100% transparent pricing
Banks and other providers inflate the mid-market exchange rate to hide fees and make you pay more. Not Wise. You’ll always get our stand-out rate, like the one on Google.
 Wise |  Bank of America |  Wells Fargo |  PayPal | |
|---|---|---|---|---|
Recipient gets (Total after fees) | 60,833 PHP | 59,659.53 PHP | 59,653.28 PHP | 58,768.41 PHP |
Exchange rate (1 USDPHP) | 61.6124 | 59.6595 | 59.6533 | 59.0631 |
Exchange rate markup | 0 USD | 31.70 USD | 31.80 USD | 41.38 USD |
Transfer fee | 12.65 USD | 0 USD | 0 USD | 4.99 USD |
Total transfer cost | 12.65 USD | 31.70 USD | 31.80 USD | 46.37 USD |
Make your money
do more
Spend, receive and manage money internationally, as easily as you do at home.
Receive money fast
Get paid easily in other currencies with global account details.
Save on spending abroad
Pay and withdraw cash worldwide without any hidden fees or markups.
Safe at every step
14.8 million customers, businesses and banks use Wise every day. They move $16 billion every month. Here’s how we keep each dollar safe.
Federally regulated
Regulated nationwide, with 65 licences worldwide to keep your money moving.
Safeguarded funds
Your money is protected in a safeguarded, separate account. Learn more.
Specialized anti-fraud tech
Over 1,000 experts and our smart systems run 7 million checks every day to spot and stop fraud.
Built for business too
Go global with our international business account. Make payments and get paid in 40+ currencies. Join over 700,000 businesses thriving with Wise.
Take Wise everywhere you go
Wise works nearly everywhere
United States dollarGet USD account details
Hong Kong dollarSwift/BIC, Account number, Bank code, Branch code and Bank nameGet HKD account details
- United Arab Emirates dirham
Argentine peso- Australian dollar
Bangladeshi taka- Canadian dollar
- Swiss franc
Chilean peso- Chinese yuan
Colombian peso
Costa Rican colón- Czech koruna
- Danish krone
Egyptian pound- Euro
- British pound
Georgian lari
Ghanaian cedi- Hong Kong dollar
- Hungarian forint
Indonesian rupiah- Israeli shekel
Indian rupee- Japanese yen
Kenyan shilling
South Korean won
Sri Lankan rupee
Moroccan dirham
Mexican peso
Malaysian ringgit
Nigerian naira- Norwegian krone
Nepalese rupee- New Zealand dollar
Peruvian sol- Philippine peso
Pakistani rupee- Polish złoty
Romanian leu- Swedish krona
- Singapore dollar
Thai baht
Turkish lira
Tanzanian shilling
Ukrainian hryvnia- Ugandan shilling
- United States dollar
Uruguayan peso
Vietnamese dong- South African rand
Excellent everywhere
See the stories of people worldwide choosing Wise.
"It is so quick. It took only 16 seconds to send money to India from USA."
Samadrita T, United States
"I have been using Wise for over 5 years to transfer funds monthly from the USA to Europe. My experience with Wise is outstanding. I recommend Wise to other expats."
John, United States
"Fast and reliable as usual. I used Wise to transfer money from USA to Thailand for more than 10 years"
Sura, Thailand
"Much lower cost than with regular bank transfers, and also faster and less hassle."
MV, United States
"Easy transfer processes to family across continents (USA, PH) with very little comparable fees."
Nadja, Vietnam
"Exchange rates are very competitive and moving money from USA to UK is fast."
Colin, United Kingdom