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Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Buy
Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Refinance
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Rates
Resources
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Customers
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Making home possible.
Crunch the numbers
Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.
Our mission is to make the mortgage process simpler for homebuyers
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First-Time Homebuyers
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Closed Units
We're in your neighborhood.
We are licensed in over 47 states and territories with over 64 branches – wherever you are, we have an expert for you!
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Frequently Asked QuestionsTestimonials
What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
Christopher Bravo was great to work with and I would recommend him to anyone who might be interested in purchasing a home. Chris went above and beyond as a lender and kept direct communication along the way. He was quick to respond and made himself available. We were able to gather the necessary paperwork which made it a quick process. I’m very pleased with Total Mortgage.
- Stephanie A.
Christopher B.
Dana was exceptional throughout my entire mortgage process. She was honest, unbiased, and very clear about what would and would not work, which I truly appreciated. When things felt uncertain or stalled, she helped me regroup, adjust, and move forward with a plan. Her communication was consistent, her explanations were clear, and she was always willing to take the time to walk through concerns without pressure. During a process that often felt like it might fall apart, Dana was steady, professional, and incredibly supportive. She was far more than a mortgage loan officer — she was exactly the kind of person you want on your team!
- Keysha C.
Dana M.
The team was excellent! Very responsive and made the process significantly easier. I recommend this team to anyone in the home buying process. Thank you Jay and team!!
- Thomas P.
Jay J.
Buyer toolsjust for you
Calculate payments, estimate your budget, and determine refinance savings in seconds.
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