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Talk to the team

Start building

Talk to the team

The stablecoin payments specialist for complex, business critical flows

The stablecoin payments

specialist for complex,

business
critical flows.

Accept payments from any chain. Settle them predictably and activate into trading, vault or card-ready balances. All through one full-service API.

Talk to the team

Start building

Trusted by fast-growing businesses worldwide

ether.fi

Tether

UniFi

OneKey

EthenaPay

OrchestraCashly Zabio

Large-scale execution, backed by first-party liquidity . Billions in volume settled across 30+ chains. Deterministic, screened, and ready in seconds.

$15B

in stablecoin volume settled across 30+ chains

<10s

Stablecoin activation time

$10M

Largest single transaction settled

88%

Reduction in time for new user deposit

100%

KYT-screened, checks on every deposit

+99.99%

Transaction success rate across chains

One product. Modular by design.

One full-service API for the whole stablecoin lifecycle, from deposit, acceptance, activation, and payout. Switch on each capability as you need.

Deposit

Activate

Payouts

request POST /smart-deposit-addresses

curl --request POST \
  --url https://api.rhino.fi/sda/deposit-addresses \
  --header 'content-type: application/json'
  --data {
    "depositChains": ["TRON", "BASE"],
    "asset": "USDT",
    "destination": "card_balance"
  }

Deposit FundsSelect your network, asset, and amount

NetworkTron

AssetUSDT

Amount500USDT

Settles as500 USDT

Get deposit address

Smart Deposit Address0x7F...84eB

quote + settle

event: "checkout.quote.locked"
payer_chain: "BASE"
payer_asset: "USDC"
merchant_receives: "USDT"
settlement_status: "ready"

Acme Checkout$135.00

Stablecoin paymentCustomer pays from Base

USDC

USDTDAI

Pay with stablecoins

Settled135 USDT

post-bridge action

onSettlement: {
  action: "deposit_to_vault",
  vault: "yield_usdt",
  fallback: "card_balance"
}

Activate funds

Deposit received10,000 USDT settled

Yield vaultRouting to vault strategy

Balance readyCard-ready on arrival

activatedYield Vaultearning 8.4%

withdrawal route

destination: "TRON"
asset: "USDT"
amount: "250.00"
policy: "fastest_finality"
eta_seconds: "8"

Withdrawal sentDelivered to recipient wallet

Amount250 USDT

DestinationTRON

Completed<10s

Done

Route complete

Accept deposits from any chain

Deposit from any chain

Users, customers and counterparties pay in from the chains and tokens they already hold.

Settled and ready to spend

Funds land activated on a single balance, so users never get dropped into a bridge mid-onboarding.

One integration

A single API covers 30+ chains and every major stablecoin, USDT, USDC, EURC and other non-USD currencies, plus assets like ETH.

request POST /smart-deposit-addresses

curl --request POST \
  --url https://api.rhino.fi/sda/deposit-addresses \
  --header 'content-type: application/json'
  --data {
    "depositChains": ["TRON", "BASE"],
    "asset": "USDT",
    "destination": "card_balance"
  }

Deposit FundsSelect your network, asset, and amount

NetworkTron

AssetUSDT

Amount500USDT

Settles as500 USDT

Get deposit address

Smart Deposit Address0x7F...84eB

quote + settle

event: "checkout.quote.locked"
payer_chain: "BASE"
payer_asset: "USDC"
merchant_receives: "USDT"
settlement_status: "ready"

Acme Checkout$135.00

Stablecoin paymentCustomer pays from Base

USDC

USDTDAI

Pay with stablecoins

Settled135 USDT

post-bridge action

onSettlement: {
  action: "deposit_to_vault",
  vault: "yield_usdt",
  fallback: "card_balance"
}

Activate funds

Deposit received10,000 USDT settled

Yield vaultRouting to vault strategy

Balance readyCard-ready on arrival

activatedYield Vaultearning 8.4%

withdrawal route

destination: "TRON"
asset: "USDT"
amount: "250.00"
policy: "fastest_finality"
eta_seconds: "8"

Withdrawal sentDelivered to recipient wallet

Amount250 USDT

DestinationTRON

Completed<10s

Done

Route complete

Accept deposits from any chain

Fund from any chain

Cardholders top up from the chain and token they already hold, no conversions, no wrapped assets.

Settled and ready to spend

Funds land activated on a single balance, so users never get dropped into a bridge mid-onboarding.

One integration

A single API covers 30+ chains and every major stablecoin, USDT, USDC, EURC and other non-USD currencies, plus assets like ETH.

For businesses that need precision,

where every transfer settles exactly as quoted

Deterministic flows

The amount you quote is the amount that settles. Same route, same outcome, every transfer.

