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Banking Products to Make Your Life Easier

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Membership Has Its Benefits

Check us out. Find out why you should move your banking to UNIFY.

Learn About Membership
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HOME LOAN RATES TO LOVE

Buy or refi where the best mortgages call home.
 

View Home Loans
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Auto Loans

Drive off in the vehicle of your dreams for as low as 5.49% APR*.

View Auto Loans

Rates

Certificate Accounts

as high as

3.40 % APY*

Mortgages

as low as

Ask APR*

Vehicle Loans

as low as

5.49 % APR*

Credit Cards

as low as

14.49 % APR*

Personal Loans

as low as

13.49 % APR*

*APY=Annual Percentage Yield. APR=Annual Percentage Rate. Displayed “as low as” vehicle and personal loan rates include an optional .25% discount for automatic payment from a UNIFY share account where applicable. Click the product name for details. All rates and terms displayed are subject to change without notice. 

Why Join UNIFY?

Unlike those big banks, UNIFY is never too big to remember UNIFY is all about YOU. It’s at the core of who we are because we are a credit union. And credit unions, unlike banks, understand finances aren’t just about money, but about people…"people helping people."

You’ll belong to a credit union with over $3.5 billion in assets and branch locations nationwide to serve you.

Apply for a UNIFY Membership Now
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Home Sweet Home

A mortgage from UNIFY can make your dream home a reality. Our calculators & home loan specialists can help you determine how much house you can afford.

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View Mortgage Options

Mortgage Payment Calculator

Estimate your monthly mortgage payments and more with our free mortgage calculators.
 

News & Events

  • Way to go UNIFY! 300K Members!

    Congratulations to our newest members, Angelo and Frieda, for helping us pass the 300K member mark! We surprised them with 300 reasons and a special bonus deposit to welcome them to UNIFY as our 300K member! 

  • Tax Season Scams: How to Spot IRS Impersonation Fraud

    Tax Season Scams: How to Spot IRS Impersonation Fraud

    Tax season is a busy time and, unfortunately, it’s also an active period for scammers. Each year, fraudsters take advantage of confusion, urgency, and fear by pretending to be the IRS or other tax authorities.…

    Read more
  • How to Stay Safe on Social Media: What Not to Share

    How to Stay Safe on Social Media: What Not to Share

    Social media is a great way to stay connected with friends, family, and your community. But sharing too much information, even unintentionally, can put you at risk for identity theft and fraud. Scammers often…

    Read more
  • Keeping Your Credit Score Aloft

    Keeping Your Credit Score Aloft

    You’ve put in the work: paying bills on time, keeping balances low, maintaining a healthy mix of credit, limiting new applications, and keeping long-standing accounts open. Your credit score is in great shape –…

    Read more
  • Paying Digitally? Here’s How to Stay Safe.

    Paying Digitally? Here’s How to Stay Safe.

    Digital payment apps make it easy to send and receive money — but their convenience also makes them a target for scammers. As these tools become part of everyday life, taking a few simple precautions can help…

    Read more
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  • UNIFY is the place for all your financial necessities. A community environment that gives you access to better financial options. UNIFY serves its members only. The friendly and personal environment is a welcome change from the traditional, just another number, type of environment. UNIFY provides reasonable savings and charges you fewer fees, all while offering excellent customer service.
    - Mary
  • I recently visited the UNIFY branch located inside the Harps grocery store in Springdale, Arkansas, and it was a delightful experience. The team there is exceptional - they are friendly and extremely knowledgeable. They make me feel incredibly welcome each time I visit, creating a warm and inviting atmosphere.
    - Daniel
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FREE Checking

Yep… we said FREE. Convenient and flexible, our FREE Checking account is the no-fuss way to manage your money.

Get FREE Checking
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Credit Union Near Me

UNIFY is always near you with call center access 7 days a week and branches nationwide, including Los Angeles, Orange County, Plano, Texas, and Northwest Arkansas.

Find a branch near you
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Your Goals Deserve a Plan.

Our Savings Accounts make it simple to achieve what matters most.

Start saving today