Rates
*APY=Annual Percentage Yield. APR=Annual Percentage Rate. Displayed “as low as” vehicle and personal loan rates include an optional .25% discount for automatic payment from a UNIFY share account where applicable. Click the product name for details. All rates and terms displayed are subject to change without notice.
Why Join UNIFY?
Unlike those big banks, UNIFY is never too big to remember UNIFY is all about YOU. It’s at the core of who we are because we are a credit union. And credit unions, unlike banks, understand finances aren’t just about money, but about people…"people helping people."
You’ll belong to a credit union with over $3.5 billion in assets and branch locations nationwide to serve you.
- FREE online banking
- FREE Checking
- 100,000+ surcharge-FREE ATMs
- MORE than 5,000+ full-service CO-OP Shared Branches nationwide
Home Sweet Home
A mortgage from UNIFY can make your dream home a reality. Our calculators & home loan specialists can help you determine how much house you can afford.
Mortgage Payment Calculator
Estimate your monthly mortgage payments and more with our free mortgage calculators.
News & Events
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Way to go UNIFY! 300K Members!
Congratulations to our newest members, Angelo and Frieda, for helping us pass the 300K member mark! We surprised them with 300 reasons and a special bonus deposit to welcome them to UNIFY as our 300K member!
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Tax Season Scams: How to Spot IRS Impersonation Fraud
Tax Season Scams: How to Spot IRS Impersonation Fraud
Tax season is a busy time and, unfortunately, it’s also an active period for scammers. Each year, fraudsters take advantage of confusion, urgency, and fear by pretending to be the IRS or other tax authorities.…
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How to Stay Safe on Social Media: What Not to Share
How to Stay Safe on Social Media: What Not to Share
Social media is a great way to stay connected with friends, family, and your community. But sharing too much information, even unintentionally, can put you at risk for identity theft and fraud. Scammers often…
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Keeping Your Credit Score Aloft
Keeping Your Credit Score Aloft
You’ve put in the work: paying bills on time, keeping balances low, maintaining a healthy mix of credit, limiting new applications, and keeping long-standing accounts open. Your credit score is in great shape –…
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Paying Digitally? Here’s How to Stay Safe.
Paying Digitally? Here’s How to Stay Safe.
Digital payment apps make it easy to send and receive money — but their convenience also makes them a target for scammers. As these tools become part of everyday life, taking a few simple precautions can help…
Thanks For Exploring All UNIFY Has To Offer!
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