Send money globally for less

The only way to send truly instant, low cost international transfers in 40+ currencies, without any hidden fees.

Low-cost international transfers

Safe, secure and truly instant transfers with 24/7 support. Over 70% arrive in 20 seconds.1
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Sending over 25,000 USD or equivalent? We'll discount our fee

  • Arrives
    Today - in seconds
  • Total fees and taxes
    Included in IDR amount
  • Transfer to 140 countries

    Send money securely in Indonesia and abroad.

    Globe showing Wise's global reach
    Always get our best rate

    Convert automatically at the real, mid-market exchange rate every time.
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    Our rate isn't hiding anything

    Unlike many banks, we never inflate the exchange rate. Our transfer fees are always low cost and up front.

    1 IDR = 0.00 EUR

    We only use the mid-market rate, the one you usually see on Google.

    100% transparent

    All our fees are upfront and honest.

    Guaranteed

    Lock in the exchange rate, and if it drops you don't lose out.

    We move billions for millions worldwide, every year

    Licensed by Bank Indonesia
    Excellent on Trustpilot
    24/7/365 human support1

    The world's banks and businesses run on Wise

    The world's most international business account

    Enter new markets in minutes, not months. Get everything you need to pay, get paid, and manage your money in 40+ currencies — all in one place.

    Safe at every step

    18.9 million customers, businesses and banks use Wise every day. Here's how we help protect every cent, rupiah and dollar.
    See our security
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    Every transfer, protected

    Your money is kept safe with local, separate financial institutions.

    Built-in security

    Biometrics, 2-step authentication and encryption keep your data secure.

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    Specialised anti-fraud tech

    We run 7 million checks every day to spot and stop fraud.

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    Your money, not ours

    Wise is building the fairest way to move, manage and grow your money — everywhere. Unlike many banks, we're 100% transparent and cut our prices whenever we can.

    One smart app, 60 million downloads

    Wise works nearly everywhere