Texts, first.
Flip messages you in iMessage when there’s money in it.
Trusted by people who want more out of their money at
We raised $1.4M to make your money talkLearn more
Introducing Flip
Your personal financial friend
fliptexts.com/dashboard
Has a dashboard.
Everything it sees, in one place.
Weekly recaps.
What it did for you, every Sunday in your inbox.
Flip
And an app, if you need it.
Keep going whenever you want. You never have to.
set these up for you. they run on their own from now on
fliptexts.comsweep idle cash into savings every payday
Preview · Open your full workflow →
Whena paycheck lands
in checking
Actionkeep a $1,500 buffer
in checking
Actionmove the rest to
high-yield savings
sweep idle cash into savings every payday
fliptexts.com
fliptexts.comreview open financial action items hourly
Preview · Open your full workflow →
ScheduleOn the schedule
FREQ=HOURLY
Actionreview open financial
action items hourly
Actiontext you when something is
worth interrupting you
review open financial action items hourly
fliptexts.com
wait it just does this now?
forever. you’ll only hear from me when it matters
Workflows
Workflows that run your money.
Tell Flip what you want once. It builds the workflow, shows you every step, and runs it for you from then on.
- Runs on its own
- Triggers, schedules, actions
- See every step
chase is connected. reading your last 90 days
looks like you pay an amex off every month. link it so i can see the whole picture?
linked
got it. here are the 3 things i’m going to improve for you
38
62
45
Researches you
One account in. The whole picture out.
Connect one account and Flip works out what else it needs to understand you, then tells you exactly what it’s going to improve.
- Starts with one account
- Asks only what it needs
- Your top 3, as rings
Wiki / Threads
Rate cuts and your bond fund
Flip is tracking how a September cut would move what you own, and what to do before it lands. Updated just now.
How Flip got here
3
RevisedHold the fund, move idle cash first
A cut helps the fund more than it hurts it. The better move is the $2,000 sitting in checking.1
2
ActedModelled your bond fund against a 25bp cut
At your duration, a quarter-point cut moves the fund about +1.1%.2
1
FoundFed minutes lean toward a September cut
Three officials signalled support; futures now price a cut at 71%.3
Threads
Flip keeps researching after you close the chat.
Flip keeps a living file on everything you care about, adding news, forecasts and improvements to the threads it watches, and texts you when the dots connect.
- Watches what you own
- Forecasts the market
- Connects the dots
Mon 9:12 AM
have you given up on fixing your money already 😭
that $20k is still sitting in savings earning nothing. i already did 90% of the application 👀
Wed 7:40 PM
we set a dining budget and you’re $80 over it dawg
i thought you wanted to retire by 30
Fri 6:02 PM
i feel like a crazy ex the way i’ve triple texted you 😔
Earns its keep
An app that wants you to show up.
Most money apps hope you forget you pay for them. Flip closes the gap between knowing and doing, and bumps you until it’s done.
- Nudges you to act
- Follows up for you
- Actually fun to hear from
Flipdoes the work. You just say yes.
- Reads the news for your portfolio.
- Texts you only when it matters.
- Suggests what fits your risk.
