The international account that saves you money
Everything you need to send and manage your money worldwide. Low fees. Lightning-fast. 100% transparent.
Low-cost international transfers
Safe, secure and truly instant transfers with 24/7 support. Over 70% arrive in 20 seconds.1
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Get paid in 22 currencies
Receive money just like you've got bank accounts around the world.
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Send more, pay even less
Get a discount when you send over 25,000 USD (or equivalent).
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Send
26,000 USD
We'll discount our fee
Save on hidden fees compared to major banks
Unlike many banks, all our fees are low cost and up front. We never inflate the exchange rate. See the savings for yourself.
We move billions for millions worldwide, every year
The account that moves with you
Global IBANs, sort codes, routing numbers and more to manage your money abroad just like you do at home.

For relocators
Sort the finances you need to start your new life abroad, before you even get there.

For frequent senders
Make transfers unbelievably easy. Repeat payments, rate guarantees and more.
The world's banks and businesses run on Wise
Wise Platform powers the world's money
We believe everyone deserves the fastest, cheapest transfers possible. We partner with banks so their customers get our tech too.

Safe at every step
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Every transfer, protected
Your money is kept safe with local, separate financial institutions.
Built-in security
Biometrics, 2-step authentication and encryption keep your data secure.
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Specialised anti-fraud tech
We run 7 million checks every day to spot and stop fraud.

Your money, not ours
Wise is building the fairest way to move, manage and grow your money — everywhere. Unlike many banks, we're 100% transparent and cut our prices whenever we can.
One smart app, 60 million downloads
Wise works nearly everywhere
- British poundSwift/BIC, IBAN, Bank code and Account number
- EuroSwift/BIC and IBAN
- United States dollar
- United Arab Emirates dirhamSwift/BIC and IBAN
- Australian dollarSwift/BIC, Account number and Bank code
- Canadian dollarSwift/BIC, Account number and Branch code
- Swiss francSwift/BIC and IBAN
- Chinese yuanSwift/BIC and IBAN
- Czech korunaSwift/BIC and IBAN
- Danish kroneSwift/BIC and IBAN
- Hong Kong dollarSwift/BIC, Account number, Bank code, Branch code and Bank name
- Hungarian forintSwift/BIC, IBAN and Account number
- Israeli shekelSwift/BIC and IBAN
- Japanese yenSwift/BIC and IBAN
- Norwegian kroneSwift/BIC and IBAN
- New Zealand dollarSwift/BIC and Account number
- Philippine pesoBank name and Account number
- Polish złotySwift/BIC and IBAN
- Swedish kronaSwift/BIC and IBAN
- Singapore dollarSwift/BIC, Account number, Bank name and Bank code
- Ugandan shillingSwift/BIC and IBAN
- South African randSwift/BIC and IBAN
- United Arab Emirates dirham
- Argentine peso
- Australian dollar
- Bangladeshi taka
- Canadian dollar
- Swiss franc
- Chilean peso
- Chinese yuan
- Colombian peso
- Costa Rican colón
- Czech koruna
- Danish krone
- Egyptian pound
- Euro
- British pound
- Georgian lari
- Ghanaian cedi
- Hong Kong dollar
- Hungarian forint
- Indonesian rupiah
- Israeli shekel
- Indian rupee
- Japanese yen
- Kenyan shilling
- South Korean won
- Sri Lankan rupee
- Moroccan dirham
- Mexican peso
- Malaysian ringgit
- Nigerian naira
- Norwegian krone
- Nepalese rupee
- New Zealand dollar
- Peruvian sol
- Philippine peso
- Pakistani rupee
- Polish złoty
- Romanian leu
- Swedish krona
- Singapore dollar
- Thai baht
- Turkish lira
- Tanzanian shilling
- Ukrainian hryvnia
- Ugandan shilling
- United States dollar
- Uruguayan peso
- Vietnamese dong
- South African rand
Loved by over 18.9 million customers
"We have used it for multiple family transfers over the last few years and some major transactions, including buying a property back in the UK."
"It is quick and easy to add money, to convert between currencies and to make payments and transfers out."
"Wise has made it much easier for me to help—whether it’s paying tuition fees or covering other needs."
"Being an expat, Wise changed my life. So much easier and cheaper to handle money for everyday situations than with banks."
"Very responsive service and incredibly easy to use. I spend a lot of time in abroad and the account makes my life so much simpler."