APR
SAVE TO WIN Savings Account
$0 min bal
0.25%
APY
12-Month Certificate
$500 min bal
3.75%
APY
See all Rates

Join Sound Credit Union

Become a member by opening a savings account. All it takes is 5 minutes, and $0 minimum opening deposit.

Open an Account

Want to be money smart? We’ve got your back.

Visit our Life & Finances section for tips, tutorials and everyday advice to help you slay your personal finances.

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Competing and Pricing Confidently in a Cost-pressured Market

Rising costs, tighter budgets, and more price-sensitive customers are challenging every business. When material, labor, and supply chain expenses keep climbing, and customers hesitate to pay more, the solution isn’t to slash prices. It’s to compete on value, not cost. The goal is to protect profit while strengthening customer trust. Continue reading →

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Why Choose a Credit Union Checking Account Over a Bank Account in 2026

Learn What a Credit Union Checking Account Is, How It Works, and Why It’s Often a Better Choice Than a Traditional Bank Account. Continue reading →

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How Do Auto Loans Work? Everything to Know

How Do Auto Loans Work? This Guide Explains Auto Financing, Loan Options, Interest Rates, and How to Get a Car Loan with Confidence. Continue reading →

Visit our blog

Disclosures

FEDERALLY INSURED BY NCUA. Equal Housing Opportunity.