The global account where your money grows

Your global account with 40+ currencies, where you invest in USD, EUR, and GBP with just 1.1% IOF — and save up to 2x than with your credit card.

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Trusted by millions moving billions

We move R$86 billion worldwide every month

Regulated

Wise is authorised by the Brazil Central Bank in Brazil

24/7 customer support

Get help from thousands of specialists any time over email, phone and chat

Your account for what's next

It's easy and simple to open an account. And you can grow your money while you spend it, too.

Save when converting money

Save 300 BRL when converting 1,000 USD. Compare

Earn 3.39% in USD with Interest1

Use our Interest feature and pay 1.1% IOF when converting from BRL

The only one on the market that allows you to use the money invested in card payments

Pay online and in-store with your Wise card in over

Interest is offered by Wise Assets UK Ltd in partnership with Genial. Capital at risk, growth not guaranteed.

A woman using the Wise app on her phone, viewing currency balances and exchange rates

The cheapest option in the market with Interest

Spending $1,000 USD shouldn't cost you extra. Save R$300 in fees and IOF, and keep more of your money.

Comparison showing costs for Wise versus Credit Card when getting $1,000 USD
Wise
Credit Card

Converting $1,000

(after IOF, and fee)

R$5,563.00

1.1% IOF

R$5,935.39

3.5% IOF

Comparison showing costs for Wise versus Credit Card when getting $1,000 USD

Converting $1,000

(after IOF, and fee)

Wise
R$5,563.00

1.1% IOF

Credit Card
R$5,935.39

3.5% IOF

The comparison was manually conducted comparing conversion from BRL to USD in an invested currency in Wise over spending in USD with a credit card from a Brazilian bank. This information was collected on 06 August 2025, at 3:00 PM Brasilia time.

Do more with Wise in Brazil

You can use Wise for much more than just spending abroad. Here is what's available, based on where you live.

  • A Wise debit card.

    Save on spending abroad

    Pay and withdraw cash worldwide without any hidden fees or markups.

  • Notification showing gains from Interest over one month.

    Earn returns

    Use your money as it grows. Your money won't be locked away. So you can continue to send and spend it. No commitment. No fuss. Capital at risk, growth not guaranteed.1

  • ImageGBP1,0001,190.89ImageEUR

    Send money worldwide

    Make fast and cheap international transfers and save on fees.

  • Wise balance for Brazilian real.

    Receive money fast

    At Wise, you can receive transfers with global account details in 23 different currencies.

Worldwide transfers, out-of-this-world savings

Save when you move your money to 140+ countries, fast. Free from hidden fees and exchange rate markups.


  • Arrives
    Today - in seconds
  • Total fees and taxes
    Included in BRL amount

  • Built for business too

    Go global with our international business account. Make payments and get paid in 40+ currencies. Join over 700,000 businesses thriving with Wise.

    Disappoint thieves

    Every month, millions of our personal and business customers trust us to move over R$86 billion of their money.

    How we keep your money safe
    Login lock illustration
    • Our dedicated fraud and security teams work to keep your money safe

    • We use 2-factor authentication to protect your account

    • We hold your money with established financial institutions

    Get the app for managing money everywhere

    Download on the Apple App StoreGet it on Google Play Store

    Wise works nearly everywhere

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      United Arab Emirates dirham
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      Argentine peso
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      Australian dollar
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      Bangladeshi taka
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      Brazilian real
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      Canadian dollar
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      Swiss franc
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      Chilean peso
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      Chinese yuan
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      Colombian peso
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      Costa Rican colón
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      Czech koruna
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      Danish krone
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      Egyptian pound
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      Euro
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      British pound
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      Georgian lari
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      Ghanaian cedi
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      Hong Kong dollar
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      Hungarian forint
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      Indonesian rupiah
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      Israeli shekel
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      Indian rupee
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      Japanese yen
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      Kenyan shilling
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      South Korean won
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      Sri Lankan rupee
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      Moroccan dirham
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      Mexican peso
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      Malaysian ringgit
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      Nigerian naira
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      Norwegian krone
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      Nepalese rupee
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      New Zealand dollar
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      Peruvian sol
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      Philippine peso
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      Pakistani rupee
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      Polish złoty
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      Romanian leu
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      Swedish krona
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      Singapore dollar
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      Thai baht
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      Turkish lira
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      Tanzanian shilling
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      Ukrainian hryvnia
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      Ugandan shilling
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      United States dollar
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      Uruguayan peso
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      Vietnamese dong
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      South African rand