Forward Wealth LLC ("Forward") is an investment adviser registered with the State of New York. Registration as an investment adviser does not imply any level of skill or training, and does not constitute an endorsement by any regulator. CRD number 341883. Forward provides advisory services only to residents of states in which it is registered or exempt from registration. Additional information about Forward, including its services, fees, and conflicts of interest, is available in its Form ADV Part 2A, linked above and on the SEC's Investment Adviser Public Disclosure website.
Nothing on this website is investment, tax, or legal advice, an offer to buy or sell any security, or a recommendation of any strategy for any particular person. Forward does not provide tax or legal advice; consult your own tax and legal advisers regarding your circumstances.
Illustrations, charts, animations, calculators, and figures on this site are hypothetical and for illustrative and educational purposes only. They are not projections of the performance of any strategy and are not intended to predict or guarantee any outcome. They rely on stated assumptions, including assumed market returns, tax rates, and the extent to which harvested losses offset realised gains (an estimate drawn from published research on direct indexing, not a result Forward has achieved), and do not reflect the results of any actual client account. Actual results will differ, possibly materially, based on market conditions, your cost basis, holding periods, other gains and losses, applicable federal, state, and local tax rates, trading costs, and the timing and pace of any sales. Tax-loss harvesting may reduce or defer, but does not eliminate, taxes; wash sale rules and other limitations apply. Tax laws may change.
Investing involves risk, including the possible loss of principal. Diversification does not assure a profit or protect against loss in declining markets. Past performance, including past declines in any security, is not indicative of future results. References to specific companies and tickers are for identification and illustration only and are not recommendations to buy, sell, or hold any security; company names and trademarks belong to their respective owners and do not imply affiliation or endorsement.
Forward's advisory fee is 0.89% of assets under management per year, subject to a minimum annual fee of $2,700 ($675 per quarter), billed quarterly as the greater of the two, as described in Form ADV Part 2A. Because of the minimum fee, accounts below approximately $303,000 pay an effective rate higher than 0.89%; for example, a $100,000 account pays 2.7% and a $250,000 account about 1.08%. Forward may discount its fee at its discretion, and similarly situated clients may pay different fees. Custodian platform and service fees, including fees for direct indexing implementation, may apply and are separate from Forward's fee. Client assets are held at unaffiliated qualified custodians, Altruist Financial LLC and Charles Schwab & Co., Inc.; Forward does not take custody of client funds or securities. Forward generally works with positions of $100,000 or more in a single publicly traded stock; this is an eligibility guideline, not a fee, and may be waived at Forward's discretion.
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