Beta users with Flip
Achieve unreasonable results
0.0×
more invested than before Flip
0%
stick to their budget
0×
more often earning on the right card
0%
faster debt payoff
<0%
of their cash sitting idle
Tailored
portfolios, researched for each of them
Friends of Flip
Say good things
Kush
In tech
“flip budgets my whole month now and throws my spare cash into investments?? plus a daily brief every morning. genuinely don't know how i lived without it”
Emilie
Student
“it literally texts my roommates for rent so i don't have to 😭 also splits dinner in the gc and pings me when aritzia goes on sale. obsessed”
Sanjay
Investor
“tracks my ETFs, keeps me on budget, and i'm FINALLY using my card points instead of letting them rot lol”
Hugo
9 to 5
“every paycheck gets a budget automatically now. and it finds me coffee spots nearby which is lowkey the best part”
Alex
Deal hunter
“claimed every single grubhub guarantee this month. it pings me on sales and somehow found room in my travel budget. no notes”
Anderson
Creator
“flip cancelled like 4 subscriptions i forgot i was paying for and now it auto-saves every payday. my bank account is thriving”
Kush
In tech
“flip budgets my whole month now and throws my spare cash into investments?? plus a daily brief every morning. genuinely don't know how i lived without it”
Emilie
Student
“it literally texts my roommates for rent so i don't have to 😭 also splits dinner in the gc and pings me when aritzia goes on sale. obsessed”
Sanjay
Investor
“tracks my ETFs, keeps me on budget, and i'm FINALLY using my card points instead of letting them rot lol”
Hugo
9 to 5
“every paycheck gets a budget automatically now. and it finds me coffee spots nearby which is lowkey the best part”
Alex
Deal hunter
“claimed every single grubhub guarantee this month. it pings me on sales and somehow found room in my travel budget. no notes”
Anderson
Creator
“flip cancelled like 4 subscriptions i forgot i was paying for and now it auto-saves every payday. my bank account is thriving”
Hugo
9 to 5
“every paycheck gets a budget automatically now. and it finds me coffee spots nearby which is lowkey the best part”
Alex
Deal hunter
“claimed every single grubhub guarantee this month. it pings me on sales and somehow found room in my travel budget. no notes”
Anderson
Creator
“flip cancelled like 4 subscriptions i forgot i was paying for and now it auto-saves every payday. my bank account is thriving”
Kush
In tech
“flip budgets my whole month now and throws my spare cash into investments?? plus a daily brief every morning. genuinely don't know how i lived without it”
Emilie
Student
“it literally texts my roommates for rent so i don't have to 😭 also splits dinner in the gc and pings me when aritzia goes on sale. obsessed”
Sanjay
Investor
“tracks my ETFs, keeps me on budget, and i'm FINALLY using my card points instead of letting them rot lol”
Hugo
9 to 5
“every paycheck gets a budget automatically now. and it finds me coffee spots nearby which is lowkey the best part”
Alex
Deal hunter
“claimed every single grubhub guarantee this month. it pings me on sales and somehow found room in my travel budget. no notes”
Anderson
Creator
“flip cancelled like 4 subscriptions i forgot i was paying for and now it auto-saves every payday. my bank account is thriving”
Kush
In tech
“flip budgets my whole month now and throws my spare cash into investments?? plus a daily brief every morning. genuinely don't know how i lived without it”
Emilie
Student
“it literally texts my roommates for rent so i don't have to 😭 also splits dinner in the gc and pings me when aritzia goes on sale. obsessed”
Sanjay
Investor
“tracks my ETFs, keeps me on budget, and i'm FINALLY using my card points instead of letting them rot lol”
Bank-grade controls on every dollar Flip touches
Bank-grade encryption
Your data is encrypted in transit and at rest, with industry-standard safeguards on every connected account.
Connected through Plaid
Bank connections run through Plaid, the network behind Venmo and Robinhood. Your credentials are never stored in plaintext.
ISO 27001 & 27701
Plaid’s infrastructure is certified to the international standards for information security and privacy management.
Face ID, every time
Nothing moves without your yes. Payments and trades wait for your confirmation with Face ID.
Frequently asked questions
Flip is an AI financial assistant that lives inside iMessage. Text it like you would a friend and it pays people back, moves money, tracks your portfolio, audits your subscriptions, catches dips, and finds you opportunities — all from the Messages app you already use.
Yes. Flip uses bank-grade encryption, Plaid for bank connections, and industry-standard safeguards for your accounts. Your credentials are never stored in plaintext and sensitive actions require explicit confirmation. See our privacy policy and security policy for full details.
Flip is $20 a month if billed monthly, or $10 a month if billed yearly (4-day free trial, then $9.99 for the first month, then $119.88/year). The monthly plan is $19.99/month, billed immediately. No commitment, cancel anytime.