Settles in under 10 seconds, every route, every time

Exact amount lands, every time

Predictable settlement, every route

No slippage, no surprise fees

Same outcome you simulated

Compliance & risk screening

Every transfer is screened before it settles: 100% KYT, plus AML, sanctions, and Travel Rule.

100% KYT on every transaction

AML & sanctions screening

Travel Rule compliance

Screened before funds settle

Uptime, monitoring & support

A 99.99% uptime SLA with 24/7 monitoring and a dedicated team. One SLA across the entire stack.

24/7 real-time monitoring

Dedicated support team

One SLA across the entire stack

For businesses that need precision,

where every transfer settles exactly as quoted

Deterministic flows

The amount you quote is the amount that settles. Same route, same outcome, every transfer.

Settles in under 10 seconds, every route, every time

Exact amount lands, every time

Predictable settlement, every route

No slippage, no surprise fees

Same outcome you simulated

Compliance & risk screening

Every transfer is screened before it settles: 100% KYT, plus AML, sanctions, and Travel Rule.

100% KYT on every transaction

AML & sanctions screening

Travel Rule compliance

Screened before funds settle

Uptime, monitoring & support

99.99% uptime with 24/7 monitoring and a dedicated team behind every integration.

24/7 real-time monitoring

Dedicated support team

One accountable team across the entire stack

End-to-end control. No third party reliance.

Rhino is vertically integrated, with no third-party dependencies. Proprietary liquidity settles every transaction, so you control the whole flow, from fees to speed, without the unpredictability of aggregators.

curl -X POST
  api.rhino.fi/sda
  "depositChains"
  "destinationChain":
   "POLYGON"

Post-Bridge Actions

Smart Deposit Address

NEOBANK $2,450.00 Available balance Add funds

curl -X POST
  api.rhino.fi/sda
  "depositChains"
  "destinationChain":
   "POLYGON"

Post-Bridge Actions

Smart Deposit Address

NEOBANK $2,450.00 Available balance Add funds

Native liquidity

Zero third-party vendors

We're a native liquidity provider, not an aggregator. You work directly with us. This gives you more control, more flexibility, and one accountable partner.

✓

Native liquidity, never an aggregator

✓

No third-party dependencies

✓

One accountable partner

When a deposit settles

If Amount ≥ $1,000

Apply fee 0.25%

Route to your revenue wallet

When a deposit settles

If Amount ≥ $1,000

Apply fee 0.25%

Route to your revenue wallet

Programmable fees

Advanced fee management

Set, sponsor, or take a margin on any flow, by amount, asset, or route. Monetise the embedded experience on your own terms, configured from the Console.

✓

Set, sponsor or take a margin

✓

Rules by amount, asset or route

✓

Configured from the Console

24/7

Always on

24/7 support

A dedicated team on call around the clock. Real humans, fast response, one accountable partner across the whole stack.

✓

Named account team

✓

Avg first response under 15 min

✓

Dedicated Slack channel

USDC

EURC

1 USDC ≈ 0.92 EURC · live rate

USDT

USDC

EURC

USDe

PYUSD + more

Guaranteed rates

On-chain conversion

Convert between stablecoins and tokens on-chain from Rhino-owned liquidity, with multi-currency settlement without leaving the platform or routing through a third party.

✓

Stablecoin and token conversion

✓

Settled from Rhino-owned liquidity

✓

No third-party routing

Diagram of supported chains and tokens settling to a single balance through one Rhino.fi integration

Plug in to unlock all chains and tokens.

One integration. Every chain we support, settled to a single balance.

Ethereum

Arbitrum

Base

Optimism

Polygon

BNB Chain

Solana

Tron

Avalanche

zkSync

Starknet

Ton

Linea

Scroll

Celo

Mantle

Kaia

Plasma

Ethereum

Arbitrum

Base

Optimism

Polygon

BNB Chain

Solana

Tron

Avalanche

zkSync

Starknet

Ton

Linea

Scroll

Celo

Mantle

Kaia

Plasma

USDT

USDC

PYUSD

DAI

USDG

USDe

USDS

USD1

USAT

EURC

EURCV

ETH

WBTC

SOL

BNB

TRX

USDT

USDC

PYUSD

DAI

USDG

USDe

USDS

USD1

USAT

EURC

EURCV

ETH

WBTC

SOL

BNB

TRX

Mobile app showing a Rhino.fi Smart Deposit Address with QR code

Plug in to unlock all chains and tokens.

One integration. Every chain we support, settled to a single balance.

