The international account that saves you money
Everything you need to send, spend and manage your money worldwide. Low fees. Lightning-fast. 100% transparent.
Low-cost international transfers
Safe, secure and truly instant transfers with 24/7 support. Over 70% arrive in 20 seconds.1
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One card, every country
Save on hidden conversion fees and spend worldwide just like at home.
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Earn a return every day
Turn on Wise Assets to earn a return daily and spend it instantly.1
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Money can decrease in value if governments default or interest rates go negative. Current rates do not guarantee future performance. Variable rate is based on 7 day performance as of 8/5/2026. Taxes may apply. For full 5 years past performance.1 Learn more
Money can decrease in value if governments default or interest rates go negative. Current rates do not guarantee future performance. Variable rate is based on 7 day performance as of 8/5/2026. Taxes may apply. For full 5 years past performance.1 Learn more
Our rate isn't hiding anything
Unlike many banks, we never inflate the exchange rate. Our transfer fees are always low cost and up front.
1 EUR = 1.1388 USD
We only use the mid-market rate, the one you usually see on Google.
100% transparent
All our fees are upfront and honest.
Guaranteed
Lock in the exchange rate, and if it drops you don't lose out.
We move billions for millions worldwide, every year
The account that moves with you
Global IBANs, sort codes, routing numbers and more to manage your money abroad just like you do at home.
For relocators
Sort the finances you need to start your new life abroad, before you even get there.
For travellers
Save money whenever you spend abroad with the card that works worldwide.
For everyday spenders
Pay for groceries and transport. Split the bill instantly. Live life in green.
For frequent senders
Make transfers unbelievably easy. Repeat payments, rate guarantees and more.
The world's banks and businesses run on Wise
The world's most international business account
Enter new markets in minutes, not months. Get everything you need to pay, get paid, and manage your money in 40+ currencies — all in one place.
Safe at every step
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Safeguarded funds
Your money is held in a safeguarded, separate account. Learn more
Built-in security
Biometrics, 2-step authentication and encryption keep your data secure.
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Specialised anti-fraud tech
We run 7 million checks every day to spot and stop fraud.
Your money, not ours
Wise is building the fairest way to move, manage and grow your money — everywhere. Unlike many banks, we're 100% transparent and cut our prices whenever we can.
One smart app, 60 million downloads
Wise works nearly everywhere
- EuroSwift/BIC and IBAN
British poundSwift/BIC, IBAN, Bank code and Account number
United States dollar
United Arab Emirates dirhamSwift/BIC and IBAN
Australian dollarSwift/BIC, Account number and Bank code
Canadian dollarSwift/BIC, Account number and Branch code
Swiss francSwift/BIC and IBAN
Chinese yuanSwift/BIC and IBAN
Czech korunaSwift/BIC and IBAN
Danish kroneSwift/BIC and IBAN
Hong Kong dollarSwift/BIC, Account number, Bank code, Branch code and Bank name
Hungarian forintSwift/BIC, IBAN and Account number
Israeli shekelSwift/BIC and IBAN
Japanese yenSwift/BIC and IBAN
Norwegian kroneSwift/BIC and IBAN
New Zealand dollarSwift/BIC and Account number
Philippine pesoBank name and Account number
Polish złotySwift/BIC and IBAN
Swedish kronaSwift/BIC and IBAN
Singapore dollarSwift/BIC, Account number, Bank name and Bank code
Ugandan shillingSwift/BIC and IBAN
South African randSwift/BIC and IBAN
- United Arab Emirates dirham
Argentine peso- Australian dollar
Bangladeshi taka- Canadian dollar
- Swiss franc
Chilean peso- Chinese yuan
Colombian peso
Costa Rican colón- Czech koruna
- Danish krone
Egyptian pound- Euro
- British pound
Georgian lari
Ghanaian cedi- Hong Kong dollar
- Hungarian forint
Indonesian rupiah- Israeli shekel
Indian rupee- Japanese yen
Kenyan shilling
South Korean won
Sri Lankan rupee
Moroccan dirham
Mexican peso
Malaysian ringgit
Nigerian naira- Norwegian krone
Nepalese rupee- New Zealand dollar
Peruvian sol- Philippine peso
Pakistani rupee- Polish złoty
Romanian leu- Swedish krona
- Singapore dollar
Thai baht
Turkish lira
Tanzanian shilling
Ukrainian hryvnia- Ugandan shilling
- United States dollar
Uruguayan peso
Vietnamese dong- South African rand
Loved by over 18.9 million customers
"We have used it for multiple family transfers over the last few years and some major transactions, including buying a property back in the UK."
"It is quick and easy to add money, to convert between currencies and to make payments and transfers out."
"Wise has made it much easier for me to help—whether it’s paying tuition fees or covering other needs."
"Being an expat, Wise changed my life. So much easier and cheaper to handle money for everyday situations than with banks."
"Very responsive service and incredibly easy to use. I spend a lot of time in abroad and the account makes my life so much simpler."