Where value flows, value grows.
Connect currencies, payment rails, onchain networks, and programmable money with one platform. Unlock instant money movement with certainty at every step. Institutional-grade infrastructure — ready for what's next.
1,000+ industry-defining customers worldwide
PRODUCTS
The infrastructure propelling tomorrow’s money movement.
Financial institutions, global enterprises, and platforms use Nium to enter new markets and scale — without rebuilding their payment stack.
Cross-border payouts
Make fast, reliable international payments.
Physical and virtual cards
Launch a card program for any use case.
41 million
card credentials processed in the last 12 months.
100+
real-time markets.
Stablecoin cards
Spend stablecoin balances at any Visa or Mastercard merchant.
Stablecoin payouts
Move stablecoin value without the hassle.
Multi-currency accounts
Hold, convert, and move 100+ currencies.
$84 billion
in payments processed over the last 12 months.
Account verification
Confirm accounts before money moves.
BUSINESSES WE SERVE
One infrastructure. Every industry.
Every industry is unique. The need to move money with certainty, globally, and without friction is not.
Banks
Transform your cross-border payments experience with more real-time payout corridors and local multi-currency accounts. No need to rebuild your infrastructure.
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Fintechs
Move fiat, stablecoins, or both across 190+ countries through one integration, with the payment rails you need to launch new products and scale.
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Payroll
Payday is every day. Pay employees and contractors worldwide, reliably, on time, and in local currency with a single partner who knows how to execute payroll at scale.
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Spend management
Create, operate, and grow your global spend management programs with a robust card issuance stack that includes intelligent FX and flexible controls.
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Travel
Move money across borders — from supplier payouts to virtual cards — with the speed and global coverage to keep pace with your bookings.
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Platforms
Whether you're paying workers, partners, or vendors, our embedded payments handle cross-border complexity, so you and your customers can focus on growth.
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If you’re building what’s next, build on what’s ready for it.
Ship financial services products anywhere in the world with bank-grade rails, composable building blocks, and a global licensing foundation from Nium.
Programmable money that moves autonomously: agents transacting, settling, and managing value on behalf of businesses in real time.
Start with payments, layer in cards and FX, then expand into the full financial life of your customer — without re-platforming each time.
A full retail or SMB bank experience — accounts, cards, transfers, FX — on licensed infrastructure, with no banking charter of your own.
Earned wage access the moment the shift ends, paid in local currency, anywhere the worker is — including cross-border contractor payroll.
Hold value in digital dollars, spend via Visa and Mastercard, and settle cross-border without the correspondent banking chain.
A card program for travel, payroll, spend management, and more. Built natively for business operations, not retrofitted from consumer products — with controls, limits, and settlement logic that scale.
Programmable money that moves autonomously: agents transacting, settling and managing value on behalf of businesses in real time.
Start with payments, layer in cards and FX, then expand into the full financial life of your customer — without re-platforming each time.
A full retail or SMB bank experience — accounts, cards, transfers, FX — on licensed infrastructure, with no banking charter of your own.
Earned wage access the moment the shift ends, paid in local currency, anywhere the worker is — including cross-border contractor payroll.
Add reaction
Hold value in digital dollars, spend via Visa and Mastercard, and settle cross-border without the correspondent banking chain.
A card built for how one industry actually works — controls, limits and settlement logic shaped around travel, payroll, spend management, and more, not retrofitted from a consumer product.
Our mission is to connect Brazilian customers to the world and the world to Brazil’s consumer ecosystem. The best way to do this is to use high-technology solutions and global coverage. Nium is a game changer for us.”
The additional markets where Nium provides account verification coverage expands our global reach even further, providing value to our network participants without requiring any technology uplift while providing global account verification services through a single, secure network.”
With Nium’s partnership, Mashreq now offers the widest network of instant/same-day account credits from the UAE.”
The partnership with Nium means we can now deliver even more value to our customers, helping them navigate the complexities of spend management effortlessly."
What matters most is that people receive their money when they expect it. Working with Nium has helped us expand and scale our payout capabilities while maintaining the reliability our customers expect, including in markets where receiving earnings can otherwise be difficult."
EXPLORE MORE
Nium events, insights, and news.
Let money move.
Talk to our team about how Nium can help you collect, convert, send, and spend with faster, more transparent payments worldwide.