Ethereum

Arbitrum

Base

Optimism

Polygon

BNB Chain

Solana

Tron

Avalanche

zkSync

Starknet

Ton

Linea

Scroll

Celo

Mantle

Kaia

Plasma

Ethereum

Arbitrum

Base

Optimism

Polygon

BNB Chain

Solana

Tron

Avalanche

zkSync

Starknet

Ton

Linea

Scroll

Celo

Mantle

Kaia

Plasma

USDT

USDC

PYUSD

DAI

USDG

USDe

USDS

USD1

USAT

EURC

EURCV

ETH

WBTC

SOL

BNB

TRX

USDT

USDC

PYUSD

DAI

USDG

USDe

USDS

USD1

USAT

EURC

EURCV

ETH

WBTC

SOL

BNB

TRX

Built around how you move money

Neobanks

Remittances

Merchant & Retail payments

Embedded wallets

Payment service providers

Banking-as-a-Service

Acme

Deposit receivedBase · USDT · now

+$640.00

Total balance

$1,949.04

Virtual card

•••• 2312$1,337.19

Cashback rewardCard · yesterday

+$1.42

Fund from any chain

Cardholders top up from the chain and token they already hold, no swaps, no wrapped assets.

Settled and ready to spend

Funds land activated on a single balance, so users never get dropped into a bridge mid-onboarding.

Effortless payment operations

We handle the hard operational edges such as refunds, rebalancing, gas and MEV protection, migrations, chain upgrades and 24/7 monitoring.

POWERING NEOBANKS & CARD ISSUERS

Collect from any chain

Receive funds from senders on the chain and token they already hold, no on-chain complexity to build.

Convert across chains

Route and normalise between stablecoins automatically, at par, through a single API.

Pay out in seconds

Deliver to recipients fast, with predictable timing and low, transparent fees.

POWERING CROSS-BORDER MONEY PRODUCTS

Accept from any chain

Customers pay with the stablecoin and chain they already hold, lifting checkout conversion.

Settle instantly

Funds clear to the asset you hold with instant settlement, no failed or pending payments.

One checkout, every chain

A single integration covers 30+ chains and every stablecoin you want to accept.

POWERING MERCHANT & RETAIL PAYMENTS

Fund from any chain

Users top up in-app wallets from any chain through a single Smart Deposit Address.

No bridge friction

Funds arrive without swaps, wrapped assets, or UX complexity for the end user.

Instant activation

Balances are ready to use the moment funds land, no mid-onboarding dead ends.

POWERING EMBEDDED WALLETS

Trustee

Accept from any chain

Collect stablecoin payments in whatever chain and token the payer already holds, no swaps on their side.

Settled to one float

Every payment lands on a single balance in your settlement currency, ready to reconcile and pay out.

One integration, every merchant

A single Smart Deposit Address API covers every chain and token across your whole merchant book.

POWERING PAYMENT SERVICE PROVIDERS (PSP)

Spin up accounts instantly

Issue a deposit address per end-user that accepts any chain and token, no per-chain wallet sprawl.

Funds land activated

Balances settle to a single currency, ready to spend, hold, or move on, with no bridge step.

Screened by default

KYT, AML, sanctions, and Travel Rule run on every flow before funds settle, built in.

POWERING BANKING-AS-A-SERVICE (BAAS) PLATFORMS

Trusted by global teams

From exchanges to issuers to payment apps, here's what teams building on Rhino say.

Trusted by global teams

From exchanges to issuers to payment apps, here's what teams building on Rhino say.

Trusted by global teams

From exchanges to issuers to payment apps, here's what teams building on Rhino say.

Decades of experience
behind every integration

Get to know the people behind Rhino.fi, a team with decades of combined experience across finance and technology, including more than 20 years spent building crypto infrastructure alone.

The Rhino.fi team together at a company gathering

The Rhino.fi team working together in the office

Launch with an API.
Scale with a partner.

Talk to the team →Read the docs

Built for complex global payments and onchain finance

Rhino.fi’s services are offered on a B2B basis to enterprise clients and are not directed at, and shall not be construed as an offer to, persons or entities in any jurisdiction where such offer would be unlawful.

Built for complex global payments and onchain finance

The stablecoin payments specialist for complex, business critical flows

The stablecoin payments

specialist for complex,

business critical flows.

Large-scale execution, backed by first-party liquidity . Billions in volume settled across 30+ chains. Deterministic, screened, and ready in seconds.

<10s

$10M

88%

100%

+99.99%

One product. Modular by design.

Accept deposits from any chain

Accept deposits from any chain

For businesses that need precision,

where every transfer settles exactly as quoted

For businesses that need precision,

Deterministic flows

Compliance & risk screening

Uptime, monitoring & support

End-to-end control. No third party reliance.

Zero third-party vendors

Advanced fee management

24/7 support

On-chain conversion

Plug in to unlock all chains and tokens.

Plug in to unlock all chains and tokens.

Built around how you move money

Trusted by global teams

Trusted by global teams

Trusted by global teams

Decades of experience behind every integration

Launch with an API.Scale with a partner.

business
critical flows.

Decades of experience
behind every integration

Launch with an API.
Scale with a partner.